J Visa Scholar Health Insurance Plans
International Scholar Insurance plans on a J Visa
A J-1 Scholar is a visiting researcher, professor, or specialist coming to the United States for a designated period of time. Both J-1 Scholars and their accompanying family members, often arriving on a J-2 visa, are required to have health insurance for the duration of their stay, meeting specific insurance requirements stipulated by the U.S. Department of State.
Oftentimes, J-1 Scholars have unique challenges when it comes to health insurance since many schools do not offer insurance, or if they do, it can be prohibitively expensive. If the college or university does provide insurance coverage for their J-1 Scholars and dependents, some plans may be missing key benefits such as emergency medical evacuation and repatriation (which are part of the U.S. Department of State insurance requirements for J-1 Scholars). Moreover, J-1 Scholars are often older and come with family members, making their needs unique and different from a traditional younger international student.
At ISI, we offer a variety of insurance plans tailored to suit the specific requirements of J-1 Scholars and their family members. Upon enrollment in any of our plans, J-1 scholars will receive their documents right away in case they need to present proof of insurance to their embassy, consulate or school.
The following are our most popular J-1 Scholar insurance plans:
The Patriot Exchange plan provides J-1 scholars with health insurance throughout their time in the United States. Scholars can enroll for as little as 30 days up to 1 year, and they can keep this plan up to 5 years. This is a great option for older scholars or those scholars with families!
Key benefits include:- $5 million overall maximum limit
- $0 to $500 deductible options
- Doctor visits & hospitalization
- Emergency medical evacuation
- Repatriation of remains
- Dependent coverage available
The Student Secure is available to J-1 Scholars, and provides coverage in all 50 states. Scholars can enroll from 15 days up to 1 year, and renew coverage up to 4 years. This plan is a great option for younger scholars!
Key benefits include:- $200,000 to $5,000,000 max
- $0 deductible
- Doctor visits & hospitalization
- Mental health
- Emergency medical evacuation
- Repatriation of remains
For J-1 Scholars and their accompanying family members who possess a health insurance plan based in the US, it's important to note that coverage for medical evacuation and repatriation may not be included. The good news is that there's a solution: enroll in a standalone plan that specifically incorporates these two essential benefits, ensuring compliance with necessary requirements.
ISI has a standalone Emergency Medical Evacuation and Repatriation of Remains plan to accompany a US-based health insurance plan. The plan is available for both J-1 Scholars and their family, and this plan can be purchased for 3, 6, or 12 month intervals. The plan provides the following benefits:
- $250,000 Emergency Medical Evacuation and Repatriation
- $25,000 Return of Mortal Remains
- 24/7 Travel Assistance Included
