Nicholls State University
Thibodaux, LA
Nicholls State University recommends that all international students have insurance while studying in the US. The Student Secure plan is available in four levels and has been designed to meet the unique needs of international students offering comprehensive coverage at affordable prices. All levels will meet the Department of State J visa insurance requirements.
International student athletes at Nicholls State University will be required to have health insurance with intercollegiate sports. Athletes can enroll in the Select and Elite to meet the school's requirements.
* rates are based on students aged 24 and under unless otherwise noted.
Compare Plan Level Benefits
- Smart
- Medical Maximum $200,000
- Per Injury/Illness Maximum $100,000
- Deductible $0(co-pays apply)
-
Coinsurance
In-Network: 80% of the next $100,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.
Out-Network: Usual, Reasonable, and Customary (URC) -
Pre-existing Conditions (Acute Onset)
$25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition only
See policy wording for full benefit description - Pre-existing Conditions Not Covered
- Maternity Not Covered
-
Mental Health
Outpatient: $50 per day, $500
Inpatient: Up to $5,000 - School Team Sports Not Covered
- Recreational, Fitness and Leisure Activities Covered per policy conditions
- Adventure Sports Some exclusions apply
- Emergency Medical Evacuation/Repatriation $50,000 / $25,000
- Budget
- Medical Maximum $500,000
- Per Injury/Illness Maximum $250,000
- Deductible $0 (co-pays apply)
-
Coinsurance
In-Network: 80% of the next $45,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.
Out-Network: Usual, Reasonable, and Customary (URC) -
Pre-existing Conditions (Acute Onset)
Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description - Pre-existing Conditions 12-month waiting period
- Maternity Up to $5,000
-
Mental Health
Outpatient: Max. 30 days of coverage.
Inpatient: Max. 30 visits.
Coverage includes drug and alcohol abuse. - School Team Sports Not Covered
- Recreational, Fitness and Leisure Activities Covered per policy conditions
- Adventure Sports Some exclusions apply
- Emergency Medical Evacuation/Repatriation $250,000 / $25,000
- Select
- Medical Maximum $1,000,000
- Per Injury/Illness Maximum $500,000
- Deductible $0 (co-pays apply)
-
Coinsurance
In-Network: 80% of the next $25,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.
Out-Network: Usual, Reasonable, and Customary (URC) -
Pre-existing Conditions (Acute Onset)
Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description - Pre-existing Conditions 6-month waiting period
- Maternity Up to $10,000
-
Mental Health
Outpatient: Max. 30 days of coverage.
Inpatient: Max. 30 visits.
Coverage includes drug and alcohol abuse. - School Team Sports Not Covered
- Recreational, Fitness and Leisure Activities Covered per policy conditions
- Adventure Sports Some exclusions apply
- Emergency Medical Evacuation/Repatriation $300,000 / $50,000
- Elite
- Medical Maximum $5,000,000
- Per Injury/Illness Maximum $500,000
- Deductible $0 (co-pays apply)
-
Coinsurance
In-Network: 80% of the next $10,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.
Out-Network: Usual, Reasonable, and Customary (URC) -
Pre-existing Conditions (Acute Onset)
Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description - Pre-existing Conditions 6-month waiting period
- Maternity Up to $15,000
-
Mental Health
Outpatient: Max. 40 days of coverage.
Inpatient: Max. 40 visits.
Coverage includes drug and alcohol abuse. - School Team Sports Not Covered
- Recreational, Fitness and Leisure Activities Covered per policy conditions
- Adventure Sports Some exclusions apply
- Emergency Medical Evacuation/Repatriation $500,000 / $50,000
- Economy Plus
- Medical Maximum $500,000
- Per Injury/Illness Maximum $250,000
- Deductible $0 (co-pays apply)
-
Coinsurance
In-Network: 80% of Eligible Expenses up to $5,000, then 100% up to the Maximum Benefit
Out-Network: 70% of Eligible Expenses up to Maximum Benefit - Pre-existing Conditions (Acute Onset) $5,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
- Pre-existing Conditions 12-month waiting period
-
Maternity
In Network: Plan pays 80% to $5,000 for a covered pregnancy.
Out-of-Network: Plan pays 60% to $5,000 for a covered pregnancy. -
Mental Health
Outpatient: Max. 30 days of URC coverage.
Inpatient: Max. 30 visits of URC coverage.
Coverage includes substance abuse. - School Team Sports Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports
- Recreational, Fitness and Leisure Activities Covered per policy conditions
-
Adventure Sports
No Coverage
Optional Adventure Sports rider available, please select that option to view pricing. - Emergency Medical Evacuation/Repatriation $250,000/ $50,000
- Business
- Medical Maximum $1,000,000
- Per Injury/Illness Maximum $300,000
- Deductible $0 (co-pays apply)
-
Coinsurance
In-Network: 80% of Eligible Expenses up to $5,000, then 100% up to the Maximum Benefit
Out-Network: 80% of Eligible Expenses up to Maximum Benefit - Pre-existing Conditions (Acute Onset) $15,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
- Pre-existing Conditions 12-month waiting period
-
Maternity
In Network: Plan pays 80% to $10,000 for a covered pregnancy.
Out-of-Network: Plan pays 60% to $10,000 for a covered pregnancy. -
Mental Health
Outpatient: Max. 30 days of URC coverage.
Inpatient: Max. 30 visits of URC coverage.
Coverage includes substance abuse. - School Team Sports Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports
- Recreational, Fitness and Leisure Activities Covered per policy conditions
-
Adventure Sports
No Coverage
Optional Adventure Sports rider available, please select that option to view pricing. - Emergency Medical Evacuation/Repatriation $300,000/ $50,000
- First Class
- Medical Maximum $5,000,000
- Per Injury/Illness Maximum $500,000
- Deductible $0 (co-pays apply)
-
Coinsurance
In-Network: 100% of Eligible Expenses up to the Maximum Benefit
Out-Network: 90% of Eligible Expenses up to Maximum Benefit - Pre-existing Conditions (Acute Onset) $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
- Pre-existing Conditions 6-month waiting period
-
Maternity
In Network: Plan pays 80% to Maximum Benefit for a covered pregnancy.
Out-of-Network: Plan pays 60% to Maximum Benefit for a covered pregnancy. -
Mental Health
Outpatient: Max. 30 days of URC coverage.
Inpatient: Max. 30 visits of URC coverage.
Coverage includes substance abuse. - School Team Sports Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports
- Recreational, Fitness and Leisure Activities Covered per policy conditions
-
Adventure Sports
No Coverage
Optional Adventure Sports rider available, please select that option to view pricing. - Emergency Medical Evacuation/Repatriation $500,000/ $50,000
Other Student Categories
If you're a student in one of these other categories, our plans are excellent solutions and may work for you. You can learn more about these plan options:
Contact Us
If you need help selecting a plan or enrolling in a policy, please contact our customer service team, and they would be happy to help.- Toll Free: (877) 758-4391
- Direct/International : +1 (904) 758-4391
- Email: info@internationalstudentinsurance.com
International Student Insurance has gathered this information as a resource for international students, and this resource does not intend to imply a relationship between your school and our website or company. You should always double-check directly with your school and with our customer service team to ensure that our plans meets your school's international student insurance requirements.