Welcome to the International Student Insurance Blog, providing you with news and information about international student insurance, international travel help and advice and much more!
So you’ve been an international student for some time now, living on your own in a foreign country. You’ve been skyping back and forth with your parents, dealing with the intermittent phone calls that are sometimes hard to coordinate with the time change. But this time they’ve announced that they are ready to come for a visit.
Whether your parents will be coming to visit for a week, month, or perhaps are planning to move into your dorm room, you will want to make sure that your parents are covered on their trip abroad. In many cases, international travel insurance may not come to your parent’s mind, as they are busy packing their bags with your favorite items – although unfortunately customs put a limit on some foods that will remain in the back of your mind – but on the top of your to-do list when you come home.
The Travel Medical plan is designed for individuals traveling outside their home country – including travel insurance for your parent’s journey to visit you overseas. The plan provides coverage for inpatient and outpatient services, prescription drugs, emergency medical evacuation, repatriation, doctor office visits, etc. By having your parents properly insured, this will provide them with the peace of mind that they can travel around with ease and comfort. This can be especially important in countries where the medical system may be just as foreign as the language. And the added plus – one less thing to worry about!
After January’s earthquake, many volunteer groups have been traveling to Haiti to assist in disaster relief efforts. The earthquake measured a 7 on the Richter scale and caused extensive damage to the area surrounding the capital, Port Au Prince. If you plan on assisting with the relief in Haiti, it is important that you are properly insured.
First, you’ll want to check to see if your current insurance plan provides international coverage. If they do not, you may want to consider a travelers insurance.
Many travel plans will cover you outside your home country; however your plan may have additional restrictions if a travel warning is issued. In fact, some travelers insurance may reduce their benefits or restrict coverage all together if the US State Department issues a travel warning before you leave. On January 14, 2010, the US State Department issued a warning for Haiti urging citizens to avoid travel because of the damage.
What does this mean for you?
You will want to double-check to make sure that your travelers insurance will cover you on your trip to Haiti.
A well-suited option is the International Travel Medical Insurance – this travelers insurance will cover you outside your home country whether you plan to be in Haiti for 5 days or for 3 years. This plan provides the essential coverage you’ll need, including doctor visits, hospitalization, emergency medical evacuation and repatriation.
It’s almost that time of year again – it’s that one week off from school to kick back and relax. That is, kick back and relax in a foreign country!
Whether you plan to enjoy the sun in Cancun, Mexico or if you’ll be navigating your way through the web of trains in Europe, you’ll need to be prepared with a spring break trip insurance. Before boarding the plane, you’ll want to make sure that you have your paperwork in order, whether that is your insurance cards or your proof of insurance if required by your destination country.
The bonus? It is guaranteed to make your parents a bit more comfortable as you venture over the border.
Most spring break trip insurance plans can be purchased for a short period and will provide coverage outside your home country allowing you the flexibility of traveling to multiple destinations. By covering yourself, you will have the security of knowing that you’ll be covered in case of sickness or injury.
For the extreme adventurer, you’re going to want your plan to cover you no matter if you’ll be skiing or ski diving. Many spring break travel plans will allow you to add additional sports coverage as well.
Many students have found our Spring Break trip insurance plan, the Travel Medical plan, a comprehensive plan well suited for short trips. Not only can you purchase just 5 days of coverage- but you’ll be covered internationally outside your home country. This plan covers you for doctor visits, hospitalization, emergency medical evacuation, and repatriation. Many students have found this plan a perfect fit as it also has the optional sports rider in case you are planning an adventurous spring break!
Learning English has become an important skill in today’s globalized world. More and more students are realizing the advantage of learning English including its growing importance in business. What better way to learn a language then to actually go abroad and be immersed in the culture and language?
ESL programs are designed as an intensive English study where you will take classes by day and be immersed in a reinforcing environment by night. This access is a unique opportunity that provides you with the tools and practice needed to pick up the language.
If you will be traveling to a foreign country to study English, you will want to make sure that you are properly equipped with health insurance for ESL students. It is common for programs to offer varying program durations from one week of classes up to several months. The Travel Medical planprovides health insurance for ESL students and will cover you outside your home country.
You will also want a plan that provides you with the option to extend coverage should you decide to continue with your stay abroad. Another consideration is that your health insurance plan should also cover you even if you decide to travel. The Travel Medical plan will allow you to purchase a minimum of 5 days of coverage up to one year. This health insurance will cover you outside your home country for inpatient and outpatient services, prescription drugs, emergency medical evacuation, repatriation, doctor office visits, etc.. Not only that, but this health insurance for ESL students also meet all government and visa requirements.
As many of you are now aware there was a very serious earthquake in Haiti. You may be wondering what you should do and who you can turn to for help in an emergency such as this.
You can refer to FEMA’s web page about “What to do After an Earthquake” The most important things are to listen to the radio and to only place phone calls in the event of an emergency, since call volumes are very high during these times.
International students and travelers should consider having a health insurance plan that will provide benefits to them for emergency medical evacuations and natural disasters.
