Posts Tagged ‘deductible’

Out-of-Pocket Expenses – What Are They?

January 31st, 2014 by Victoria Troupe

Having medical insurance in the US is crucial to protect you from high expenses associated with healthcare in the US. Insurance pays a portion of your medical expenses for you. Contrary to popular belief, having medical insurance in the US does not mean that you won’t have to pay anything towards your medical expenses. The […]

Maternity Benefits and How They Can Affect You

December 5th, 2008 by International-Student-Insurance

Insurance benefits and terms can be tricky to understand at first even to seasoned insurance buyers. However, it’s important to understand fully what your policy covers and doesn’t cover. If you don’t, you may be caught in a situation where your policy doesn’t cover it and you may have a high medical bill to pay […]

How does the deductible on your insurance plan affect you?

November 26th, 2007 by International-Student-Insurance

Almost all health insurance plans have a deductible or co-payments. A deductible is the amount the insured (you) must pay before the insurance company will pay towards your expenses. And a co-payment is the amount that you also must pay out of your own pocket; although a co-payment is typically a per service fee or […]

What is a PPO and why is it important to you?

October 17th, 2007 by International-Student-Insurance

A PPO, also known as a Preferred Provider Organization, is defined as an organization of doctors, hospital and medical care facilities that have contracted with the insurance company to all provide services at a contracted rate. Usually the rate they receive is at a reduced rate. A PPO type arrangement can be beneficial for both […]

What is the difference between the budget level and select level of the Student Secure plan?

August 22nd, 2007 by International-Student-Insurance

This is one of the most popular questions we receive. The Student Secure plan, which is particularly designed for F1 visa holders or full-time international and study abroad students, has two levels: budget and select. The budget level provides up to $250,000 worth of coverage and the select level provides up to $300,000 worth of […]

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