Trip Cost

The key benefit in these policies is the amount of money that the insurance will reimburse you if you need to cancel your trip. Under most policies, cancellation is only possible for specific reasons - you’ll be able to find what scenarios are eligible for cancellation coverage in the policy wording of the plan. If you have to cancel your trip for one of these reasons, the plan will reimburse you for the amount that you insured.

Cancel for Any Reason

When you want full flexibility, Cancel for Any Reason or CFAR is what you will want to look for. These are typically upgrade options and only tend to be available on higher plans, but when purchased you have the right to cancel for any reason (and do not need to cancel for one of the listed reasons). This will increase your overall premium, but give you the ultimate flexibility. With CFAR coverage, you will generally need to insure the full amount of your trip within a certain amount of time from your initial trip deposit, so it’s important to review this information when opting for this coverage.

Trip Protection

Outside of the trip costs, Trip Cancellation/Travel Insurance plans also provide you with a range of benefits to protect your overall trip - these can include Trip Interruption, Baggage Delay, Travel Delay, Missed Connections, Change Fees, etc…

Medical Benefits

Nearly all plans include some form of medical coverage, which will include medical benefits and evacuation. It is important to note that the medical benefits provided are not as comprehensive as our Travel Medical or Student Health plans, but will provide some coverage.

Additional Benefit

Many plans now include additional benefits which help with your trip, these include rental car insurance, overnight stay benefits (if you are stuck at a location overnight), and pet expenses (if you are delayed getting home).