Most international students run into the same problem when shopping for international student health insurance. Since many schools require their international students to have repatriation of remains and emergency medical evacuation coverage, this is a key item when they are searching for coverage, but they are often unsure exactly what this benefit is or how much they will need.
Before purchasing an insurance plan it is important to know what benefits and exclusions the plan is composed of. If you are an international student searching for a plan that includes both repatriation of remains and emergency medical evacuation, one option you might be interested in is the Student Secure plan since it includes both of these. Depending on which level of the Student Secure plan you purchase, the smart, budget or select, your coverage amount for these benefits will vary. The amount of coverage for repatriation of remains with the Student Secure plan is offered in the amount of $10,000 (smart), $15,000 (budget) or $25,000 (select). Emergency medical evacuation coverage in this plan is $50,000 lifetime (smart), $250,000 lifetime (budget) or $300,000 lifetime (select).
The repatriation of remains benefit will provide coverage for the transportation of the deceased policyholder’s bodily remains back to their area of principle residence in the event of death due to a covered injury or illness. This benefit allows individuals to prepare for the worst.
When recommended by an attending physician, emergency medical evacuation provides transportation to the nearest hospital that is fit to medically treat the covered individual if they are unable to receive the necessary treatment at a local facility.
If you would like more information on the Student Secure plan or repatriation of remains and emergency medical evacuation, please contact one of our licensed agents today and they will assist you with any questions or concerns.