Short Term Medical Insurance
If you are a US Citizen who is looking for a short term health insurance plan, for coverage inside the USA, a short term medical insurance (STM) plan might be your best option. Most STM plans include a variety of benefits, however most will include inpatient and outpatient medical care, and a variety of other options.
Effective April 1st 2017, all STM plans are only allowed to cover up to 90 days, but they are still an ideal option for those who are looking to fill an insurance gap. Typically this can be for people such as:
- Individuals transitioning between jobs
- College students or recent graduates
- Individuals no longer eligible on parents’ policy due to age or status
- Individuals looking for an affordable substitute for COBRA
To compare all the options available, eHealthInsurance has a number of different STM options for you to compare. Simply enter in your details and you will able to instantly see what plans are available state.
Please note: this plan is for US Citizens who need coverage inside the USA. If you need international coverage please see our international plans.