June 25th, 2009 by International-Student-Insurance
Sweden is a popular destination for international students - last year over 25,000 international students studied in Sweden. High-quality English language instruction, a high standard of living, and free tuition have all contributed to Sweden’s popularity with foreign students. Although Sweden has announced plans to begin charging tuition fees to non-EU students no later than January 1, 2010, Sweden is likely to remain a popular destination.
One item that all foreign students in Sweden must address is health insurance – in Sweden, medical care is very expensive if you do not have health insurance. Here are the Swedish health insurance requirements for different categories of international students:
Non-EU/EEA Students Staying Less Than 3 Months
International students or travelers in Sweden staying less than 3 months will not need a residence permit and will not qualify for public health benefits. Therefore students and visitors should purchase travel health insurance that meets all Schengen Visa insurance requirements (as Sweden is a Schengen country). For these travelers and students, the Atlas Travel Plan is the best insurance solution and will offer travel health benefits such as hospitalization, doctors visits, evacuation, repatriation and much more….
Non-EU Students Staying More Than 3 Months and Less Than One Year
Students planning to stay in Sweden for more than 3 months but less than one year must apply for a residence permit before they arrive; however, they will not be eligible for Sweden’s public health insurance benefits. In this case, a student should purchase comprehensive international travel medical insurance or international student health insurance that meets Sweden’s requirements. In both these cases, the Atlas Travel Medical plan and Student Secure plan would be ideal and can be purchased from 5 days up to 12 months (depending on the plan choice) and will provide a range of travel and student health benefits.
Non-EU/EEA Students Staying More Than a Year
Students staying in Sweden for more than a year must apply for a residence permit before arriving, and they are entitled to Sweden’s public health benefits. Immediately upon arrival in Sweden, you should apply for civil registration at your local tax office. Upon application, you will be eligible for public health benefits even while waiting for your registration to be complete. However, your travel to and from Sweden would not be covered, and the time you spend in Sweden before applying for registration would also not be covered. To fill those gaps, and for the comfort of having additional coverage anywhere you may travel to while studying in Sweden, many students purchase a supplemental travel medical insurance policy. In this case, the Atlas Travel Series would be the best plan.
Students from Nordic and EU/EEA countries
As a student from a Nordic or EU/EEA country, you must register beforehand at a social insurance office in your home country and obtain a European health insurance card, or a FormE128 or E111. When seeking medical care in Sweden, you simply need to bring that card or form with you.
Students from Nordic or EU/EEA countries that do not register with their social insurance office in their home country will need to purchase health insurance, just as non-EU/EEA students do.
To learn more about our plans for students and travelers visiting or studying in Sweden please see:
- Atlas International Travel Medical Insurance
- Student Secure International Student Health Insurance
Tags: sweden health insurance, sweden insurance requirements, sweden student insurance, sweden travel insurance; sweden student visa; sweden visa requirements; swedish student insurance requirements, swedish student visa, swedish travel insurance, swedish visa requirements
Posted in Country Requirements, Study Abroad, Visa Requirements | No Comments »
June 22nd, 2009 by International-Student-Insurance
Are you planning to study in the USA, or anywhere else in the world? Then most likely you will be looking for a health insurance plan that provides coverage your school and government agencies (for visa applications) will accept? Then look no further as International Student Insurance provides you with the Student Secure plan, designed specifically for students who are studying around the world, outside of their home country.
The Student Secure offers two plan options, the Student Secure Select and Student Secure Budget - both offering the same great benefits, however the budget (as the name suggests) offers slightly lower coverage amounts and greater out of pocket expenses when you seek any medical treatment.
The plan provides comprehensive benefits but also provides you with peace of mind so that you know you will have a good plan just in case something happens! Benefits covered include:
- High Medical Coverage
- Prescription Medication
- Maternity Coverage
- Mental Health Coverage
- Sports Coverage
- Terrorism Coverage
- and much more……
If your school has a strict insurance requirement that your international student health insurance plan have a waiting period of no more than 6 months for pre-existing conditions - please visit our Student Secure 6 Month plan which is designed for you!
To learn more about the Student Secure plan, please visit:
http://www.internationalstudentinsurance.com/student-health-insurance/
You can also compare our student insurance plans online if you need help deciding which plan to choose.
Tags: student secure, student secure budget, student secure select
Posted in Insurance Explained, Product Information | No Comments »
June 5th, 2009 by International-Student-Insurance
The Atlas Travel Medical Insurance plan provides international travel health insurance coverage to those who are traveling outside of your home country. Available in 2 plans which include:
- Atlas International - coverage anywhere OUTSIDE of the USA
- Atlas America - coverage INSIDE the USA
The Atlas America and Atlas International plans offer coverage to both US and Non-US Citizens and can be purchased from a minimum of 5 days up to a maximum of 1 year with renewability options available for up to 3 years in total.
