December 2nd, 2013 by Ross Mason
The December 2013 travel warnings are a listing of any warnings that have been posted by the US Department of State in the month of November, warning travelers who plan to visit those countries. Remember to exercise extra care if you are visiting these countries, and check with your travel insurance provider to make sure you still have coverage in place – sometimes some benefits can be excluded for countries under a travel warning.
Countries listed through the month of November 2013 include:
Venezuela – November 22nd, 2013
Tens of thousands of foreign visitors safely visit Venezuela each year for study, tourism, business, and volunteer work. However, violent crime in Venezuela is pervasive, both in the capital, Caracas, and in the interior. According to the non-governmental organization Venezuelan Violence Observatory (VVO), there were 21,692 homicides in Venezuela in 2012, amounting to a rate of 73 homicides per 100,000 inhabitants, among the highest in the world. In Caracas, the homicide rate is even higher at 122 homicides per 100,000 inhabitants. Therefore, the Department of State has issued this Travel Warning to inform citizens about the security situation in Venezuela.
Iran – November 21st, 2013
Even though the situation in Iran seems to be improving month-by-month, there are some elements of Iran that still remain very hostile to foreign visitors. As a result, some visitors may be subject to harassment or arrest while traveling or residing in Iran, therefore the Department warns citizens to carefully consider the risks of travel to Iran.
Korea, Democratic People’s Republic of – November 19th, 2013
Travel to North Korea is not routine, and citizens crossing into North Korea, even accidentally, have been subject to arbitrary arrest and long-term detention. Since January 2009, four U.S. citizens have been arrested for entering North Korea illegally, and two U.S. citizens who entered on valid DPRK visas were arrested inside North Korea on other charges. Because of this threat, travel is therefore not advised to this region.
Eritrea – November 18th, 2013
The Eritrean government continues to restrict the travel of all foreign nationals and these restrictions require all visitors and residents, including diplomats (who must apply 10 days in advance) for permission to travel outside Asmara’s city limits. Therefore, because embassy access is limited to the city limits, their ability to provide support is also limited and thus travel is not advised at this time.
Central African Republic – November 14th, 2013
The Department of State warns against all travel to the Central African Republic (CAR) and recommends that those who remain in CAR depart immediately by taking advantage of existing commercial flights. Those who have decided to stay in CAR despite this warning should review their personal security situation and seriously consider departing.
Egypt – November 6th, 2013
Political unrest, which intensified prior to the constitutional referendum in December 2012, the anniversary in 2013 of Egypt’s 25th January Revolution, and the July 2013 change of government, shows little sign of abating. Demonstrations have, on numerous occasions, degenerated into violent clashes between security forces and protesters, and between protesters supporting different factions, resulting in deaths, injuries, and extensive property damage. For this reason, it is advised to defer all travel to Egypt until the situation improves.
While traveling, please keep these travel warnings in mind. Travelers are also advised to enroll through the U.S. Department of State’s Smart Traveler Enrollment Program (STEP) to stay up to date on travel security information.
November 26th, 2013 by Ross Mason
For new international students in the USA, this week marks probably the first major holiday in your calendar with Thanksgiving. To many students, this will be a totally new event and you may not have celebrated it before, but in short its a big deal in the USA. Some would even say that Thanksgiving is bigger than Christmas, but to get all the low-down on the holiday we suggest you check out this excellent blog post on our sister site InternationalStudent.com.
So now that you know more about the holiday, you will have probably also noticed that most things will close down (including school) and for some students it can be an excellent time to travel around, either in the USA or abroad.
Whenever you travel abroad, you need to make sure you have the right travel insurance protection. For example if you are from Europe, you have most likely traveled through Europe before and with the EHIC, you can often obtain health care via a reciprocal agreement with your home country. While advisable to always purchase more protection, you have the basic medical needs taken care of. In the USA, because these type of agreements do not exist you will need to make sure you are fully covered when you travel abroad – either to Canada, Mexico or in fact anywhere abroad.
However, if you have an international student health insurance plan you will most likely find that they will cover you abroad not only during your time in the USA, but other countries too. For example, our two most popular plans (Student Secure and Atlas Travel) will cover you anywhere in the world outside of your home country. So you can travel abroad during your stay in the USA and still be covered.
So in short, in most cases you will not need to purchase travel insurance if you do go abroad during the holiday period – but always check with your insurance provider first as plans do vary!
