The table below outlines the policy benefits available, per individual, on the Atlas Travel International Travel Medical Insurance plan. Coverage is available for both US and Non-US Citizens who are planning to travel, study or live abroad with coverage starting at just 5 days and up to 364 days inside the USA and 1 year outside the USA with renewal possibilities of up to 3 years.
Please review the table for full details and if you have any questions, please contact our customer support team for assistance.
Policy Maximum | $50,000, $100,000, $250,000, $500,000, $1,000,000, or $2,000,000 (Ages 65 to 79: $50,000 or $100,000 limit; Ages 80+: $10,000 limit) |
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Deductible | $0, $100, $250, $500, $1,000, $2,500, or $5,000 The deductible is due once per certificate period |
ER Co-Pay Only applies to Claims incurred in U.S. | $200 for each use of the emergency room if not admitted to the hospital as an in-patient. Waived for Emergency treatment of injury. |
Urgent Care Co-Pay Only applies to Claims incurred in U.S. | $15 per visit, then the coinsurance will apply. Not subject to deductible. Co-payment waived if $0 deductible elected. |
Network | Click here to search the PPO Doctor/Hospital Network |
Coinsurance | 100% coverage on eligible expenses, after the deductible, up to the policy maximum. |
Key Medical Benefits |
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Hospital Room & Board | Average semi-private room rate, including nursing services. |
Outpatient Treatment | Up to the Overall Maximum. |
Prescription Medications | Up to the Overall Maximum. Maximum supply of 60 days per each prescription |
Acute Onset of Pre-existing Conditions | Up to the Overall Maximum. Up to $25,000 Lifetime Maximum for Emergency Medical Evacuation |
Emergency Dental | Up to $300 Not subject to deductible. |
Emergency Eye Exam | Up to $150 $50 co-pay per occurrence (plan deductible is waived) |
Emergency Medical Evacuation | Up to $1,000,000 Lifetime Maximum Not subject to deductible or overall maximum limit. |
Repatriation of Remains | Equal to the elected overall maximum limit. Not subject to deductible or coinsurance |
Accidental Death and Dismemberment |
Under 18: $5,000 lifetime maximum |
Telemedicine | Access to Air Doctor is included in non-US policies with a $0 deductible only. |
Trip Interruption | Up to $10,000 Not subject to deductible |
Lost Checked Luggage | $1,000 limit Not subject to deductible |
Travel Delay | Up to $100 per day after a 12-hour delay period requiring an unplanned overnight stay. Subject to a maximum of 2 days Not subject to deductible. |
Lost or Stolen Passport/Travel Visa | $100 limit Not subject to deductible. |
Border Entry Protection | Up to $500 if traveling on a valid B-2 visa and denied entrance at the U.S. border. Not subject to deductible. |
Personal Liability |
Lifetime maximum - $25,000 Third person injury – Up to $25,000 Third person property – Up to $25,000 Related third person property – Up to $2,500 Not subject to deductible or overall maximum limit. |
To view the full plan benefits and the complete table of benefits, please download a copy of the plan brochure:
This is a summary of a selection of the key plan benefits offered only as an illustration and does not supersede in any way the Certificate of Insurance (Florida Policies — Certificate of Insurance) and governing policy documents. The certificate of insurance is the only source of the actual benefits provided.