Wellness, Immunizations, and Birth Control for International Students in the U.S.

August 15th, 2019 by Leah Hammond

When planning on studying in the U.S., the last thing you might be thinking about is the cost of healthcare. It is well known that healthcare costs are very high in the United States, so it’s important to make sure that you have a health insurance plan in place when you arrive. Health insurance plans for international students are generally designed to offer coverage in case something unexpected happens. Routine and preventative care isn’t always covered in these plans and you’ll likely have to pay out of pocket if you are looking for these kinds of services. In this blog, we’ll discuss different options to help find coverage for annual physicals, immunizations, and birth control at an affordable cost! 

Routine and Preventative Care

For some international students, your college or university may require that you have an annual physical and certain immunizations before you can enroll in classes. While routine and preventative care, like a general wellness checkup, annual physicals, and immunizations, are typically excluded from international student coverage, you can usually find this type of treatment at an inexpensive cost to you. 

  • Walk-In Clinic: If your plan does not include coverage for preventative care or immunization, you can visit a local pharmacy walk-in clinic, like the CVS Minute Clinic or the Walgreens Healthcare Clinic for affordable treatment. The cost will depend on each service, but you can expect to pay approximately $69 to $89 for a physical examination, $50 or less for a flu shot, $49 for a TB test, $135 for the measles, mumps, and rubella vaccination, and $240 for each dose of the HPV vaccination. You can contact your local walk-in clinic to find out more about the pricing of the services they offer. 
  • Student Health Center: If your school offers an on-campus student health center, you may be able to receive an annual physical and certain immunizations at little to no cost. You should call your on-campus facility to inquire more about the free services they offer and if any fees would be associated. 

Before going to the doctor, it’s important to check your health insurance plan to confirm what is included in your coverage. While most international student plans don’t include coverage for routine or preventative care, International Student Insurance does offer different plan options that include limited coverage for immunizations and wellness.


Student Secure Plan


Major Medical Plan

$150 maximum for Immunizations
Elite Level Only
Measles, Mumps, Rubella (MMR);
Tetanus/Diphtheria/Pertussis (TDAP);
Chicken Pox (Varicella); Hepatitis B;
and Meningitis (Meningococcal MCV4 and B)
$250 / $500 maximum for Preventative Care
including vaccinations
Gold & Platinum Level Only

Apply now – Student Secure
Apply now – Major Medical

Birth Control Prescriptions

In the United States, birth control is available by prescription only. Generally, contraception is not covered by international student health insurance plans, which means both the initial visit to the doctor and the prescription would not be covered. Luckily, there are different options out there to find low-cost birth control around the country! 

  • At-Home Delivery: Websites like HeyDoctor, Nurx, PRJKT RUBY and Simple Healthoffer different forms of contraception, from the pill, the ring, and the patch, for as low as $15 per month without insurance. Through these websites, you can consult with an online doctor to find the right prescription for you! Some sites require you to complete an online questionnaire, while others require a video consultation, and availability varies from state to state, so make sure to do your research to find the best option for you. 
  • Planned Parenthood: Planned Parenthood works to make healthcare in the United States accessible and affordable. They offer wellness exams, birth control prescriptions, and STI testing at low costs and some centers even charge based on income. The costs for these services vary by location, so you’ll want to call your local Planned Parenthood to find out what you can expect to spend for an exam

As you can see, there are many ways to find healthcare services that can still be cost-effective, even if your insurance plan won’t cover the expenses. It is important to do your research and compare costs before seeking treatment to make sure you are finding the most affordable options out there! 


Health Insurance for International Students at Polk State College

August 12th, 2019 by Diana Nolasco

Polk State College has selected ISI as the recommended insurance option for international students. Learn more and apply online to meet your school’s requirements.

As an international student, it is important to have medical health insurance throughout your studies in the US. Due to the high cost in medical care, most schools in the US require international students to purchase health insurance before enrolling in the classes. Polk State College is no different. Polk State College requires international students to have medical coverage throughout their time in the US. Luckily, International Student Insurance (ISI) provides health insurance plans for international students that are comprehensive and affordable, and meet Polk State College’s insurance requirements. 

Polk State College recommends the Student Secure plan for their international students’ health coverage. While the Student Secure is available in four levels, three of the levels will meet their requirements for international students: Budget, Select, and Elite. These levels include coverage for:

  • Doctor Visits
  • Hospitalization
  • Prescription Medication
  • Emergency Medical Evacuation & Repatriation
  • Organized Sports
  • Maternity
  • Mental Health

 For an international student ages 18 to 24 years old, the cost for one year is:

  • Budget – $513.24 per year 
  • Select – $1,161.16 per year
  • Elite – $2,140.32 per year

To purchase this insurance, international students can go to the Student Health plan to enroll directly on our website. If you need assistance, our team of customer service representatives are available by phone, email, or live chat and would be happy to help.

