Seguro Medico Para Estudiantes Internacionales
July 26th, 2010 by International-Student-InsuranceSi usted es un estudiante internacional planeando a estudiar en otro país, es importante a saber sobre su sistema de salud. Por ejemplo, el sistema de salud en los Estados Unidos es privada y puede ser muy caro si no tenga un seguro medico. Para darse un ejemplo, una visita al hospital puede costar $2,500 y este no incluye la ambulancia, medicinas, etc.! Para prevenir este costo, nos recomienda un seguro medico internacional.
El plan Student Secure es nuestro seguro de salud para estudiantes internacionales. Este plan viene en dos niveles: selecto y económico. El plan provee la cobertura de una póliza integral de seguro médico con una cobertura máxima de $250,000 (económico) o $300,000 (selecto). El Student Secure cubre un estudiante fuera de su pais de origen y incluye maternidad, trastornos mentales, medicamentos recetados, actividades deportivas organizadas, evacuación médica a caso de emergencia, repatriación de restos, cargos incurridos por médicos y más.
Para ver más información sobre el plan, puede ver los detalles aquí o hablar con un representante.
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July 2nd, 2010 by International-Student-InsuranceWant to keep up with all the latest news, information and interact with us on a more regular basis? If the answer is yes, or you just want to stop by and say “Hi!” then you should check out our twitter and facebook pages. We have lots of information on there, and you can interact with us, ask us questions and much more!
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The InternationalStudentInsurance.com Team
Your School Insurance Requirements
June 24th, 2010 by International-Student-InsuranceAs the school season approaches, it is that time of year where you are beginning to receive information about your school’s insurance plan. Every school has their own insurance requirements and it may be difficult to stay up to date with this information. To help you, we have developed a school requirement resource that will provide easy navigation to find the specifics about your school.
We have recently updated this information for the upcoming year and we are constantly updating our records to help assist you in finding the best insurance value! Each school has been reviewed to provide you with the most comprehensive information including direct links to your school’s insurance page and to identify which level of the Student Secure plan will work for you.
Our School Requirement database features a direct link to your school’s insurance requirements. Our Student Secure plan meets many school requirements, provides comprehensive coverage, and in the end will save you money! The Student Secure features the following benefits:
- Comprehensive inpatient and outpatient care
- Prescription Medication
- Evacuation/ Repatriation
- Maternity coverage
- Mental health
- Sports coverage
Please visit our School Requirement page today!
Canadian Working Holiday Insurance
May 19th, 2010 by International-Student-InsuranceCanada has opened its doors to embrace the idea of individuals traveling, working and living abroad. The Canadian Working Holiday Program has been gaining popularity as countries are sending individuals between 18 and 35 on an exchange program to a foreign country. Currently, there are several countries involved in this exchange agreement including:
- Australia
- Austria
- Belgium
- Chile
- Czech Republic
- Denmark
- France
- Germany
- Hong Kong
- Ireland
- Italy
- Japan
- South Korea
- Latvia
- New Zealand
- The Netherlands
- Norway
- Poland
- Spain
- Sweden
- Switzerland
- United Kingdom
As part of the requirements, the Foreign Affairs and International Trade Canada requires that individuals must have insurance coverage for their entire stay in Canada. Participants will be required to present proof of insurance when they initially enter Canada to the Port of Entry Officer. The requirements for the Canadian Working Holiday program specify that the insurance must cover health care, hospitalization and repatriation as well as indicate Canada as the host country.
One popular option is the Canadian Working Holiday insurance plan that will meet the Canadian visa requirements. Not only will it meet and exceed these requirements, but you will have access to manage your plan online and have additional travel coverage while living and working abroad.
Insurance for your Backpacking Trip
April 15th, 2010 by International-Student-InsuranceSummer is right around the corner, close but not close enough. Sleeping has become difficult since all you can think about is your international adventure. You’ve just invested in a monstrous backpack that you’re debating to fill with either your clothing or the family dog. Eventually, you conclude after much thought and scrutiny, the family dog would not be as excited sitting in the baggage space compartment for the long hours. Instead, you settle on your clothes.
As summer approaches, you have accumulated your “must-haves” and sorted them into different piles nearside your bag. Your backpack is beginning to shrink as the size of your various piles are now overshadowing the size of your pack. As you open your bag and begin to fill it, you realize that the bag just doesn’t look as big as before – in fact, it doesn’t even close with half the stuff! Okay, you think, I’ll just economize and take only the most important items. After all, you have just embraced the life of a vagabond.
Then, when you thought the day couldn’t approach sooner – you finally are able to zipper the bag without having to sit on it. You have your boarding pass in hand; your friend is on his way to drop you off hours in advance to satisfy the special international traveling requirement; and you feel like you are missing something. You know that you have gone through the content of your pack at least a dozen times imagining different scenarios to ensure that you have everything.
All of a sudden, you realize you do not have insurance for your backpacking trip. You were planning to climb mountains, perhaps go whitewater rafting, and have always wanted to try the zip line! This is where international travel insurance is important as you backpack around. Not only will it cover you for your extreme adventures, but what about if your hostel roommate gets you sick? All of this is important when considering insurance for your backpacking trip. This way, you know that all the what-if’s are taken care of and it doesn’t even take up space in your pack!
