Insurance Explained Category

Blog posts that explain insurance terminology and features.

Coronavirus Disease (COVID-19) – What You Need to Know

February 26th, 2020 by Yessica Prato

What international students should know about the coronavirus and how it will impact their insurance coverage

Student Health Advantage & Patriot Travel Medical – How to File a Claim

January 23rd, 2020 by Leah Hammond

You’ve just been to the doctor…so now what? You showed a copy of your ID card at the time of treatment, and the doctor’s office didn’t make you pay anything out of pocket. You may think that you are all set and need to take no further action, but it’s important to make sure that […]

The U.S. Healthcare System- What You Need To Know Before You Go

October 23rd, 2019 by Natalie Holland

For international students traveling to the United States, having knowledge of the healthcare industry in the US will allow you to feel confident about what to do in the case that you get sick or injured. While it can seem daunting, if you have the knowledge you need, taking control of your healthcare is simple. […]

Health and Travel Insurance with No Deductible

September 23rd, 2019 by Jennifer Frankel

Has this ever happened to you: You go to the doctor, show your health insurance card, and the receptionist tells you that you’ll need to pay something out of pocket? In the United States, healthcare can be very expensive, and oftentimes US health insurance plans have certain cost sharing measures to help keep the cost […]

Wellness, Immunizations, and Birth Control for International Students in the U.S.

August 15th, 2019 by Leah Hammond

When planning on studying in the U.S., the last thing you might be thinking about is the cost of healthcare. It is well known that healthcare costs are very high in the United States, so it’s important to make sure that you have a health insurance plan in place when you arrive. Health insurance plans […]

How to get free or low priced prescription drugs

April 15th, 2019 by Ross Mason

You will often hear that healthcare is expensive in the USA, and until you actually experience it, it may be hard for you to really understand how expensive it can actually be. One aspect of this is prescription medications, and in this blog post we are going to focus on this and how you can […]

J Visa Health Insurance Options

November 16th, 2018 by Jennifer Frankel

If you are coming to the United States on a J1 or J2 visa, then you will be required to have health insurance for your entire stay in the US. In almost all cases, you will be required to show proof of insurance at the consulate or embassy before you are issued your visa, and […]

Personal Liability: What is it and Why it matters to international students?

October 15th, 2018 by Yessica Prato

For many people, the words “personal liability” can be very confusing. Not all international insurance plans in the U.S. will include personal liability and it is important to understand the coverage so you are not caught off guard.

Coverage for Maternity in the U.S. for International Students

September 21st, 2018 by Leah Hammond

Maternity expenses in the United States are significantly higher than around the world, and the cost to have a baby can add up quickly. Most insurance plans in the U.S. will not cover a pregnancy if you become pregnant before your policy becomes effective – so be prepared with this tips!

Does my health insurance cover car accidents?

June 22nd, 2018 by Ross Mason

When searching for health insurance, there are lots of things you need to take into consideration before purchasing coverage to ensure the plan fits your needs. There is the cost of the plan, making sure the benefits are what you need and required by your school (if they have requirements) and then there are the […]

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