Insurance Requirements for F2 Visa Holders
The US Department of State does not require F1 or F2 visa holders to have health insurance. However, many schools may require or highly recommend that students and their dependents have insurance coverage for the entire time they are in the US. This typically stems from the fact that health care costs in the US are the most expensive in the world, so having insurance in place for families is critical to make sure medical care is both accessible and affordable during their time in the US.
Types of Health Insurance for F2 Visa Holders
Many schools provide group health insurance for international students on a F1 visa, but may or may not include coverage for their children and spouses. If coverage is available on the school’s group plan, children and spouses may expect to pay more than the student since they tend to use the plans more than the international student themselves. If coverage is not available through the school, or if students are able to enroll their dependents on their own insurance plan, then it’s important to purchase an individual policy that will meet the needs of their children and spouses as well.