Once purchased, our team will send you a confirmation email which you can show to your international student advisor at Polk State College as proof of coverage.

Updated 7/28/2020

Health Insurance Requirements for Florida Southwestern State College

August 9th, 2019 by Diana Nolasco

Florida Southwestern State College has selected ISI as the recommended insurance option for international students. Learn more and apply online to meet your school’s requirements.

If you are an international student attending Florida Southwestern State College this upcoming school year, you are required to provide proof of health insurance prior to registering for classes. Healthcare in the United States can be very expensive, so it is not unusual for universities to require international students to have health insurance during their studies. Fortunately, International Student Insurance provides comprehensive and affordable plans for all international students attending US schools, including Florida Southwestern State College.

The Student Health plan comes in four different levels: Smart, Budget, Select and Elite. All levels of the plan meet or exceed Florida Southwestern State College health insurance requirements for international students. All levels include coverage for:

  • Doctor Visits
  • Hospitalization
  • Prescription Medication
  • Emergency Medical Evacuation
  • Repatriation
  • Mental Health

To meet Florida Southwestern’s insurance requirements, international students can first purchase the plan online at our website. If you prefer, you can also purchase the plan over the phone by calling our customer service team. 

Once purchased, you will need to complete Florida Southwestern State College’s insurance waiver and then send it to our customer service team to complete. We will then send your insurance information to your school’s International Student Services Office to process.

Please note that Florida Southwestern State College requires students to be enrolled for these coverage dates:

  • Fall: August 20 – December 31
  • Spring: January 1 – April 30
  • Summer: May 1 – August 19

You will have to submit a new waiver for every period you want to be covered. To learn more about the Student Health plan, visit our website or contact our customer service team by phone, chat, or email.

Updated July 30, 2020

Health Insurance for International Students at Bethune-Cookman University

August 5th, 2019 by Diana Nolasco

Bethune-Cookman University has approved ISI as a health insurance option for international students. Learn more and apply online to meet your school’s requirements.

Deciding which health insurance plan to enroll in can be very overwhelming, but it is worth your time and energy to make sure you have a plan that works well for you. Due to high costs for medical care in the US, many schools like Bethune-Cookman University require international students to purchase a specific type of health insurance before they are allowed to enroll in classes.

International students at Bethune-Cookman University are required to purchase a plan that not only meets their insurance requirements, but students must maintain continuous health insurance coverage. This means that there cannot be any breaks in coverage – international students must renew their plan each year. 

If you are looking for a plan that will work, our Student Secure Select and Elite plan will meet and exceed Bethune-Cookman University’s health insurance requirements. The Student Secure Select and Elite levels both provide comprehensive coverage that includes:

  • Doctor Visits
  • Hospitalization
  • Prescription Medication
  • Emergency Medical Evacuation & Repatriation of Remains
  • Mental Health
  • Organized Sports
  • Maternity

For an international student ages 24 and younger, the cost for one year is:

  • Select – $1,161.16 per year
  • Elite – $2,140.32 per year

International students can purchase the plan right online, and will receive a confirmation email instantly. Once purchased, it is important to fill out the required information on Bethune-Cookman’s waiver. After completion, send the waiver to our customer service team to complete the process! We will then submit your waiver form to you and Bethune-Cookman.

To learn more about the Student Secure plan, visit our website or contact our customer service team by phone, chat, or email. For more information about Bethune-Cookman University’s health insurance requirements, visit the school’s insurance requirements page.

Updated 7/28/2020

International Student Insurance for the University of South Alabama

August 2nd, 2019 by Diana Nolasco

International students studying at the University of South Alabama can enroll in the following health insurance option and meet their school’s requirements.

As an international student attending the University of South Alabama, it is mandatory to obtain health insurance while enrolled and taking classes. Many colleges and universities across the USA, like the University of South Alabama, require international students to have adequate coverage due to the high cost of medical care in the US. Without health insurance, expenses can cost up to hundreds of thousands of dollars, so it is important to have a comprehensive plan in place to help cover these costs in case you need medical attention.

