Before your study abroad departure, it is important that you lock down your insurance coverage. Whether you decide to go with private health insurance in Belgium or another health care program, it’s important to have coverage in place so that you’ll be able to meet the insurance mandatory requirement.
If you choose to go with the state’s health insurance scheme called the mutuelle/mutualiteit, you will have the benefit of choosing your medical provider. Payment of medical insurance in Belgium is done primarily on a fee-for-service basis.
According to Sociale Verzekeringsbank, this is what to expect upon choosing your form of health insurance in
Upon payment of your service, here's what to expect in terms of reimbursement:
Students outside the EU, who are traveling less than 90 days, must apply for the Schengen Visa. For more than 90 days, non-EU students need to apply for a student visa and show proof of health insurance. EU students will already be covered by health insurance with their European health insurance card.
According to Health Care Reform in Belgium by Erik Schnokkaert and Carine Van de Voorde, "the Belgian financing mix is among the most progressive in Europe." They also state that the compulsory health insurance option is not available to new entrants. Medical insurance in Belgium is either private or public. As stated before, an advantage of private health insurance is you can choose the hospital you wish you attend, and public hospitals are obligated to treat all patients, according to Health Systems in Transition. Belgium's health care system is managed by sickness funds, in which you would be required to be a member.
As you begin your search for medical insurance coverage, be sure to check that you will be fully covered for your entire stay.
After reading this article, you may want to know your next steps:
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