Many international students playing sports may realize that their student policy excludes coverage for athletic activities. Whether playing football or basketball, you will want to know the type of International Student Athletic Coverage coverage that is specifically included in your plan. For those who do not already have a policy, you will look at many different policies with different benefits. The best advice is to check if the plan has sports coverage already included or if you can add it as an option. Be sure to ask and review the exclusions so there are no surprises! International student health insurance policies are more likely to cover this – however you will want to confirm by reviewing the benefits and exclusions of your plan.
One popular option for international student athletes is the Student Secure plan. The plan is offered in four levels, the Smart, Budget, Select and Elite, so that you can find the plan that specifically meets your needs. The Budget level covers organized sports up to $3,000 per accident and the Select and Elite levels cover organized sports up to $5,000 per accident (the Smart excludes coverage for organized sports) – whether it be intercollegiate, interscholastic, intramural or a club sport sanctioned by your school.
If you would like further information, please call one of our licensed agent to discuss your insurance needs.