Fortunately, the Student Health plan comes in four different levels – all of which will meet or exceed your school’s health insurance requirements. The plan provides comprehensive coverage that includes:

  • Doctor Visits
  • Hospitalization
  • Prescription Medication
  • Emergency Medical Evacuation
  • Repatriation
  • Mental Health

For an international student ages 24 years old or younger, the cost for one year is:

  • Smart –  $371.28 per year
  • Budget – $513.24 per year 
  • Select – $1,161.16 per year
  • Elite – $2,140.32 per year

International students can purchase the plan right online, and will receive a confirmation email instantly. Once purchased, it is important to fill out the required information on the University of South Alabama’s waiver, which can be obtained from the university’s Student Health Center. After completion, send the waiver to our customer service team to complete the process! To have continuous coverage, a waiver must be submitted each semester to the Student Health Center.

To learn more about the Student Health plan, visit our website or contact our customer service team by phone, chat, or email. For more information about University of South Alabama’s health insurance requirements, visit the school’s insurance requirements page.

Updated 7/28/2020

International Student Insurance Requirements for Florida Gulf Coast University

July 29th, 2019 by Diana Nolasco

If you are an international student studying at Florida Gulf Coast University, check out our StudentSecure plans that will meet your school’s insurance requirements.

If you are an international student at Florida Gulf Coast University, then you will be required to have medical insurance the entire period you are enrolled. Your school requires that this medical insurance policy meet a number of requirements, and you’ll be required to present proof of coverage before you are able to register for classes.

Our Student Health plan will meet Florida Gulf Coast’s health insurance requirements at the Select and Elite levels. Depending on your budget and benefit needs, your plan will cover you for accidents and illnesses, including doctor visits, hospitalization, prescriptions, medical evacuation, repatriation, mental health, and more! 

Florida Gulf Coast’s health insurance plan is a great option, but rates can go up to $2,658 for one year of coverage.

For an international student ages 24 and younger, the prices on the Student Secure plan are as follows:

  • Select level – $452.98 for Fall – a savings of $578!
  • Elite level – $834.96 for Fall – a savings of $196!

You can purchase the plan right online with same day coverage, and you will have your documents instantly to show proof of coverage to your school. We can also complete your school’s compliance form within 1-2 business days so you can remove the hold from your account.

Your insurance must be in effect as of August 17, 2020 (for fall semester) and January 6, 2021 (for spring and spring/summer semesters 2021) and throughout your continuous enrollment at Florida Gulf Coast University. 

For more information about the plan levels and your school’s requirements for international students, visit Florida Gulf Coast’s school requirements for more information. 

Updated July 30, 2020

International Student Insurance Requirements for University of West Florida

July 26th, 2019 by Diana Nolasco

The University of West Florida has selected ISI as a pre-approved insurance option for international students. Learn more and apply online to meet your school’s requirements.

If you plan on being an international student at the University of West Florida, then you will be required to have medical insurance the entire period you are enrolled. Your school requires that this medical insurance policy meet a number of requirements, and you’ll be required to present proof of coverage before you are able to register for classes.

Our Student Secure plan has been selected as an approved option for all international students at the University of West Florida. Depending on your budget and benefit needs, your plan will cover you for accidents and illnesses, including doctor visits, hospitalization, prescriptions, medical evacuation, repatriation, mental health, and more!

You can purchase the plan right online with same day coverage, and you will have your documents instantly which will include your ID card and receipt.

If you enroll through us, there is no need to worry about completing a waiver form. If you state that you are attending The University of West Florida on your application, we will let your school know that you’ve enrolled with us, and your hold will be removed from your account – and you will be able to start enrolling in classes.

For more information about the plan levels and your school’s requirements for international students, visit University of West Florida’s school page for more information or please contact us directly and we would be happy to assist. 

International Student Insurance for Miami-Dade College

July 22nd, 2019 by Diana Nolasco

To see the latest insurance requirements for Miami-Dade College, please see our school page here.

If you will be studying at Miami-Dade College (MDC) as an international student, you will be required to purchase health insurance for a full academic year. In order to meet their insurance requirements, your plan must be continuous meaning that the plan must be renewed each year with no break in coverage. Miami-Dade College will not allow an international student to register for classes until they show proof of insurance coverage.

You may be asking yourself, why do I need to have health insurance? The United States has the most expensive health care in the world, and going to the hospital can cost thousands – or even hundreds of thousands – of dollars. Because of this, many schools like Miami-Dade College – require that all international students have adequate medical coverage during their time in college. 

The Student Health plan comes in four different levels – all of which will exceed your school’s health insurance requirements. The plan provides comprehensive coverage that includes:

  • Doctor Visits
  • Hospitalization
  • Prescription Medication
  • Emergency Medical Evacuation
  • Repatriation
  • Mental Health

International students can purchase the plan right online, and they will receive a confirmation email instantly. Students can then contact the International Student Services Office to show proof of insurance coverage.

To learn more about the Student Health plan, visit our website or contact our customer service team by phone, chat, or email. For more information about Miami-Dade College’s health insurance requirements, visit the school’s page.

Health Insurance for International Students at Eastern Florida State College

July 19th, 2019 by Diana Nolasco

If you are an international student attending Eastern Florida State College, then you will be required to enroll in your school’s group insurance policy or purchase an individual health insurance plan instead.

If you are on a budget and are looking for an alternative to their group plan, look no farther than International Student Insurance. We have great options that will meet all of their requirements.

Eastern Florida State College requires that all students have minimum coverage that includes:

  • $100,000 per injury or illness or per policy year
  • Deductible no greater than $100 per occurrence
  • 80% in-network and 60% out-of-network for accident or illness 
  • Includes coverage for mental health (both inpatient and outpatient)
  • Maternity must also be covered 80% in-network and 60% out-of-network
  • Repatriation of remains must be covered up to $25,000
  • Medical Evacuation must be covered up to $50,000

For a complete list of their requirements for international students, you can check out your school’s waiver right online.  

To meet these requirements, our Student Secure Budget, Select and Elite levels will work well – and save you money. The Budget plan, however, costs only $513.24 for a year (ages 24 and younger) – and has a $45 deductible (in-network)!

If you are interested in learning more, check out our page on Eastern Florida State College. You can purchase coverage right online, and begin coverage as soon as the same day. Simply send us your waiver form and we would be happy to complete it and get it over to your school.

If you have any questions about our plans, feel free to contact us by phone, email or livechat! We’re just a quick click, or phone call away! 

Updated 8/5/2020

6 Tips for a Healthy Travel Experience

July 17th, 2019 by Alexis Ponce


For all the travel addicts out there, it is almost that time of the year! With summer vacation here, you may be planning to take a trip internationally in the coming days and weeks! It is important that you think about your health before and during your trip, to make sure you are in tip-top shape so that you can make the most of your international experience!

At International Student Insurance, we care about you and your wellbeing. Here are some tips on how to stay healthy while traveling:

1. Pack extra medication

You don’t need to take the whole pharmacy with you, however having a little bag that contains very common over-the-counter medications can be useful. Some of the more common medications include pain relievers (such as Aspirin or Advil), anti-diarrhea medication, antihistamines (such as Benadryl), and of course, any medication you take on a regular basis. Make sure to put them in your carry-on as you never know when the airline will misplace your luggage!

2. Be careful where and what you eat!

When you travel to a foreign country, you are in an environment with new bacteria and viruses. Make sure that if you are eating meat, it is in a place with good refrigeration (and not know for electrical outages!). Whether you eat in a nice restaurant or a street food stall in a local market (the best food is usually found there!), you’ll want to check the sanitation, make sure that the food is freshly cooked (and watching the preparation of your food can be almost as fun as eating it!), and that the water is filtered. Be especially careful with raw fruits and vegetables, and if you need something fresh – try an orange or banana, something with a peel!  

3. Stay hydrated

Particularly if you are traveling during summer, it’s likely that you are going to be working on your tan no matter where you go! Staying hydrated is particularly important, especially if you’re not used to the hot weather. But how can you tell if you’re actually dehydrated? Your skin and mouth will feel very dry, you may experience headaches, dizziness, confusion and will feel a lack of energy. Luckily for us, there’s an easy way to avoid dehydration, and yes, you guessed it! Drink enough liquids! We recommend that you drink bottled water – and make sure the seal is broken when you open the bottle. Another option is a drink with electrolytes, such as Gatorade, which can l help you replace all the good minerals that you lose while sweating profusely. 

4. Avoid unnecessary risks

Sometimes when we go on vacation, we feel invincible. We want to do everything, see everything there’s out there to see and take the perfect pictures for Instagram but sometimes we don’t think about how certain activities can impact our bodies and our health. Certain travel destinations are popular because of activities they promote, such as diving, skiing or hiking. If your body is fit enough but you have no experience in adventure sports, please choose an experienced instructor to guide you or accompany you through the whole process to ensure that you minimize the risks.

5. Get enough sleep

Sleeping is very important for your overall health and concentration. When you’re sleep deprived, you can’t focus, are irritable and your immune system is weakened, making you a target for viruses in the environment. While you’re traveling, make sure you get enough sleep! Doing this will ensure that you enjoy your trip to the fullest. 

6. Buy travel insurance

Even when you take all the precautions, unexpected accidents and illnesses can still happen. That is why purchasing travel insurance  can make a big difference in the case of an unfortunate situation. 

These simple precautions can make all the difference when it comes to making your travel experience memorable. While we can’t always predict when we might get sick or have an accident, these tips will make sure you are prepared when the unexpected happens!

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