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Need insurance while studying overseas?
Use our comparison tool to find the best international student insurance plan for you.

What is International Student Insurance?

International student insurance is a comprehensive, yet, affordable health insurance plan designed for:

  • International students (including those on F1, J1, M1 visas or on OPT)
  • Exchange students
  • Scholars
  • Study abroad students
  • Students enrolled at a language program
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Features of International Student Insurance Plans

International student insurance allows you to enroll for the period you need, and you can keep the plan for multiple years. These plans cover accidents and illnesses — not just in emergency situations — as well as medical evacuation and repatriation of remains. Additional key benefits that distinguish these plans from other plans include mental health, organized sports, maternity and pre-existing conditions.
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Eligibility Requirements

While each plan has its own eligibility requirements, you must be a full time student or scholar studying outside your home country. OPT students are also eligible for many of these plans.
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Buying your plan!

You can buy your plan online and start coverage as early as the same day or the next day. The process takes around 5 minutes and you will receive an immediate email confirmation which will include your summary of benefits, receipt and ID card.
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Our Recommended Plans

  • Student Secure
    • Ideal for international students, scholars and those on OPT
    • 4 plan levels to choose from
    • Mental health, maternity, and pre-existing condition coverage available
    • UnitedHealthcare PPO Network
    • Renewable up to 4 years
    • Starts at $31/month
    Learn More Buy
  • ISI Protect
    • Budget friendly international student insurance
    • 4 plan levels to choose from
    • Mental health, maternity, and pre-existing condition coverage available
    • UnitedHealthcare PPO Network & Prime Therapeutics Rx Network
    • Telemedicine through Teladoc
    • Plans start at $28/month
    Learn More Buy
  • Student Defender
    (available at select schools)
    • Unlimited policy maximum
    • Available to F1 & J1 visa holders
    • Wellness, maternity, and pre-existing conditions covered immediately
    • Aetna Passport Network
    • Telemedicine & telecounseling included
    • Plans start at $99/month
    Learn More Buy
  • World Elite
    (available at select schools)
    • Unlimited policy maximum
    • Available to F1 visa holders
    • Wellness, maternity, and pre-existing conditions covered immediately
    • Aetna Passport Network
    • Telemedicine & telecounseling included
    • Plans start at $125/month
    Learn More Buy
  • Student Health Advantage
    • Ideal for international students, scholars, OPT and their dependents
    • 2 plan levels to choose from
    • Mental health, maternity, school sports, and pre-existing condition coverage
    • UnitedHealthcare PPO Network
    • Plans start at $89/month
    Learn More Buy
  • Patriot Exchange
    • Ideal option for students or scholars and their families
    • Select your plan’s coverage and deductible
    • Mental health and pre-existing conditions coverage
    • Limited high school, college sports, and adventure sports rider
    • UnitedHealthcare PPO Network
    • Plans start at $68/month
    Learn More Buy
Need a group plan? If you are looking for a group plan for your students, please learn more about our group plan options.
If you need help selecting an insurance plan or confirming which plan meets your school or government requirements, please contact us, and one of our licensed insurance agents would be happy to assist: