Liaison Travel | Benefits

Benefits Economy Choice Elite
Lifetime Maximum $5,000,000
Medical Maximum Options injury/illness
Worldwide/Inside the US Ages 14 days-69: $50,000; $100,000; $500,000; $1,000,000 ; $2,000,000; $5,000,000
Ages 70-79: $50,000
Ages 80+: $15,000
Ages 14 days-69: $50,000; $100,000; $500,000; $1,000,000 ; $2,000,000; $5,000,000
Ages 70-79: $50,000
Ages 80+: $20,000
Worldwide/Excluding the US Ages 14 days-69: $50,000; $100,000; $500,000; $1,000,000 ; $2,000,000; $5,000,000
Ages 70-79: $50,000 or $100,000
Ages 80+: $15,000
Ages 14 days-69: $50,000; $100,000; $500,000; $1,000,000 ; $2,000,000; $5,000,000
Ages 70-79: $50,000 or $100,000
Ages 80+: $20,000
Deductible options
Per period of coverage $0, $100, $250, $500, $1,000, $2,500, $5,000
Coinsurance
In-network, inside the US 80% of expenses up to $5,000, then 100% up to Medical Maximum 90% of expenses up to $5,000, then 100% up to Medical Maximum 100% up to Medical Maximum
Out-of-network, inside the US 70% of expenses up to $5,000, then 100% up to Medical Maximum 80% of expenses up to $5,000, then 100% up to Medical Maximum 90% of expenses up to $5,000, then 100% up to Medical Maximum
Outside the US 100% Up to Medical Maximum
Hospital Services Subject to Deductible and Coinsurance unless otherwise stated.
Hospital Room & Board Up to Medical maximum
Inpatient Up to Medical maximum
Outpatient Up to Medical maximum
Emergency Room Up to Medical maximum
Doctor Office Visits Up to Medical maximum
Coma Benefit $10,000 $25,000 $50,000
Hospital Indemnity (outside the US and Canada) $100 per day to a maximum of 30 days $150 per day to a maximum of 30 days $250 per day to a maximum of 30 days
Home Healthcare $2,500
Local Ambulance $5,000 $10,000 Up to Medical Maximum
Prescription Drugs Up to Medical Maximum
Dental Treatment
Due to accident $500 $5,000 Up to Medical Maximum
Alleviate onset of pain $100 $200 $250
Pre-existing Conditions
Coverage for Pre-existing conditions
US Residents outside of the US
Age 0-69: $25,000
Age 70+: $5,000
Age 0-69: $50,000
Age 70+: $10,000
Age 0-64 with primary health plan: Medical Maximum
Age 0-64 without primary health plan: $50,000
Age 65+: $2,500
Acute onset of Pre-existing condition
Non-US traveling to the US
Age 0-69: $15,000
Age 70+: $2,500
Age 0-69: $30,000
Age 70+: $5,000
Age 0-69: $50,000
Age 70+: $10,000
Home Country
Extension of Benefits $5,000 $10,000 $20,000
Incidental Trips to Home Country $5,000 $10,000 $50,000
Additional Benefits
24/7 Travel Assistant Included
Loss of Checked Luggage Up to $50 per article; $250 maximum Up to $50 per article; $500 maximum Up to $50 per article; $1,000 maximum
Trip Interruption $2,500 $5,000 $10,000
Terrorism $25,000 $50,000 Up to Medical Maximum
Felonious Assault $5,000 $10,000 $20,000
International Emergency Care
Emergency Medical Evacuation $250,000 $500,000 $1,000,000
Emergency Medical Reunion Up to $200 per day/ $25,000 maximum limit Up to $200 per day/ $50,000 maximum limit Up to $200 per day/ $100,000 maximum limit
Return of Child(ren) $25,000 $50,000 $100,000
Return of Mortal Remains $25,000 $50,000 $100,000
Political Evacuation and Repatriation $10,000
Local Burial or Cremation $5,000
Natural Disaster
Evacuation $25,000 $50,000 $100,000
Daily Benefit $50 per day / 5 day limit $100 per day / 5 day limit $250 per day / 10 day limit
Accidental Death and Dismemberment
Primary or Travel Companion $10,000 $25,000 $50,000
Child $2,500 $5,000 $10,000
Total for Insureds $250,000
Common Carrier Accidental Death and Dismemberment
Primary or Travel Companion $20,000 $50,000 $100,000
Child $5,000 $10,000 $20,000
Total for Insureds $250,000
Personal Liability $25,000 $50,000 $100,000
Hazardous Activities Up to Medical maximum
Please note: The benefit table listed above is a consolidated version of the full plan benefits. Please view the plan certificates for the Liaison Travel Medical Economy, Liaison Travel Medical Choice, Liaison Travel Medical Elite for the full benefits and limitations of the plan. Limits apply to all benefits.

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