Are you an international student planning to continue on Optional Practical Training (OPT) once you graduate? As we approach the end of the semester, many international students will turn their experience of studying in the United States into an opportunity of meaningful and practical work experience.
As you approach the end of your studies, you are going to consider many factors as you make this transition. One of the most important decisions is health insurance for OPT. Many international students who are studying at a university or college have insurance through their school. When you switch status and are no longer enrolled in classes, you may find that you are no longer eligible for your school’s insurance plan. Instead, you will need to purchase a private health insurance for OPT that will cover you for doctor visits, hospitalization, prescription medication, surgery, labs, x-rays, etc.
Before discontinuing your school’s plan, you will want to purchase an insurance plan that will start immediately when your previous policy terminates. By doing this, you will avoid any gaps in coverage so that you can rest assured that you are covered in case the unexpected happens. As you may know, health care costs in the United States can easily add up if you are not properly covered. A visit to the emergency room can easily add up to thousands of dollars without insurance.
To avoid this situation, you can purchase an affordable health insurance that will cover you as you continue your education in the United States. Some health insurance options for OPT can be purchased on a monthly basis, like with the Student Secure, to give you the flexibility you need. If you would like to speak to one of our licensed insurance agents, contact us to speak to one of our representatives who works with international students on a daily basis.