Health Insurance Carrier Ratings

What are insurance ratings and why are they important to me?

Nothing is more important to a policyholder than the financial strength of their insurance company. You should always make sure that the plan you purchase is underwritten by a carrier with a great rating. By doing this, you can feel confident that your eligible claims will be paid. In fact, this is even a requirement to obtain most visas, including the J-1 visa.

Some of the world’s largest insurance carriers, such as Lloyds of London and IHI, provide clients with peace of mind knowing that they have a stable and secure carrier behind them. The Atlas Travel and Student Secure plans are underwritten by Lloyds of London. Lloyd’s of London is the largest and oldest insurance market in the world, with 317 years of experience insuring individuals and corporations internationally. Rated A (Excellent) by AM Best Company, and A (Strong) by Standard and Poor’s.

One plan that is insured by Lloyd’s of London is the Citizen Secure plan. This plan is a comprehensive annually renewable plan. It provides up to $5,000,000 worth of coverage and includes coverage for doctor office visits, prescription drugs, maternity, surgery, hospitalizations, diagnostic testing, lab work, emergency medical evacuation, repatriation, etc. You have various deductible options: $250, $500, $1,000, $2,500 or $5,000 that you can choose. This plan comes in two levels, Citizen Secure and Citizen Secure Economy. The main difference between the two plans is that the Citizen Economy plan has capped benefits (this means each benefit has a certain limit it pays up to). This plan will cover you all over the world and you can chose to include or exclude the US and Canada in coverage


3 thoughts on “Health Insurance Carrier Ratings”

David Runnels says:

hello there, nice article thanks for sharing it.

Insurance says:

thanxs for sharing it

Watch Football Streams says:

I was very pleased to find this web-site.I wanted to thanks for your time for this wonderful read!! I definitely enjoying every little bit of it and I have you bookmarked to check out new stuff you blog post.


Leave a Reply

Compare plans fitting your coverage needs

Get updates via email:

Archives