Student Zone | Insurance Blog | Espanol | About | Contact |

international student insurance

Archive for March, 2010

Finland Student Insurance – New Lower Rates

Monday, March 29th, 2010

Great news for all our international students in Finland, the rates for the Atlas Travel Medical Insurance plan have been reduced. This means, on average, international student in Finland will save around $20 to $50 on their annual insurance to meet the requirements laid out by the Finland Government.

The new rates for 1 year of coverage are:

$50,000 Policy Max $0 Deductible $100 Deductible
18-29 yrs old $365 $321.20
30-39 yrs old $424.31 $373.40

 

$200,000 Policy Max $0 Deductible $100 Deductible
18-29 yrs old $483.63 $425.59
30-39 yrs old $552.06 $485.82

 

The new rates are in effect right now, so you can go right online and apply for your annual coverage right now. Your documents will be available immediately, so you can print them off and show them as proof of coverage. If you need your hard copies mailed, that will also not be a problem – still apply online and then email us with your request and we will get that processed.

For more information about our plans for International Students in Finland, please visit:

http://www.internationalstudentinsurance.com/finland-student-insurance/

Tags: , ,
Posted in Studen Health Insurance, Student Insurance | No Comments »

 

Introduction of the Health Access Plan

Friday, March 26th, 2010

The Health Access plan has been recently introduced as our new domestic insurance plan designed to cover US citizens and US permanent residents. This affordable plan provides the flexibility to begin coverage the next day with a lifetime maximum of $1 million. The Health Access plan is annually renewable featuring:

- Doctor visits including preventative care & immunizations
- Inpatient & Outpatient coverage
- Emergency Room & hospitalization
- Drug coverage with copay
- Pre-existing condition coverage
- Freedom to choose your doctors and hospitals

This college student insurance is well-suited for students who are no longer covered under their parents’ insurance plan. Because the Health Access does not require you to be a full-time student, you can also purchase coverage after you graduate or are no longer a student.

Health Access is available in two levels – Plan B and Plan C. The rates are competitively prices at $83 per month with Plan B and $104 per month with Plan C for individuals ages 18 to 30. If you’d like to find out further details, please contact us to speak with a licensed agent.

Tags: ,
Posted in Studen Health Insurance | No Comments »

 

Travel Health Insurance for the World Cup

Tuesday, March 23rd, 2010

With the world cup just under 3 months away, excitement around the world is starting to grow as teams and countries prepare for one of the largest tournaments in the world. 32 teams (and of course all their respective fans) will descend on South Africa in June when the tournament begins and this will mean hundreds of thousands of people will be making their way to South African to watch the games and enjoy all the atmosphere that comes with a world cup.

If you are one of the lucky ones that could travel to South Africa, you will want to make sure you are covered by an insurance plan that provides you with security in case you get sick or injured. World Cup Insurance provides you with a short term travel health insurance plan that allows you to purchase the number of days you need, whether its 7 days or the full 30 days of the tournament and includes coverage for medical expenses, medical evacuation, repatriation, lost checked luggage, 24 live travel assistance and much more!

The plan starts at just $7 for 7 days and you can tailor the policy maximum and deductible options to suit your needs. For more information and to purchase your coverage online, please check out: http://www.worldcup-insurance.com/

Tags: , ,
Posted in Product Information, Travel Insurance | 1 Comment »

 

Gender Gaps Found in Study Abroad Programs

Thursday, March 11th, 2010

Did you know that women are twice as likely to study abroad as men? After considering this statistic, it may be that more women are enrolled in colleges than men. Or perhaps there is another reason left unresolved.

Interestingly, a recent study from the University of Iowa tried to at least touch the surface surrounding this question. Why are more women studying abroad? In beginning to answer this question, we must first understand the influences causing someone to study in another country.

In the paper published by the University of Iowa, surveys were administered to students to find out why they wanted to study abroad. In reviewing the results, the study found that there were profound gender differences.

The study found that women were substantially more influenced by authority figures and educational factors while men were influenced more by personal values, experiences and peer influences. In fact, men who were more socially connected with their peers were less likely to study abroad; this was not the same for women. Another link was that men – and not women – who had yet to decide on a major were more likely to study abroad.

While this does not answer the question as to why this gender gap exists, it does begin to provide some insight into how men and women think which may later provide an explanation.

One interesting example of this is in Boston College where 52% of the student body is comprised of women. Moreover, Boston College found that a majority of males planned to study abroad when they first entered college. What do their statistics look like? When looking at the percentage of students studying abroad by gender, 65% are women and only 35% are male.

This raises an interesting question in the study abroad community. Not only is this effecting the overall international travel and study experience – but even larger gaps in the male to female ratio can be further effected by the destination or program. This has created a stir of discussion within the international education community on how to address this issue.

Tags: ,
Posted in Study Abroad | No Comments »

 

Study Abroad Depression

Friday, March 5th, 2010

Studying abroad is a fun and exciting journey; however once you are abroad it may be much more difficult than you originally expected. Not only are you in a new environment, but you are also away from the familiarity of family and friends.

Understandably, it is not uncommon for some students to experience depression. According to WebMD, depression is when a person has five or more symptoms of depression for at least 2 weeks. These symptoms include:

* Persistent sadness, pessimism
* Feelings of guilt, worthlessness, helplessness or hopelessness
* Loss of interest or pleasure in usual activities, including sex
* Difficulty concentrating and complaints of poor memory
* Worsening of co-existing chronic disease, such as rheumatoid arthritis or diabetes
* Insomnia or oversleeping
* Weight gain or loss
* Fatigue, lack of energy
* Anxiety, agitation, irritability
* Thoughts of suicide or death
* Slow speech; slow movements
* Headache, stomachache, and digestive problems

To prevent depression, it is important to have a well-balanced diet, make time for exercise, and incorporate fun and relaxing activities into your new routine. While it may be tempting to try all of the restaurants nearby, it is more important to eat foods that are high in nutrients. Nutrients we all need include vitamins, minerals, carbohydrates, protein, and even a small amount of fat.

Not only is your diet critical, but so is exercise. Physical exercise improve yourself image and there is the added bonus — your body releases a chemical called endorphins. Endorphins trigger a positive feeling and diminish the perception of pain. This can be the opportunity to do a local team sport where you can meet new people with similar interests.

Some individuals have even used St. John’s Wart as an herbal remedy to treat mild forms of depression. St. John’s Wart is a wild yellow flower considered to be a weed throughout most of the United States. It has been used for medical purposes in other parts of the world. Before taking St. John’s Wart, you should consult a medical professional.

Tags: , , ,
Posted in Health & Safety | No Comments »