Patriot Exchange
The Patriot Exchange plan is designed specifically for full-time international students and study abroad students around the world. The plan meets the J visa insurance requirements and includes benefits such as doctors visits, hospitalization, mental health, medical evacuation, and repatriation of remains.

Benefits at a glance

Overall Maximum Limit $5,000,000
Per Injury/Illness Maximum $50,000 to $500,000
Deductible (per injury/illness) $0 to $500
Student Health Center Co-pay $5
Coinsurance 100%
Extensions Up to 48 months
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Seeking Treatment

Provider Search

Inside the USA, the plan uses the UnitedHealthcare Network and seeking treatment there will lower your out of pocket expenses and facilitate faster claims processing. Outside of the USA, you are free to seek medical care from any provider you wish or locate a provider using the IMG International Provider Access Search.

In-Person Visits

For in-person medical care, please locate a doctor, clinic, or hospital that is part of the network. It is recommended to search for a doctor, urgent care, or walk-in clinic as the best places to seek medical care.

Only use the Emergency Room (ER) in real emergency situations, as you will have to pay more to visit the ER in the USA.

Claim Form

For each new injury/illness, you will want to submit a fully completed claim form along with any receipts and prescriptions. This will expedite the processing of your claim, and you can track the progress of your claim in the Student Zone.

Start your provider search

Doctor/Hospital Search

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