A popular plan that offers coverage for both of these benefits is the Atlas Travel Series is an excellent choice for health insurance for students needing emergency medical evacuation and natural disaster coverage. The Atlas Travel Series provides coverage to students and travelers outside their home country. It provides coverage for inpatient and outpatient services, prescription drugs, emergency medical evacuation, natural disasters, repatriation, doctor office visits, etc.. This plan allows students to choose maximum coverage limits (from $50,000 to $1,000,000) and your deductible (from $0 to $2,500).
After this plan is purchased, they will immediately receive a confirmation e-mail. This e-mail will contain the insurance card, letter of coverage, receipt, and visa letter and policy details. Students can simply print these documents out to show proof of coverage.
The UK is one of the most popular destinations for international studies. In fact, studying in the UK is the number two choice for international students in the world, second only to the USA. The UK offers international students an excellent higher education system and with hundreds of universities to choose from – it’s easy to see why it’s such a popular destination. For more demographic and statistical information about international students in the UK, visit the UK Council for International Student Affairs.
Before you leave your home country/country of citizenship you should consider having a health insurance plan for international students that will work for you in the UK.
The Atlas Travel Series is a great choice for health insurance for international students in the UK. The plan provides comprehensive coverage for doctor office visits, prescription drugs, hospitalizations, diagnostic testing, x-rays, laboratory work, emergency medical evacuation, repatriation, etc. To be eligible for this plan, you do not have to be a student but you must be outside of your home country.
International students needing health insurance in the UK will find applying for the plan simple and easy – you can purchase the plan right online and get immediate coverage. After you purchase the plan, you can receive all of your insurance documents immediately via e-mail. This e-mail will include your visa letter, receipt, insurance card and policy details.
If you are preparing to study in Spain, you will need Spain student insurance to meet the Spanish visa requirements.
Spain is considered a Schengen country, which requires that you have 30,000 euros in coverage. However, the Embassy has added additional requirements for students studying in Spain. In addition to the minimum coverage requirement, your Spain student insurance requires that you have 100% coverage up until 30,000 euros – or its $50,000 USD equivalent.
What does this mean to you? Your Spain student insurance must not have a deductible, co-payment, or coinsurance to be accepted by the Embassy. In addition, your Spain student insurance must include medical expense coverage for emergency medical evacuation and repatriation services.
When applying for your visa, you will need to provide a certificate of coverage/visa letter for proof of your Spain student insurance. Many insurance companies will allow you to purchase your Spain student insurance before departing on your trip. You will be able to choose your dates of coverage, which should be for the entire period you plan to stay in Spain.
Many students have opted for the Atlas Travel plan since this is a comprehensive insurance plan that meets all of the Spanish visa requirements. This Spain student insurance will allow you to choose a $0 deductible, or no deductible, and provides 100% coverage up until the policy maximum you select, with a minimum of $50,000 USD.
After you purchase the Atlas Travel plan, you will have immediate access to your visa letter at Student Zone. You would then just attach this letter to your student visa application. If for any reason you are not issued your visa, you would receive a full-refund. You will just need to send a written or emailed cancellation request before your plan begins.
Chinese students make up a large portion of students studying abroad. Health insurance is often times a big concern as most countries, colleges and Universities require that international students have it.
The Atlas Travel Series is an excellent choice for health insurance for Chinese students studying abroad. The Atlas Travel Series provides coverage to students studying outside their home country. It provides coverage for inpatient and outpatient services, prescription drugs, emergency medical evacuation, repatriation, doctor office visits, etc.. This plan allows students to choose maximum coverage limits (from $50,000 to $1,000,000) and your deductible (from $0 to $2,500).
The plan meets all of the requirements for the Schengen and US visa’s. In addition to that it can protect students from financial burden in the event of an unexpected illness or injury. So whether it’s required or not – it’s a smart idea for all Chinese students studying abroad to have health insurance.
After this plan is purchased, they will immediately receive a confirmation e-mail. This e-mail will contain the insurance card, letter of coverage, receipt, visa letter and policy details. Students can simply print these documents out to show proof of coverage.
You should consider an international major medical insurance plan when traveling or living outside your home country.These plans can protect you from high medical costs if the unexpected happens like an illness, accident or injury.International major medical plans usually come with much more comprehensive benefits like, maternity, mental health, wellness and optional dental and life.
The Citizen Secure plan is an excellent option for those in need of an international major medical insurance plan. The Citizens Secure plan provides comprehensive international major medical insurance coverage around the world for expatriates and anyone who needs international health insurance. The plan provides a high $5,000,000 policy maximum and various deductible options plus the option to have worldwide coverage, and worldwide coverage excluding the USA and Canada.
Health insurance is not only a smart idea for international students to have but it can protect you from financial burden if an unexpected illness/injury should happen.Most students are young and healthy and will rarely have medical issues.However, it’s a smart idea to have a comprehensive medical plan in place to protect you.
The Student Secure plan is a very comprehensive and affordable student health plan for international students both, inside and outside the US.Student Secure comes in two levels, budget and select. The plan provides comprehensive inpatient and outpatient medical coverage up to $250,000 (budget) or $300,000 (select).
The plan also includes maternity, mental health, prescription drugs, sports coverage, emergency medical evacuation, repatriation, doctor office visits, etc. You have the option to pay for it all at once or on a monthly basis.
After you purchase this plan, you will immediately receive a confirmation e-mail. In this e-mail, it will contain your insurance card, letter of coverage, receipt and policy details.
