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International Student Health Insurance

Need insurance while studying overseas? The Patriot Exchange plan is designed for international students, scholars, and study abroad students.

Select the country where you need coverage. If you will be traveling to multiple countries, choose your primary destination. Coverage is worldwide outside your home country, and not limited to your host country.
Date that coverage should begin. This date cannot be more than 6 months from today.
This date cannot be more than 12 months from the date coverage begins.
Patriot Exchange
The Patriot Exchange plan is designed specifically for full-time international students, scholars and study abroad students around the world. The plan meets the J visa insurance requirements and includes benefits such as doctors visits, hospitalization, mental health, medical evacuation, and repatriation of remains.

Key Features

Ideal for F1 & J1 students, scholars and their dependents are eligible. 24/7 medical and travel assistance Manage your plan online
COVID-19 covered Doctor/Hospital Network in the USA through UnitedHealthcare Optional Add On Riders

Benefits at a glance

Overall Maximum Limit $5,000,000
Per Injury/Illness Maximum $50,000 to $500,000
Deductible (per injury/illness) $0 to $500
Student Health Center Co-pay $5
Coinsurance 90%
Extensions Up to 48 months
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Seeking Treatment

Provider Search

Inside the USA, the plan uses the UnitedHealthcare Network and seeking treatment there will lower your out of pocket expenses and facilitate faster claims processing. Outside of the USA, you are free to seek medical care from any provider you wish or locate a provider using the IMG International Provider Access Search.

In-Person Visits

For in-person medical care, please locate a doctor, clinic, or hospital that is part of the network. It is recommended to search for a doctor, urgent care, or walk-in clinic as the best places to seek medical care.

Only use the Emergency Room (ER) in real emergency situations, as you will have to pay more to visit the ER in the USA.

Claim Form

For each new injury/illness, you will want to submit a fully completed claim form along with any receipts and prescriptions. This will expedite the processing of your claim, and you can track the progress of your claim in the Student Zone.

Start your provider search

Doctor/Hospital Search

Let's get started

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