If you’re planning on studying in Denmark as an international student, you might be wondering what you need when it comes to meeting the international student insurance requirements for Denmark. The answer is- it will depend on your situation.
First, it’s important to realize that Denmark has nationalized healthcare. This means that eligible citizens in Denmark do not need to purchase a private health insurance plan for most medical expenses. Instead, medical services are funded through taxation.
To see if and when you are eligible for the Danish Nationalized Healthcare, find the situation below that best fits yours as an international student inside of Denmark.
More than 3 months of study in Denmark:
Citizens of the EU- If you are from within the European Union, bring your European Health Insurance Card to have access to immediate health coverage within Denmark when needed. However, keep in mind that you will still need to register with the Danish National Healthcare system once you arrive.
Non-Citizens of the EU- If you’re not a citizen of a country that is part of the European Union, then you’re not eligible for the nationalized healthcare system for the first three months you are inside Denmark. However, as soon as you arrive make sure you apply for the Danish National Healthcare so you can have coverage after your third month. In the mean time you’ll need to purchase a private health insurance plan for the first three months you’re inside Denmark so you can have coverage as needed.
Less than 3 months of study in Denmark:
Citizens of the EU- As mentioned previously, if you are citizen of the EU you have access to the Danish National Healthcare right away, as long as you bring your European Health Insurance Card.
Non-Citizens of the EU- If you are not from a country within the EU and you will be studying in Denmark for less than three months you will not be eligible for the Danish National Healthcare. This means you will need to purchase a private health insurance plan that meets the Schengen Visa insurance requirements for your time inside of Denmark.
No matter how long you are staying, something else you will want to take into consideration is that the Danish healthcare service will not provide dental insurance coverage. Even if you qualify for the national insurance, you might want to purchase a private insurance plan for dental coverage.
As touched on previously, if you will be inside Denmark for less than three months and you are not a citizen of the EU, you will need to purchase a private health insurance plan that will meet the Schengen Visa insurance requirements. If this applies to you, find a plan that meets the following requirements:
- The insurance company has a representative office in Europe
- Medical expenses, medical evacuation, and repatriation coverage of at least US $37,500 (or the equivalent of 30,000 euros)
- Insurance is valid for the duration of stay in the Schengen countries
If you have any questions when it comes to international student insurance requirements for Denmark or finding a plan that will meet the Schengen Visa requirements, contact one of our agents for further information.