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Finland International Student Insurance
International Student Insurance Plans for Students in Finland

Finland is quickly becoming a top destination for many international students, offering very attractive benefits that other countries cannot provide. For this reason, Finland has seen rapid growth in their international student numbers over the last 5 years, and it is increasingly becoming a popular destination for students from all corners of the globe.

But what does Finland actually offer students that is so attractive? Not only is it a country of extreme striking beauty, but it is one of the last remaining countries in Europe that still offers a totally free education to international students coming from EU/EEA countries. Starting in autumn of 2017, however, non-EU/EEA students do have to pay tuition fees. This will result in:

  • Minimum tuition for English-taught degree: 1,500 EUR/year
  • Average tuition fees English-taught: 10,000 – 16,000 EUR/year
  • Finnish or Swedish-taught degrees: free of charge
  • Highest tuition – University of Helsinki: 10,000 – 25,000 EUR/year
  • One of the lowest tuition – University of Lappeenranta: average of 10,000 EUR/year

Student Insurance Requirements for Finland

If you do choose to study in Finland, the Finnish Government requires students to have adequate international health insurance while they are studying in Finland. Only permanent residents of Finland are covered under the Finnish National Health Insurance (NHI) scheme of Kela (the Social Insurance Institution of Finland), which means that as an international student, you will need to purchase a plan from a private insurance provider before you leave for Finland. This is enforced when you apply for your visa, and international student insurance has been providing such coverage since 2007, when the original regulations were announced.

The current regulations for students studying in Finland are:

Finland Insurance Requirements

  • Deductible must not exceed €300 (approximately $350 USD)
  • €120,000 (approximately $135,000 USD) policy maximum if studying less than two years (less than four semesters)
  • €40,000 (approximately $45,000 USD) policy maximum if studying at least two years (four semesters or more)
  • Insurance coverage for your entire stay
  • If studying for more than 1 year, you need a min of 1 year coverage
  • You are not allowed to cancel your insurance plan

For more information about the specific insurance requirements please visit our Finland Visa Insurance Requirements page for more information.

Student Insurance Options for Finland

To assist international students in Finland, International Student Insurance provides you easy access to purchasing your insurance plan quickly and easily so that you are in compliance with your visa. We offer the following insurance plans for international students studying in Finland:

Europe Travel Atlas Travel Student Secure
Policy MaximumPolicy Max. €40,000 to €6 Million $50,000 to $2 Million $200,000 to $5,000,000 max$200k to $5M max
DeductibleDed. €0 up to €2,000 $0 up to $5,000 $25 up to $100
Currency € Euro priced $ USD priced $ USD priced
Premium Starting at €0.54/ day Starting at $0.85/ day Starting at $0.85/ day

We also provide a range of helpful articles that will guide you through the process of understanding the healthcare system in Finland and how to purchase coverage that meets the requirements. International Student Insurance is recommended to students by the Finland Department of Immigration .

Learn more about studying in Finland with “Healthcare in Finland”

Best Insurance Plans for Finland

We have a range of insurance plans, however for students studying in Finland the best insurance options are: