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International Student Insurance Explained

As a general concept, insurance is not hard to understand; however, the intricacies of individual insurance plans, and trying to understand all the different definitions, benefits and exclusions, can be overwhelming for many students — especially if English is not your first language!

The International Student Insurance “Insurance Explained” section is here to help — with information available in video and article format to help you dissect and understand the world of insurance!


Each set of articles below explains a different topic, starting with the different types of health insurance plans available to an international student, and then moving on to other core areas such as J1 and F1 insurance coverage.

International Insurance Types

Learn more about the various types of international insurance — student health, travel medical, trip cancellation or interruption, dental, etc. — that are available to you as a student. These articles will help you understand the different coverages they each offer:

Understanding Insurance

Learning about how you can understand your insurance plan and the process and systems can help de-mystify a lot of the questions you may have. In this series, we delve into the specifics of the US Healthcare system and how you can make the most of your insurance coverage:

Plan Research

Making sure you thoroughly research your insurance plan before you purchase your coverage can help you find the best option available to you and will avoid any surprises later. In the following articles, we detail the important insurance terms and benefits you should be aware of as well as some vital tips and pitfalls to watch out for:

Comparing Coverage Types

Some types of insurance can seem very similar at first glance, making it difficult to choose the correct coverage type. Learn how to compare the different types of insurance coverage that are available to most international students, and work out which option is a better plan for you and your needs:

F1 Visa Insurance

One of the more popular student visa's, the F1 visa is used by many students and so knowing about the visa and all its requirements is an important aspect for any student:

J1 Visa Insurance

The J1 visa is also very popular for students, especially scholars, and this visa does have specific insurance requirements that need to be met, so our J1 section will provide all this information:

OPT (Optional Practical Training)

An option for international students is to undertake optional practical training after their studies, allowing them to work in the USA for a certain length of time:

H-1B Visa Insurance

If you will be working for a US employer, you will likely have an H1B visa that will allow you to work in the US for a certain period of time. Students who work during their OPT period may be asked to stay on with a company for an extended period of time, and switch to this non-immigrant visa: