Thank you to everyone who entered into our iPad sweepstakes. We really had a lot of entries. The entry form was open for three months starting in January; since then we have had more than a thousand submissions. After sorting through the entries we put each person’s name into a list (no one gains any advantage by submitting themselves multiple times) and assigned each person a number; we then used a computer random number generator to pick a winner.

Here’s the moment you were waiting for! We now have a winner! If you’re the winner, we’ve sent an email to you, so check your emails! If we don’t get a reply email from you by Monday April 4th, 2011 we will pick another winner. Once we have received the reply from our winner, we will post the name here on our blog for everyone to know, so check back often to see!

As always, we will continue to post interesting and relevant information about international student insurance, as well as fun facts for those who just like traveling.  We are always open to any suggestions on what you would like to see just post in our blog, twitter or Facebook page, let us know what you want us to talk about, questions you have or suggestions for any fun activities we can do in the future.

iPad Sweepstakes – Ending Today!

March 31st, 2011 by ahoontrakul

Our official Facebook fan page launch sweepstakes is coming to a close. Today, March 31st 2011 is the last day to enter for your  chance to win an Apple iPad from InternationalStudentInsurance.com. We will only be accepting new entries up to 11:59pm GMT-5, if you haven’t entered yet hurry before it’s too late – you only have 6 hours left as we write this post to enter!

Stay tuned to our blog and Facebook page in the next few days to find out who the winner will be!

Good Luck!

China Aims for 500,000 International Students

March 28th, 2011 by Jennifer Frankel

China has recently announced that they are looking to increase the number of international students studying in China. Currently, China hosts 265,000 international students from all around the world. The majority of these students are from South Korea followed by the United States, Japan and Thailand. Now, the Chinese education ministry announced that they would like to increase the international student population to 500,000 by 2020.

In order to increase the number of international students, China is working multilaterally to do country-to-country exchanges with a primary focus on Latin America, Africa, North East Asia, the European Union, and the Middle East. To do this, countries are agreeing to recognize academic degrees and credit transfers. China is also offering scholarships and classes in English to provide financial and language assistance.

These efforts have already begun; China set aside $121.7 million in scholarships in 2010 which has been estimated to help 22,000 international students. These efforts are also in work with the United States as evident by the 100,000 Strong Initiative which is a collaborative effort between Chinese President Hu Jintao and U.S. President Barack Obama. Announced in 2009, this initiative was established to bring 100,000 US students to study in China. This would be quite an increase as only 13,165 US college students studied in China during the 2007-08 school year.

China has also been establishing agreements with its neighboring counties as well. In fact, China established two 10,000 Student Exchange Programs with the Association of Southeast Asian Nations (ASEAN). To provide students with financial assistance, China also offered and funded 10,000 scholarships in the next 10 years for students from ASEAN countries. It is expected that China is going to continue its efforts by reaching out to other countries to ensure a diverse international student population.

The USA is a popular country for students from all around the world who want to study abroad, and for students from Thailand, it is one of their top destination choices. During the 2009/2010 academic year, over 8,500 students from Thailand came to study in the US. One thing many Thai students may notice is that the US medical system is very different when compared to the medical care you would receive in Thailand.

For those that have experienced the medical system in the USA, one thing that always sticks out to them is the high cost; in fact the cost of medical care in the US is the highest in the world! That is why it is very important to have adequate medical insurance, a simple doctors visit in the USA can cost you anything from $100 to $500 depending on the sickness.

While in Thailand it is also common to go to the hospital for both major or minor sicknesses and injuries – the hospital is your one-stop resources for most medical care. In the United States, however, this is not the case, hospitals are designed to be for emergency situations and when you are in need of very urgent care – you should not go to a hospital for minor injuries in illnesses, for that type of care, you should visit either a local doctor, or an urgent care center. If you need prescription medication after seeing a doctor you would also need to go to a drug store that is separate from the doctor’s office.

If you are planning on studying in the USA, most schools and colleges will require you to purchase an international health insurance plan that protects you and provides health insurance coverage in the event you get sick or injured. A popular option is the Thai international student insurance plan; this plan comes in three levels so you can choose whichever works best for you. You can also apply directly online anywhere around the world and it can start as early as the same day you complete the application. To check if this Thai international student insurance will work for your school, check out our school requirements page.

You can also call or email info@internationalstudentinsurance.com with any additional questions, our representative can also assist you in Thai. (เราพูดภาษาไทย)

 

Good news for international students in Massachusetts on the health care front: Massachusetts requires full-time students to have health insurance as a way to guarantee a level of minimum health benefits to a demographic which otherwise is often unable to afford medical treatment through the American system.

International students in Massachusetts may meet the state’s health insurance requirement by automatically being enrolled in their institution’s QSHIP (Qualifying Student Health Insurance Plan) plan, with the cost being added to tuition. Educational institutions in Massachusetts reserve the right to require students to enroll in their QSHIP plan, so in the event a student prefers to satisfy this requirement in one of the aforementioned manners other than through the attending institution’s QSHIP plan, they may want to check to make sure both that the institution does not have mandatory enrollment in its QSHIP plan, and the minimum benefits requirements will be met by the prospective independent plan.

