Lawrence University - OPT Students
Appleton, WI
The Student Secure plan provides comprehensive health insurance coverage for OPT students. Please review the plan details to familiarize themselves with how the plan works and what it covers. International students are responsible for having health insurance coverage for their ENTIRE stay in the U.S. You should never let your insurance policy expire as long as you remain in the U.S.
.| Policy Max | Deductible | Brochure | Price per month * | |||
|---|---|---|---|---|---|---|
| Buy Now |
 |
Smart | $200,000 |
$50 per injury/illness (in-network) |
$31 | |
| Buy Now |
|
Budget | $500,000 |
$45 per injury/illness (in-network) |
$51 | |
| Buy Now |
|
Select | $600,000 |
$35 per injury/illness (in-network) |
$99 | |
| Buy Now |
|
Elite | $5,000,000 |
$25 per injury/illness (in-network) |
$193 | |
* rates are based on students aged 24 and under unless otherwise noted.
Compare Plan Level Benefits
 Smart |
Budget |
Select |
Elite |
|
|---|---|---|---|---|
| Medical Maximum | $200,000 | $500,000 | $600,000 | $5,000,000 |
| Per Injury/Illness Maximum | $100,000 | $250,000 | $300,000 | $500,000 |
| Deductible | $50 | $45 | $35 | $25 |
| Coinsurance |
In-Network: 80% of eligible expenses after the deductible up to the overall maximum Out-Network: Usual, Reasonable, and Customary (URC) |
In-Network: 80% of the next $25,000 of eligible expenses after the deductible, then 100% to the overall maximum Out-Network: Usual, Reasonable, and Customary (URC) |
In-Network: 80% of the next $5,000 of eligible expenses after the deductible, then 100% to the overall maximum Out-Network: Usual, Reasonable, and Customary (URC) |
In-Network: 100% of eligible expenses after the deductible to the overall maximum Out-Network: Usual, Reasonable, and Customary (URC) |
| Pre-existing Conditions (Acute Onset) |
$25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition only
See policy wording for full benefit description |
Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description |
Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description |
Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description |
| Pre-existing Conditions | Not Covered | 12-month waiting period | 6-month waiting period | 6-month waiting period |
| Maternity | Not Covered | Up to $5,000 | Up to $10,000 | Up to $25,000 |
| Mental Health |
Outpatient: $50 per day, $500 Inpatient: Up to $5,000 |
Outpatient: Max. 30 days of coverage. Inpatient: Max. 30 visits. Coverage includes drug and alcohol abuse. |
Outpatient: Max. 30 days of coverage. Inpatient: Max. 30 visits. Coverage includes drug and alcohol abuse. |
Outpatient: Max. 30 days of coverage. Inpatient: Max. 30 visits. Coverage includes drug and alcohol abuse. |
| School Team Sports | Not Covered |
No Coverage Optional Team Sports rider available, please select that option to view pricing |
No Coverage Optional Team Sports rider available, please select that option to view pricing |
No Coverage Optional Team Sports rider available, please select that option to view pricing |
| Recreational, Fitness and Leisure Activities | Covered per policy conditions | Covered per policy conditions | Covered per policy conditions | Covered per policy conditions |
| Adventure Sports | Some exclusions apply | Some exclusions apply | Some exclusions apply | Some exclusions apply |
| Emergency Medical Evacuation/Repatriation | $50,000 / $25,000 | $250,000 / $25,000 | $300,000 / $50,000 | $500,000 / $50,000 |
These plans are only available to students on OPT, but if you are looking for dependent coverage please review these options.
Other Student Categories
Contact Us
If you need help selecting a plan or enrolling in a policy, please contact our customer service team, and they would be happy to help.- Toll Free: (877) 758-4391
- Direct/International : +1 (904) 758-4391
- Email: info@internationalstudentinsurance.com
International Student Insurance has gathered this information as a resource for international students, and this resource does not intend to imply a relationship between your school and our website or company. You should always double-check directly with your school and with our customer service team to ensure that our plans meets your school's international student insurance requirements.