The Student Defender plan has been designed for full-time international students studying in the US who are looking for comprehensive health insurance at select schools. This plan has been customized to meet the requirements of your school, including unlimited policy maximum, wellness/preventative care, and pre-existing conditions covered immediately.
Key Features
| Unlimited Policy Maximum | Pre-existing Conditions Covered |
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| Aetna Passport Network | Prescription Drug Network with CVS Caremark | ||||
| * This is not insurance, and is not affiliated with Berkshire Hathaway Specialty Insurance (BHSI). | |||||
| Benefits Summary | |
|---|---|
| Policy Maximum | Unlimited |
| Deductible | $200, $500, or $1,500 J-1 students: $200 or $500 deductible only |
| Wellness | Covered 100% in-network or at Student Health Center |
| Pre-existing Conditions | Covered 100% |
| Maternity | Covered as any other condition |
| Intramural & Club Sports | Covered 80% in-network |
| Emergency Medical Evacuation/Repatriation | 100% of actual expense up to $100,000 |
| Return of Mortal Remains | 100% of actual expense up to $50,000 |
| Prescription Drugs | Generic $15 / Brand $30 / Specialty $50 copay |
| Treatment Outside the US | Not covered |
| Pre-certification | Required for certain services |
Download our policy brochure to read about the full benefits of coverage.