The minimum benefits a student health insurance plan must meet in Massachusetts are:

  • The plan provides reasonably comprehensive coverage of health services, including preventive and primary care, emergency services, hospitalization benefits, ambulatory patient services and mental health services
  • The plan provides all benefits and services required by the Division of Insurance statutes and regulations
  • If the plan limits benefits per illness or accident, the minimum aggregate indemnity to be paid for all benefits for each physical or mental illness or accident may not be less than $50,000 per year; the total annual deductibles may not exceed $250 per year.

You can learn more about Massachusetts state requirement on the governmental student health insurance website.

Places to stay while traveling

March 18th, 2011 by ahoontrakul

So you are on your semester break and want to take a vacation somewhere, you’ve check the price for the plan ticket, now you need to find a place to stay. Accommodation is a major cost when you are traveling. Sure, you can stay in a hotel but many students are on a budget and hotels can be expensive.

Hostels are usually the first choice for a cheaper alternative to hotels. Two popular hostel booking websites on the internet are hostelworld.com and hostelbookers.com both have listings of hostels from all around the world and from my experience. You can also check out the listings on the InternationalStudent.com travel center where you can book youth hostels online also , as well as a number of other services.

But if you’re sick of hostels and don’t want to share a room with multiple strangers or sleep in a dirty bed (although many hostels are very clean and meeting random people can be a fun and rewarding experience) or just want a different kind of experience, you might want to take a look at airbnb.com. This site allows people to rent out a room or even sometimes an entire house. If you are traveling with a group of friends this might be a better deal than staying in a hostel. In most hostels you are paying for each person individually, but if you can find an apartment for 4 people and split the cost, you may end up getting a better/better place for less money.

If you really are tight on money or just enjoy meeting people, check out couchsurfing.com. This site is a community for people who have an extra couch or bed to connect with people who need a place to sleep for free. The website already has over 2 million members, and has been increasingly growing in popularity. Keep in mind that you’re stepping into a stranger’s house. While the site has some securities features, many of them are optional. You should always take precautions personally if you do decide to couch surf.

You may also want to consider Servas.org (similar to couchsurfing.com). This is a non-government organization with connections to the United Nations. The security procedure for Servas is more formal and includes an interview with an authorized Servas member.

Do you have other suggestions that are not listed on here? Leave a comment and share your secret!

Earthquake and Tsunami Help in Japan

March 14th, 2011 by Jennifer Frankel

International students traveling overseas typically are concerned about their new school, learning a new language, culture shock perhaps, but what about the rare occurrence like a natural disaster? On March 11, 2011, Japan experienced the largest earthquake in recorded history at an 8.9 magnitude earthquake. The Department of State issued a Travel Alert to inform individuals still in Japan of power outages, evacuated areas, and the possibility of aftershock and tsunamis until April 1, 2011. Starting on Monday, March 14, scheduled 3-hour power outages are scheduled for the Tokto Metroplitan area which can be viewed at the Tokyo Electric Power Company.

Radio stations are also reporting this emergency information in the Tokyo area in English including on the U.S. Armed Forces station at 810AM and InterFM at 76.1FM. According to the  Department of State, aftershocks are likely in the coming weeks. The Red Cross recommends moving into open spaces and away from walls, windows, buildings and other structures that may collapse. If you are inside, seek cover under a sturdy desk or table and press your face into your arms. If internet and telephone services are down, you may be able to contact people using text message/SMS or other forms of social media such as Twitter and Facebook.

Those members trying to get in contact with loved ones should be aware of the following:

If you have an insurance plan, you will want to contact your insurance company to see if your plan includes coverage for natural disaster. Contact information should be listed on the back of your ID card.

Atlas Travel Extra Assistance Services

March 11th, 2011 by ahoontrakul

Whether you’re just vacationing or studying abroad, having a good medical insurance is important. The Atlas Travel Medical plan provides comprehensive coverage in case you become sick or injured due to an accident while you are abroad. Many people know that the plan would cover your doctor visits, hospitalization, prescription medications, and evacuation, but most may not realized that the plan comes with additional travel assistance services as well!

When you get the Atlas plan you will have access to a 24 hours a day, 7 days a week worldwide travel and medical assistance. These services include:

  • Pre-trip destination information – For information regarding any health risks, travel restrictions, any vaccinations required for your country of destination
  • Medical Monitoring – Emergency message rely will relay message to your family, friends and co-workers during your hospitalization and establish a single point-of-contact for updates regarding your medical status
  • Doctor referral – Contact information for western-style medical facilities in your destination country where English is spoken
  • Travel document replacement – Assistance with obtaining replacement passports, birth certificates, visas, airline documents, and other travel – related documents
  • Lost luggage assistance – tracking service to assist in locating luggage or other items lost in transit

Other assistance services include:

  • Prescription drug replacement
  • Emergency travel arrangements
  • Dispatch of physician
  • Translation assistance
  • Credit card/ Traveler check replacement

Curricular Practical Training, also referred to as CPT, is popular for international students on a F-1 visa. CPT status allows international students to gain temporary employment as long as the position is related to their academic studies and that students can earn credit at their college or university.

