international student insurance

Archive for January, 2010

Health Insurance for ESL Students

Friday, January 22nd, 2010

Learning English has become an important skill in today’s globalized world. More and more students are realizing the advantage of learning English including its growing importance in business. What better way to learn a language then to actually go abroad and be immersed in the culture and language?

ESL programs are designed as an intensive English study where you will take classes by day and be immersed in a reinforcing environment by night. This access is a unique opportunity that provides you with the tools and practice needed to pick up the language.

If you will be traveling to a foreign country to study English, you will want to make sure that you are properly equipped with health insurance for ESL students. It is common for programs to offer varying program durations from one week of classes up to several months. The Travel Medical plan provides health insurance for ESL students and will cover you outside your home country.

You will also want a plan that provides you with the option to extend coverage should you decide to continue with your stay abroad. Another consideration is that your health insurance plan should also cover you even if you decide to travel. The Travel Medical plan will allow you to purchase a minimum of 5 days of coverage up to one year. This health insurance  will cover you outside your home country for inpatient and outpatient services, prescription drugs, emergency medical evacuation, repatriation, doctor office visits, etc..  Not only that, but this health insurance for ESL students also meet all government and visa requirements.

 

End of Trip Home Country Coverage

Thursday, January 21st, 2010

Insurance can be quite a tricky subject especially when you are dealing with multiple countries. It is common for overseas travelers to find a travel insurance that will cover you outside your home country- but what about when you return home?

With the vast number of international insurance plans, you need to choose a plan that provides the appropriate coverage- whether internationally or back home. If you do not have a domestic plan already in place, you will want to consider a plan with end of trip home country coverage. This is normally an optional benefit that provides additional coverage in your home country.

This option is especially important since the first thing you will want to do when you return home will NOT be to look for insurance! Remember that great restaurant you regularly went to up the road? Or, that friend you haven’t seen in what feels like ages? Whether you spend the time at home recovering from jet lag, or just taking in the moment where you understand everything that is going on around you- you will also want to have the piece of mind that you are covered for the unexpected.

There are some international travel plans that will allow you to add end of trip home country coverage for a limited number of days. Some plans require that you’ve purchased a minimum number of months abroad to make you eligible for the end of trip home country coverage benefit. Other plans will cover you up until a certain number of days after returning home. This coverage is important so that you will have enough time to take-it-easy and find a long-term solution.

One popular option is the Travel Medical insurance plan. This plan has the option to add end of trip home country coverage. If you are covered outside of your Home Country continuously for at least 6 months you can add an additional 30 days of End of Trip Home Country Medical Coverage.

 

Emergency Medical Evacuation and Natural Disaster Coverage for International Students

Friday, January 15th, 2010

As many of you are now aware there was a very serious earthquake in Haiti.  You may be wondering what you should do and who you can turn to for help in an emergency such as this.

You can refer to FEMA’s web page about “What to do After an Earthquake” The most important things are to listen to the radio and to only place phone calls in the event of an emergency, since call volumes are very high during these times.

International students and travelers should consider having a health insurance plan that will provide benefits to them for emergency medical evacuations and natural disasters.

A popular plan that offers coverage for both of these benefits is the Atlas Travel Series is an excellent choice for health insurance for students needing emergency medical evacuation and natural disaster coverage.  The Atlas Travel Series provides coverage to students and travelers outside their home country.  It provides coverage for inpatient and outpatient services, prescription drugs, emergency medical evacuation, natural disasters,  repatriation, doctor office visits, etc..  This plan allows students to choose maximum coverage limits (from $50,000 to $1,000,000) and your deductible (from $0 to $2,500).

After this plan is purchased, they will immediately receive a confirmation e-mail.  This e-mail will contain the insurance card, letter of coverage, receipt, and visa letter and policy details.  Students can simply print these documents out to show proof of coverage.

 

Canadian International Student Health Insurance

Friday, January 8th, 2010

Canadian tuition fees are among the lowest in English-speaking countries.  Because of that, Canada is a popular choice for international studies.

Finding the right health insurance can be a bit confusing for international students.  The Atlas Travel Series is a great solution and a popular choice among international students in Canada.

The Atlas Travel Series is a great choice for health insurance for international students in Canada.  The plan provides comprehensive coverage for doctor office visits, prescription drugs, hospitalizations, diagnostic testing, x-rays, laboratory work, emergency medical evacuation, repatriation, etc.  This plan provides worldwide coverage excluding your home country.

After you purchase the plan, you can receive all of your insurance documents immediately via e-mail. This e-mail will include your visa letter, receipt, insurance card and policy details.

* To be eligible for this plan, you do not have to be a student but you must be outside of your home country.

 

UK International Student Insurance

Friday, January 8th, 2010

The UK is one of the most popular destinations for international studies.  In fact, studying in the UK is the number two choice for international students in the world, second only to the USA.  The UK offers international students an excellent higher education system and with hundreds of universities to choose from – it’s easy to see why it’s such a popular destination. For more demographic and statistical information about international students in the UK, visit the UK Council for International Student Affairs.

Before you leave your home country/country of citizenship you should consider having a health insurance plan for international students that will work for you in the UK.

The Atlas Travel Series is a great choice for health insurance for international students in the UK.  The plan provides comprehensive coverage for doctor office visits, prescription drugs, hospitalizations, diagnostic testing, x-rays, laboratory work, emergency medical evacuation, repatriation, etc.  To be eligible for this plan, you do not have to be a student but you must be outside of your home country.

International students needing health insurance in the UK will find applying for the plan simple and easy – you can purchase the plan right online and get immediate coverage.  After you purchase the plan, you can receive all of your insurance documents immediately via e-mail. This e-mail will include your visa letter, receipt, insurance card and policy details.