International Student Health Insurance Category

Blog posts that address health insurance for students around the world.

Personal Liability: What is it and Why it matters to international students?

October 15th, 2018 by Yessica Prato

For many people, the words “personal liability” can be very confusing. Not all international insurance plans in the U.S. will include personal liability and it is important to understand the coverage so you are not caught off guard.

Coverage for Maternity in the U.S. for International Students

September 21st, 2018 by Leah Hammond

Maternity expenses in the United States are significantly higher than around the world, and the cost to have a baby can add up quickly. Most insurance plans in the U.S. will not cover a pregnancy if you become pregnant before your policy becomes effective – so be prepared with this tips!

5 Steps to Waive Your School’s Group Insurance Plan

July 13th, 2018 by Jennifer Frankel

If you will be an international student in the US, then chances are your school has certain health insurance requirements to make sure you are properly protected. In this blog, we will walk you step-by-step on how you can save money, find a plan specific to your needs, and waive your school’s group insurance plan:

Student Secure and Patriot Travel Insurance Changes for 2018

May 4th, 2018 by Juncal Caballero

Good news! Our Student Secure and Patriot Travel plans have also been updated for 2018, and now the plans offer even more coverage than before! Student Secure Updates Beginning on May 1st, 2018, the Student Secure plan offers more comprehensive coverage at better rates. The main highlights of the Student Secure updates include: New policy […]

Announcing New K-12 Plan!

April 19th, 2018 by Jacqueline Schultz

In collaboration with International Medical Group (IMG), International Student Insurance is pleased to announce an exclusive and brand-new K-12 group health insurance plan! This comprehensive policy is specifically designed to provide inbound coverage for international students, specifically at the elementary and high school age. The K-12 plan is available in two levels – Standard and Platinum […]

HIPAA and Privacy Laws in the US

January 12th, 2018 by Jennifer Frankel

Many people would agree that medical information should be confidential, and in the US, there are laws that govern what information can be given out to third parties. This law, called HIPAA (or Health Insurance Portability and Accountability Act), protects the “privacy and security of certain health information.” If you have ever had medical treatment […]

How do I Know What my Plan will and Won’t Cover?

November 15th, 2017 by Sutherland Beever

  It’s important to keep in mind that health insurance plans in the United States aren’t designed to cover everything and different types of insurance plans will cover different things.  Ideally, an insurance plan will help cover a large portion of the bills that you incur from a doctor’s office or hospital, but there is […]

Insurance Carrier Ratings and Why They Matter

September 19th, 2017 by Leah Hammond

The rating of the insurance carrier shows the financial strength and stability of the company, and their ability to pay for eligible medical claims. To help with making your decision, we will explain insurance carrier ratings and why they matter, the different credit rating agencies, and the ratings of the plans we offer at International Student Insurance.

How To File An Insurance Claim and What To Expect

August 15th, 2017 by Jennifer Frankel

If you have an international student insurance plan, then you will need to file an insurance claim with your carrier to either get reimbursed for expenses you paid upfront, or to make sure the provider gets paid. Like most private insurance plans, this is not done automatically, so there are a few steps you’ll want […]

School insurance plans or my own insurance – which is better?

July 14th, 2017 by Ross Mason

When looking for insurance coverage as an international student in the USA, there are often a few options for you to consider. The three most common ones are outlined in our “School health insurance in the US” insurance explained article – but basically it boils down to a school mandated plan offered by your school, […]

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