Schengen Visas Just Got Easier with the Visa Code
April 7th, 2010 by International-Student-InsuranceGood news for those traveling to Europe! Twenty-five countries have just agreed to make the visa process for short-term trips even more convenient. Under this newly instituted agreement, the Visa Code allows visitors traveling up to 90 days (for every 180 days) to travel country-to-country without passport checks. According to the European Commission, this area includes EU and non-EU countries including the following:
- EU Member States, except for UK and Ireland
- Iceland, Norway and Switzerland
- And soon to be Bulgaria, Romania and Cyprus once they become part of the Schengen area
Not only has it made the travel process easier, but it has also shortened your wait to find out about your visa status. With the implementation of the Visa Code, officials now have to interview you within 2 weeks and then provide a decision on your visa status within 15 days. Currently, visa requests can be denied without explanation, however on April 5, 2011 this will all change. Not only will you be provided with a reason should your visa be denied, but you will have the ability to appeal.
One of the requirements of the Schengen Visa is to show proof of insurance. The Atlas Travel plan meets and exceeds the Schengen visa requirements and is well suited for short-term trip through multiple countries. This plan also issues a customized visa letter that meets the Schengen visa requirements. Click here to find out more about our Travel Medical Insurance plan.
Finland Student Insurance – New Lower Rates
March 29th, 2010 by International-Student-InsuranceGreat news for all our international students in Finland, the rates for the Atlas Travel Medical Insurance plan have been reduced. This means, on average, international student in Finland will save around $20 to $50 on their annual insurance to meet the requirements laid out by the Finland Government.
The new rates for 1 year of coverage are:
| $50,000 Policy Max | $0 Deductible | $100 Deductible |
| 18-29 yrs old | $365 | $321.20 |
| 30-39 yrs old | $424.31 | $373.40 |
| $200,000 Policy Max | $0 Deductible | $100 Deductible |
| 18-29 yrs old | $483.63 | $425.59 |
| 30-39 yrs old | $552.06 | $485.82 |
The new rates are in effect right now, so you can go right online and apply for your annual coverage right now. Your documents will be available immediately, so you can print them off and show them as proof of coverage. If you need your hard copies mailed, that will also not be a problem – still apply online and then email us with your request and we will get that processed.
For more information about our plans for International Students in Finland, please visit:
http://www.internationalstudentinsurance.com/finland-student-insurance/
Introduction of the Health Access Plan
March 26th, 2010 by International-Student-InsuranceThe Health Access plan has been recently introduced as our new domestic insurance plan designed to cover US citizens and US permanent residents. This affordable plan provides the flexibility to begin coverage the next day with a lifetime maximum of $1 million. The Health Access plan is annually renewable featuring:
– Doctor visits including preventative care & immunizations
– Inpatient & Outpatient coverage
– Emergency Room & hospitalization
– Drug coverage with copay
– Pre-existing condition coverage
– Freedom to choose your doctors and hospitals
This college student insurance is well-suited for students who are no longer covered under their parents’ insurance plan. Because the Health Access does not require you to be a full-time student, you can also purchase coverage after you graduate or are no longer a student.
Health Access is available in two levels – Plan B and Plan C. The rates are competitively prices at $83 per month with Plan B and $104 per month with Plan C for individuals ages 18 to 30. If you’d like to find out further details, please contact us to speak with a licensed agent.
Travel Health Insurance for the World Cup
March 23rd, 2010 by International-Student-InsuranceWith the world cup just under 3 months away, excitement around the world is starting to grow as teams and countries prepare for one of the largest tournaments in the world. 32 teams (and of course all their respective fans) will descend on South Africa in June when the tournament begins and this will mean hundreds of thousands of people will be making their way to South African to watch the games and enjoy all the atmosphere that comes with a world cup.
If you are one of the lucky ones that could travel to South Africa, you will want to make sure you are covered by an insurance plan that provides you with security in case you get sick or injured. World Cup Insurance provides you with a short term travel health insurance plan that allows you to purchase the number of days you need, whether its 7 days or the full 30 days of the tournament and includes coverage for medical expenses, medical evacuation, repatriation, lost checked luggage, 24 live travel assistance and much more!
The plan starts at just $7 for 7 days and you can tailor the policy maximum and deductible options to suit your needs. For more information and to purchase your coverage online, please check out: http://www.worldcup-insurance.com/
Gender Gaps Found in Study Abroad Programs
March 11th, 2010 by International-Student-InsuranceDid you know that women are twice as likely to study abroad as men? After considering this statistic, it may be that more women are enrolled in colleges than men. Or perhaps there is another reason left unresolved.
Interestingly, a recent study from the University of Iowa tried to at least touch the surface surrounding this question. Why are more women studying abroad? In beginning to answer this question, we must first understand the influences causing someone to study in another country.
In the paper published by the University of Iowa, surveys were administered to students to find out why they wanted to study abroad. In reviewing the results, the study found that there were profound gender differences.
The study found that women were substantially more influenced by authority figures and educational factors while men were influenced more by personal values, experiences and peer influences. In fact, men who were more socially connected with their peers were less likely to study abroad; this was not the same for women. Another link was that men – and not women – who had yet to decide on a major were more likely to study abroad.
While this does not answer the question as to why this gender gap exists, it does begin to provide some insight into how men and women think which may later provide an explanation.
One interesting example of this is in Boston College where 52% of the student body is comprised of women. Moreover, Boston College found that a majority of males planned to study abroad when they first entered college. What do their statistics look like? When looking at the percentage of students studying abroad by gender, 65% are women and only 35% are male.
This raises an interesting question in the study abroad community. Not only is this effecting the overall international travel and study experience – but even larger gaps in the male to female ratio can be further effected by the destination or program. This has created a stir of discussion within the international education community on how to address this issue.