November 22nd, 2013 by Ross Mason
Since launching our first Euro based travel product over a year ago, the response and feedback from clients has been overwhelming positive that there are more travel options for them to choose from – either for those that are traveling from Europe and are used to € Euro benefits and pricing, or from those that are planning to travel to European countries. We are therefore proud to launch our new Europe Travel Insurance plan, with even more choice for our customers.
The new product offers all this and more:
- Pricing for Europe Only Travel, Worldwide excluding the USA and Worldwide including the USA
- Single Trip Basic Plan, Single Trip Platinum Plan and Multi-Trip Plan Options
- Available to quote in € Euro, £ GBP and $ USD
- Up to 8 policy maximum options
- Up to 9 excess options
- Renewable for up to 2 or 3 years
Of course, the plan benefits are also there to match – including coverage for doctors visits, hospitalization, intensive care treatment, emergency local ambulance, evacuation and repatriation. To view the full plan benefits, please either visit the benefits page or download a copy of the brochure for more information.
The new European Travel Insurance plan is better than ever – so please consider it the next time you travel abroad!
November 15th, 2013 by Ross Mason
The November 2013 travel warnings are a listing of any warnings that have been posted by the US Department of State in the month of October, warning travelers who plan to visit those countries. Remember to exercise extra care if you are visiting these countries, and check with your travel insurance provider to make sure you still have coverage in place – sometimes some benefits can be excluded for countries under a travel warning.
Countries listed through the month of October 2013 include:
Democratic Republic of Congo – October 24th, 2013
The Department recommends you avoid all travel to the city of Goma and the province of North Kivu, and all but essential travel to the province of South Kivu and the Ituri region in the province of Orientale. With ongoing instability and violence in North and South Kivu, northeastern Orientale, and northern and central Katanga province, the Department’s ability to provide consular services to U.S. citizens in these regions of the DRC is extremely limited.
Republic of South Sudan – October 22nd, 2013
The Department of State strongly recommends that you avoid all travel to the states in the border region between Sudan and South Sudan (Upper Nile, Unity, and Western Bahr el Ghazal states in South Sudan; Southern Kordofan and Blue Nile states in Sudan; and the Abyei Special Administrative District). Although fighting between Sudan Armed Forces (SAF) and the Sudan People’s Liberation Army (SPLA) has declined since spring 2012, the potential for troop build-ups along the border and renewed fighting remains.
Sudan – October 11th, 2013
The Department of State urges travelers to avoid all travel to the Darfur region of Sudan, the Blue Nile and Southern Kordofan states, and advises you to consider carefully the risks of travel in other areas of Sudan. On September 14, 2012, the U.S. Embassy in Khartoum was attacked during a protest demonstration, resulting in a six-month ordered departure of all non-essential staff and accompanying family members.
Burundi – October 11th, 2013
The Department of State warns of the risks of traveling to Burundi, reiterating existing security concerns and notes the security restrictions on travel for Embassy personnel remain in place. Because Burundi participates in peacekeeping operations in Somalia, the terrorist organization al-Shabaab, based in Somalia, has threatened to conduct terror attacks in Burundi. It may also target U.S. interests in Burundi.
Colombia – October 11th, 2013
The Department of State has issued a Travel Warning for Colombia to inform travelers about the security situation in Colombia. Security in Colombia has improved significantly in recent years, including in tourist and business travel destinations such as Bogota and Cartagena, but violence linked to narco-trafficking continues to affect some rural areas and parts of large cities.
Chad – October 10th, 2013
The Department of State warns of the risks of travel to Chad and recommends avoiding travel to eastern Chad and border regions. Travelers should be particularly vigilant when visiting hotels, restaurants, markets, and easily accessible public areas that expatriates and foreign travelers frequent.
Lebanon – October 9th, 2013
The Department of State urges travelers to avoid all travel to Lebanon because of current safety and security concerns. The potential in Lebanon for a spontaneous upsurge in violence remains. Lebanese government authorities are not able to guarantee protection for citizens or visitors to the country should violence erupt suddenly.
Syria – October 7th, 2013
The Department of State continues to warn against travel to Syria and strongly recommends that those remaining in Syria depart immediately. The security situation remains volatile and unpredictable as an armed conflict between government and anti-government armed groups continues throughout the country, along with an increased risk of kidnappings, bombings, murder, and terrorism.
Tunisia – October 4th, 2013
The Department of State warns of travel to Tunisia as a ”state of emergency” declared by the government of Tunisia remains in effect, and the U.S. Embassy continues to operate with limited staffing due to security concerns. On September 14, 2012, violent mobs caused extensive property damage during an attack on the U.S. Embassy and the American Cooperative School of Tunis.
Democratic People’s Republic of Korea (North Korea) – October 1st, 2013
The Department of State continues to warn travelers about visiting North Korea (Democratic People’s Republic of Korea, or DPRK). Those crossing into North Korea, even accidentally, have been subject to arbitrary arrest and long-term detention. Since January 2009, four U.S. citizens have been arrested for entering North Korea illegally, and two U.S. citizens who entered on valid DPRK visas were arrested inside North Korea on other charges.
While traveling, please keep these travel warnings in mind. Travelers are also advised to enroll through the U.S. Department of State’s Smart Traveler Enrollment Program (STEP) to stay up to date on travel security information.
November 12th, 2013 by Ross Mason
Yesterday saw the release of the 2013 Open Doors Report on International Education Exchange, which charts the development of international student and study abroad enrollment in the USA.
It is released each year to coincide with International Education Week (11th to the 15th November 2013) and this year it has shown a large increase in the number of international students who are studying in the USA and International Student Numbers in the USA Continue to Grow. Overall the total number of international students increased 7% to a record high of 819,644 students and the number of US students who are studying abroad increased by 3% to 283,000 – this was an increase from 2012 when growth was only 1%.
Digging deeper into the report and we can see where the students are coming from – with China growing their student numbers in the USA by 21.4% to take the top spot with 235,597 students. Second place goes to India with 96,754 international students (a decrease of 3.5%) and South Korea with 70,627 (another decrease of 2.3%).
The growth in 2013 has come from the likes of China, Saudi Arabia (with an increase of 30.5% from 2012) and Brazil (an increase of 20.4% from 2012). The latter two countries have had large government run scholarship programs over the last year, which has driven the numbers up from those countries in particular.
For more information about the report, please visit:
November 1st, 2013 by Victoria Troupe
All international students know the stressful feeling of applying for and interviewing for an F1 student visa. Many students prepare for months, only to be denied their visa. The truth of the matter is that on paper, you might meet every qualification, but if you don’t have the right answers for your interviewer and be able to say them with substance and sincerity, you will not succeed. Here is a list of 10 things not to do during your interview:
- Don’t show up. You are required to schedule and attend your interview before you can be granted an F1 visa.
- Don’t bring all of the documents and receipts that are required. You must bring the following documents with you to your interview:
- a valid passport
- a Nonimmigrant Visa Application, Form DS-160
- an application fee payment receipt
- a passport photo
- a Certificate of Eligibility for Nonimmigrant (F-1) Student Status (Form 1-20)
- Be vague about your study plans and goals. Your interviewer will ask questions regarding your study plans. Does your major have to do with your previous studies or work from your home country? Make sure you can explain your goals to the consular officer.
- Choose a university at random. To be granted an F1 visa, your choice of university must be carefully calculated. You must consider the caliber of the program you will enter as well as your living arrangements, and be able to prove your preparedness.
- Underplay your academic capability. Can you be successful in a US university? Additional documents may be requested to prove your eligibility for the F-1 student visa, including academic transcripts, diplomas, degrees, or certificates. Test scores such as the TOEFL, SAT, GRE, or GMAT may also be requested.
- Don’t have a solid plan to finance your studies. The most important factor determining your eligibility for the F1 visa is your ability to finance your entire program of study, including tuition and fees, room and board, transportation, travel, health insurance, and all other relevant expenses.
- Have no plans to return to your home country after graduation. The F1 visa is granted to students who have strong ties to their home country that will lead to their return to their home country after their studies are complete. This could include family, property, or even a job offer.
- Lie during the interview. If, for any reason, your interviewer believes that you are being dishonest, you can be denied your F1 student visa.
- Do not consider cultural differences. You must demonstrate cultural sensitivity and the ability to adapt and live in a different culture than your own. You must be open to new experiences.
- Be nervous. If you are well-prepared for your interview, there is no need to be nervous during your interview. Make sure you have all of the required materials so that you can answer all of your interview questions with confidence.
Now that you know what not to do, it is time to start preparing for what you should do! Learn more about Questions to Expect during your F1 Visa Interview here. Be sure to check out all of our F1 Student Visa articles too for more guidance regarding your F1 student visa.
October 28th, 2013 by Ross Mason
For most international students, OPT is an excellent way to get further experience, but also to get their foot in the door at a US company. To learn more about what OPT is, please visit our insurance explained section where we have a range of articles that cover all areas of OPT in more depth. But for students looking to apply, here are our top 5 tips for you to follow:
- Tip 1 – Apply Early!