In order to do CPT as an international student, students would need to do a work, practicum, or internship program in their field of study. Many international students look for companies or organizations willing to sponsor students – which many people view as a win-win for both parties. Having a student with an international background globalizes the prospective of the company, and at the same time, students gain “real world” experience utilizing the skills they learned in the classroom.

If you decide to do CPT you will not only have a more broadly based experience in the US, but you will also be able to see what it is like in the workforce as an employee. In some cases, you may even get the opportunity to get paid to help cover some of your school expenses. As an international student interested in Curricular Practical Training, there are a few important considerations that you’ll need to look into. First, you will need to find a sponsoring employer that will provide you with a position in your field of study. Next, you will have to work with your school – typically the International Center – to have them approve your internship as Curricular Practical Training.

Many international students interested in CPT may purchase student health insurance for either themselves or for their family. Because individuals must be a full-time student in order to be eligible for Curriculum Practical Training, many students purchase an international student insurance plan that will cover them for this duration. Student health insurance for Curricular Practical Training is typically required by many universities if it is not already supplied by your school. Many organizations and companies may even ask whether you have insurance before you begin working. In fact, Curricular Practical Training student health insurance can be quite important for individuals as it can be purchased for the length of your program and is designed to cover you for doctor visits, hospitalization, prescription medication, emergency medical evacuation, repatriation, etc. For more information about CPT insurance, contact one of our licensed agents for more information.

Homestay Do’s and Don’t’s

March 4th, 2011 by ahoontrakul

If you are going to study abroad you may want to consider doing a homestay. For those who are not familiar with a homestay, it is when you stay with a local family instead of living in a dormitory or apartment. This is a great way to learn about the culture of your host country and really get to know the local lifestyle. If you are intending on learning a foreign language, doing a homestay is also one of the best ways to immerse yourself in the language.

Because every family is different, homestay experiences can vary from being very immersive to having little involvement between you and your host family. In a more immersive experience, you are treated like part of the family and are involve in family activities like birthdays, holidays festivities, family trips, etc.

It is important to have an idea of what you can expect from your host family and what they can expect from you beforehand. Still, staying with any stranger especially in a different culture can be difficult and some culture clash may happen. However, this is not impossible to overcome and many students say it is one of the most rewarding experiences they have. There are some general homestay etiquette that should be followed to ensure a great start to your experience, below is a list of some homestay do’s and don’ts:

  • Do
    • Expect things to be different – Keep an open mind, after all you are in another country!
    • Dress more conservatively – Some cultures do dress more conservatively than others, or the family may have young children, they may not be so keen on seeing you dress too revealingly. This is especially important during the first meeting, because remember, first impression do matter!
    • Ask first and respect the rules of the house – International phone call can be expensive and water in some country may be a valuable resource, racking up huge bill for your family would not be appreciated.
    • Support cultural conservation – Showing interest in the host country language and culture and share your personal experience, this can be a great icebreaker and help foster a closer relationship. However, be careful to stay away from controversial topics.
    • Be clean – No one likes a dirty person, don’t make your family have to clean up after you.
    • Be respectful and polite to all the family members
    • Bring a good will gift – Different cultures have different customs on giving gift. However, it usually never hurts to bring a small gift for your host family especially if your gift is something unique from your country. Keep it small so you don’t create a feeling that they are obligated to return a gift.
    • Communicate with your host family – Remember the saying, “Communication is the key to a good relationship”? Let your host family know if you have any questions or concerns.
    • Don’t
      • Do any drugs – Sounds obvious, but the law on drugs on many countries can be extremely strict and the sentence extremely harsh. You may cause trouble not only for yourself but your host family as well.
      • Make excessive noise, shouting, watching TV, listening to music, etc. – Remember your host parents probably have to work, don’t stay up until late at night and blast away your music.
      • Expect your host family to provide everything you ask – If your parents do your laundry at home, don’t expect that your host family will do the same.

Along with these general rules, you should also do research on your particular host country cultural differences. For example, in some culture it’s okay to give someone a kiss on the cheek or a hug but other cultures reserve personal contact for only if you have a very close relationship; some Asian cultures also take off their shoes before entering the house.

Remember that the family is hosting you because they want to do so. They are probably just as interested in learning about your culture as you do about theirs. Keep an open mind and don’t forget to get the most out of your international experience!

Find your plan

Where are you going?

Who are you?

School Name

Your age:

Email:

† By providing your email, you consent to receive email communications from us.

Get updates via email:

Archives