Houston Christian University
Houston, TX
Houston Baptist University recommends the Student Secure plan as it provides comprehensive health insurance coverage designed for international students outside their home country at reasonable rates. International students are required to have coverage for the full time they are in the US to protect themselves in the event of an accident or illness.
Important Dates — Students must purchase this period of coverage
Summer 2025: 05/27/2025 - 08/01/2025Fall 2025: 08/25/2025 - 12/12/2025
Spring 2026: 01/12/2026 - 05/08/2026
Student SecureSmart
Medical Maximum
$200,000Deductible
$0(co-pays apply)Coinsurance (in-network)
In-Network: 80% of the next $100,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.
Out-Network: Usual, Reasonable, and Customary (URC)Medical Evacuation
$50,000 / $25,000- benefits
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Student SecureBudget
Medical Maximum
$500,000Deductible
$0 (co-pays apply)Coinsurance (in-network)
In-Network: 80% of the next $45,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.
Out-Network: Usual, Reasonable, and Customary (URC)Medical Evacuation
$250,000 / $25,000Pre-existing Conditions
12-month waiting period- benefits
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Student SecureSelect
Medical Maximum
$1,000,000Deductible
$0 (co-pays apply)Coinsurance (in-network)
In-Network: 80% of the next $25,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.
Out-Network: Usual, Reasonable, and Customary (URC)Medical Evacuation
$300,000 / $50,000Pre-existing Conditions
6-month waiting periodSchool Sports
Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports- benefits
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Student SecureElite
Medical Maximum
$5,000,000Deductible
$0 (co-pays apply)Coinsurance (in-network)
In-Network: 80% of the next $10,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.
Out-Network: Usual, Reasonable, and Customary (URC)Medical Evacuation
$500,000 / $50,000Pre-existing Conditions
6-month waiting periodSchool Sports
Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports- benefits
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Patriot Exchange
Medical Maximum
$5,000,000Deductible
Choice of $0, $100, $250, $500 per illness or injuryCoinsurance (in-network)
USA In-Network: Plan pays 90%; $1000 out-of-pocket maximum
USA Out-of-Network: Plan pays 80%; up to maximum limitMedical Evacuation
$50,000/$25,000Pre-existing Conditions
$500 per period of coverage, $1,500 maximum limit
Available after 12 months of continuous coverageSchool Sports
No Coverage
Optional Team Sports Add-on available, please select that option to view pricing.- benefits
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Brochure
* rates are based on students aged 24 and under unless otherwise noted.
Please note: Students who participate in Club Sports are required to purchase the Select or Elite levels of the Student Secure plan.
Also, if you are over the age of 30 and/or require dependent coverage, we recommend purchasing in the Patriot Exchange plan.
100% guarantee or your money back!
We guarantee that our plan will work for your school. If your school rejects the plan, you can get a full refund within 30 days of the effective date so long as the plan has not been used and you have proof of denial from your school.Other Student Categories
If you're a student in one of these other categories, our plans are excellent solutions and may work for you. You can learn more about these plan options:
Contact Us
If you need help selecting a plan or enrolling in a policy, please contact our customer service team, and they would be happy to help.- Toll Free: (877) 758-4391
- Direct/International : +1 (904) 758-4391
- Email: info@internationalstudentinsurance.com
International Student Insurance has gathered this information as a resource for international students, and this resource does not intend to imply a relationship between your school and our website or company. You should always double-check directly with your school and with our customer service team to ensure that our plans meets your school's international student insurance requirements.