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M-2 Visas
What is an M-2 Visa?
M-2 visas are available for spouses and children of the M-1 visa holders.
Insurance Requirements for M-2 Visa Holders
As with M-1 visas, the US Department of State does not have any health insurance requirements for M-2 visa holders. In most cases, the school where the student (the M-1 holder) is attending will not allow their spouse or children (the M-2 holder) to be enrolled on the school’s insurance plan. This leaves the M-2 visa holders to find their own coverage elsewhere.
Although it is not required by most schools for M-2 visa holders to be insured, it is very important to have an insurance plan in case of an emergency. There is no national or universal healthcare coverage in the US, which means that anyone seeking medical treatment in the US will be responsible for paying their own bills out of pocket, or getting an insurance plan to help cover the costs.
The US is by far the most expensive place in the world for medical care, so it is never recommended for any M-2 visa holders to go without health insurance coverage. For more information about the importance of having health insurance coverage, please see our article on the US healthcare system.Insurance Options for M-2 Visa Holders
For M-2 visa holders looking for coverage, there are several options. To ensure that you are getting the correct coverage for your family, make sure you know how long insurance is needed, how much you are willing to spend on coverage, and what benefits you want on the plan. This will help you decide which plan is the right one.
Here are three main insurance plan options for M-2 visa holders:
