If you are preparing to study in Spain, you will need Spain student insurance to meet the Spanish visa requirements.
Spain is considered a Schengen country, which requires that you have 30,000 euros in coverage. However, the Embassy has added additional requirements for students studying in Spain. In addition to the minimum coverage requirement, your Spain student insurance requires that you have 100% coverage up until 30,000 euros – or its $50,000 USD equivalent.
What does this mean to you? Your Spain student insurance must not have a deductible, co-payment, or coinsurance to be accepted by the Embassy. In addition, your Spain student insurance must include medical expense coverage for emergency medical evacuation and repatriation services. When applying for your visa, you will need to provide a certificate of coverage/visa letter for proof of your Spain student insurance. Many insurance companies will allow you to purchase your Spain student insurance before departing on your trip. You will be able to choose your dates of coverage, which should be for the entire period you plan to stay in Spain.
Many students have opted for the Atlas Travel plan since this is a comprehensive insurance plan that meets all of the Spanish visa requirements. This Spain student insurance will allow you to choose a $0 deductible, or no deductible, and provides 100% coverage up until the policy maximum you select, with a minimum of $50,000 USD. After you purchase the Atlas Travel plan, you will have immediate access to your visa letter at Student Zone. You would then just attach this letter to your student visa application. If for any reason you are not issued your visa, you would receive a full-refund. You will just need to send a written or emailed cancellation request before your plan begins.
Please see our Spain student insurance section for an excellent overview of all the plans available to you.