The plans also offers benefits such as:
* Medical Expenses/ Doctor Visits
* Hospital Room and Board
* Prescription Medication
* Emergency Evacuation
* Lost Luggage Coverage
* Repatriation
* and much more……
The Atlas plan range are ideal for those traveling around the world that want a range of high quality travel insurance benefits, and that fact that you can renew the plan for up to 3 years makes it flexible enough for those that need longer coverage. If you are a student, however, please also consider the Student Secure Health Insurance plan as this offers greatly enhanced benefits and is designed just for students.
Further information about the Atlas America and Atlas International plan can be found online:
http://www.internationalstudentinsurance.com/travel-medical-insurance/
Tags: atlas america, atlas international, atlas travel, atlas travel insurance
Posted in Insurance Explained, Product Information | No Comments »
May 18th, 2009 by International-Student-Insurance
International Student Insurance is proud to announce the launch of their brand new website, aimed at providing international students and study abroad students with easy access to the most comprehensive international insurance plans available online. The new website offers better design and navigation, plus users can now access information, tools and plans more quickly and easily with our products:
The new website also offer direct access to some of our core features for new and current clients, including easy access to the student zone; where you can get direct access to your insurance account 24 hours a day, the school requirements database; where you can find out the insurance requirements of your school in the USA and, of course, our student insurance blog which offers comprehensive advice and information about student insurance and travel.
To learn more about the launch, please view our press release available for immediate distribution or you can view the official release online.
Please also visit our new site at:
http://www.InternationalStudentInsurance.com
Tags: new website, website launch
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May 15th, 2009 by International-Student-Insurance
Whether you are planning to study abroad or take a vacation to a foreign country, you will need to prepare beyond your Lonely Planet guide. One important preparation is to make sure you have adequate student travel insurance that will cover you while you are away. There are many student travel medical insurance plans that you can choose depending on the type of coverage you are interested in.
One of the most popular travel medical insurance plan available is the Atlas Travel Medical Insurance plan. This plan is designed to provide coverage outside your home country for inpatient and outpatient services, prescription drugs, emergency medical evacuation, repatriation, doctor office visits, and much more… This plan allows you to choose your maximum coverage limit (from $50,000 to $1,000,000) and your deductible (from $0 to $2,500).
If you have travel and health coverage, another option would be a Trip Cancellation Insurance plan that would cover you in case the unexpected happens and you need to cancel your trip. It offers trip cancellation, trip interruption, emergency medical evacuation, repatriation of mortal remains, accidental death and dismemberment, and other incidental coverage and services for persons traveling outside their home country. The cost for the plan is determined on the total cost of the trip itself.
If you have have health insurance coverage abroad already and need supplemental coverage, then the Emergency Medical Evacuation Insurance will work for you. This is designed to offer emergency medical evacuation, repatriation of mortal remains, accidental death and dismemberment, and other incidental coverage and services for persons traveling outside their home country. It is offered in 3, 6 and 12 month coverage periods and immediate coverage is available.
For more information about student travel insurance, please be sure to check out our full plan range
Tags: Add new tag, health insurance, medical insurance, student health insurance, student medical insurance, student travel insurance, Travel Insurance
Posted in Travel Insurance | 1 Comment »
May 12th, 2009 by International-Student-Insurance
The premiums for the Atlas International plan have recently been reduced, making the popular health and travel plan more affordable than ever before.
This plan works great when traveling outside your home country. This plan provides coverage for inpatient and outpatient services, prescription drugs, emergency medical evacuation, repatriation, doctor office visits, etc. This plan allows you to choose your maximum coverage limit (from $50,000 to $1,000,000) and your deductible (from $0 to $2,500).
This plan is well suited for study abroad programs, international students, vacations and holiday travels. This plan can be purchased online- with same day coverage. You will get all of your documents immediately, including access to obtain a “Visa Letter” – if you need one.
Tags: atlas insurance, atlas student travel insurance, atlas travel insurance, international travel insurance, student travel insurance, Travel Insurance, visa letter
Posted in Product Information, Student Insurance, Travel Insurance | No Comments »
April 29th, 2009 by International-Student-Insurance
In recent news, the Swine Flu is spreading worldwide with primary symptoms including fever, coughing, chest discomfort, headaches, and body pains. In more serious cases, infection has led to death. The World Health Organization has also confirmed that this respiratory virus in humans has been officially reported in several countries including Mexico, Peru, Switzerland, Germany, Austria, Canada, New Zealand, Britain, Israel, Spain, and the United States.
According to the Center for Disease and Control, officials recommend that travelers check to see if their health insurance plan covers Swine Flu and to make sure that the plan offers medical evacuation.
All of the international health insurance plans on International Student Insurance provide coverage in case you are infected with the Swine Flu during your trip. If you plan on traveling abroad, the Atlas Travel Series will cover you internationally outside your home country. This plan is a travel and health insurance that will provide coverage if you get Swine Flu during your dates of coverage. The plan will also provide emergency air and/or ground transportation to the nearest hospital qualified to provide the necessary treatment. To learn more about the Atlas plan, please click here.
In addition to the Atlas Series, the Citizen Secure plan is available for those looking for a long-term plan. The Citizen Secure is an annually renewable plan that is a health insurance plan that includes coverage if you are infected with the Swine Flu. This plan also offers emergency medical evacuation including air and/or ground transportation. To learn more about the Citizen Secure plan, please click here.
Tags: health and travel insurance for swine flu, swine flu, swine flu insurance, swine flu travel insurance
Posted in Health & Safety, Travel Insurance, Travel Warnings | No Comments »
April 21st, 2009 by International-Student-Insurance
There are many countries that are becoming more popular destinations for Study Abroad programs. For example, Finland, Spain, Italy, France, and the UK are hot spots for international studies and health insurance is also requirement for most of these counties.
The Student Secure plan has become an ideal solution for many these students. Student Secure comes in two levels, budget and select. The plan provides comprehensive inpatient and outpatient medical coverage up to $250,000 (budget) or $300,000 (select).
The plan also includes maternity, mental health, prescription drugs, sports coverage, emergency medical evacuation, repatriation, doctor office visits, etc. You have the option to pay for it all at once or on a monthly basis.
After you purchase this plan, you will immediately receive a confirmation e-mail. In this e-mail, it will contain your insurance card, letter of coverage, receipt and policy details.
You will also have access (Client Zone) to what is called a “Visa Letter” that outlines what the plan coverage is, confirms the insured is covered and provide other information about the plan that you have purchased. You can just simply print out these documents to show proof of coverage.
Tags: international student insurance, Student Insurance, student secure, Study Abroad, study abroad health insurance, study abroad insurance
Posted in Student Insurance, Study Abroad, Travel Insurance | No Comments »
April 14th, 2009 by International-Student-Insurance
If you are planning to travel to Russia, whether for work, school or fun, you should purchase adequate health and travel insurance. For some, insurance is mandatory - for instance, travelers from the European Union are required to have medical insurance for their visa (due to reciprocity for the insurance requirements of the Schengen Visa). According to the Russian Embassy, there are no specific requirements for the insurance, except that it be valid in Russia.
The US State Department has stated that “western medical care in Moscow can be expensive, difficult to obtain, and not entirely comprehensive.” Although US citizens are not required for their visa to have insurance before traveling to Russia, the State Department “strongly urges all travelers who visit Russia to purchase travelers’ medical insurance which includes coverage for medical evacuation.”
The Atlas International plan, health and travel insurance offered by International Student Insurance, provides comprehensive international coverage for inpatient and outpatient services, prescription drugs, emergency medical evacuation, repatriation, doctor office visits, etc. With this travel medical plan you can select the days of coverage to match your trip, ranging from 5 days up to one year, renewable for up to 3 years in total. Visit the Atlas International page to learn more, or to quote or buy online.
If you will work or live in Russia for a year or more, you should purchase long-term major medical insurance with Russian coverage. The Citizen Secure plan provides coverage for all medical providers in Russia and is a comprehensive annually renewable plan with $5,000,000 of coverage. Visit the Citizen Secure page to learn more or to quote or buy online.
Tags: atlas international, citizen secure, russia insurance requirements, russia travel insurance, russia visa requirements, russian health insurance, travel to russia visa requirements, travelers medical insurance
Posted in Country Requirements, Study Abroad, Travel Insurance, Visa Requirements | 1 Comment »
April 3rd, 2009 by International-Student-Insurance
This increasingly popular international student plan is now available with US coverage or without US coverage.
This makes the plan much more affordable for those students that will not need US coverage. For example, non-US citizens wishing to study in other countries (like Finland) can now exclude the US in coverage.
The Student Secure plan will still offer the same great comprehensive benefits. Student Secure is available in two levels, budget and select. As mentioned above, the plan provides comprehensive inpatient and outpatient medical coverage up to $250,000 (budget) or $300,000 (select). The plan also includes maternity, mental health, prescription drugs, sports coverage, emergency medical evacuation, repatriation, doctor office visits, etc.
You have the option to pay for it all at once or on a monthly basis.
Like before, you can apply directly online for this plan. After you purchase the plan, you can receive all of your insurance documents immediately via e-mail. This e-mail will include your visa letter, receipt, insurance card and policy details
Tags: destination pricing, international student insurance, Student Insurance, student secure, visa letter
Posted in International Student in the USA, Product Information, Student Insurance, Study Abroad | No Comments »
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