You do not need a job to apply for OPT, so get the process started well in advance. This will save you time and energy down the line but just remember that there are certain timelines you need to follow and times when you cannot apply, so do you research in advance!
- Tip 2 – Double Check Everything!
When you are completing your forms, make sure you check and then double check all your documents – or better yet have someone else look over them either at your school or a friend. You do not want to make a mistake, and if you have any questions just ask your school.
- Tip 3 – Check Your Potential Employer!
Although you do not need an employer to apply for OPT, you will want to start your job search in earnest to find a good position. But still be careful and do your research when looking for a job and be mindful of scams. Sometimes when an offer is too good to be true, it often is and you will want to do your research.
- Tip 4 – Send Your Documents by Express Mail!
It will only cost you a little bit more, but by sending all your documents to USCIS you have it fully tracked and you know it will get there on time!
- Tip 5 – Don’t Forget About Insurance!
In many cases, students applying for OPT will no longer be eligible for their schools insurance plan and your employer may not insure you either. So do your research and find the right student insurance plan for you to make sure you are covered.
For more information on applying for OPT, please check out our how to apply for OPT section.
October 25th, 2013 by Bryanna Davis
The trip that you’ve been dreaming of for years is finally here – not just a week cruise or weekend road trip, but a whole semester or year of cultural exploration! It’s time to study abroad, but before you do, don’t forget the following:
- Know where you are going
It may seem obvious, but with all of the excitement and plans to tend to, a few travel details can be overlooked. Make sure you buy your plane ticket but also have arrangements made for once you get into your host country. Many schools will help their new international students get to the university once they arrive- contact your host school ahead of time and see if they offer this service.
- Keep a record:
Make sure you bring a copy of each of your important documents along with you and leave a copy with a trusted friend or family member. A few documents you will want to make copies of before you study abroad will include your passport, visa, birth certificate, study abroad insurance and travel itinerary.
- Get your finances in order:
It’s best to start out with a small amount of the currency that your host country uses, this will be helpful during those first few hours as you don’t want to be stuck at the airport in a foreign country with no money and no cash machine in site. Also, look into what the international cash machine fee will be and make sure you notify your bank and credit card companies of your time abroad so they don’t freeze your account.
- Remember you will be coming back:
Before you study abroad you will need to prepare for your time in your host country, but also when you return. This means make sure your credits will transfer for the classes you choose to take, that you keep a healthy relationship with those back home, that you have your housing arrangement for when you return lined up and you understand that returning will be just as much of an adjustment as going abroad.
Make sure you do plenty of research when it comes to preparing for study abroad as you can never be “too ready.”
October 16th, 2013 by akeller
Most international students are young and healthy and think they don’t need to have health insurance during their time as an international student. I’m here to tell you otherwise – you need to have it! Accidents, injuries or an illness can happen anytime and you don’t want to be left paying out of pocket for medical expenses.
You’re heading to class on a rainy day. You’re also running a little behind because you overslept from a late night study session. You’re not paying attention and slip and fall. You try to get up but realize you can’t. You’re in tremendous pain and think you’ve broken your ankle. What do you do now?
Luckily, a friend offers to help and takes you to the nearest emergency room. You arrive at the hospital where doctors will need to perform a series of tests and x-ray’s to check your ankle.
The hospital wants to know how you’re going to pay for your medical care. “Do you have health insurance? If not, we’ll need cash or a credit card for payment – before we will treat you!”
The cost for an emergency room visit for a broken ankle can be more than $1,000 and the x-rays start around $500. They have also said that you’ll need prescription medication for pain and inflammation. Prescription drugs could cost $100 or more! I don’t know about you but I usually don’t have $1,600 on hand to give to medical providers. We haven’t even talked about the follow-up care and physical therapy that you’ll more than likely need. This will also cost money – adding to your out-of pocket expenses.
As you can see, medical care inside the US is expensive! This is why you need to have international student health insurance. In order to get medical treatment in the US, you need to have health insurance or you will have to pay upfront for medical care.
If you have international student health insurance, you can simply show your insurance ID card for billing. Typically, there is a small deductible or copay that you would be required to pay upfront and then the insurance company will pay the difference (depending on the plan benefits and wording). You can read more about what a deducible is on our resource page about insurance terminology.
For more information on why you should have international student health insurance click here.