New Mexico State University - Visiting Scholars & Dependents
Las Cruces, NM
New Mexico State University recommends the Student Health and Travel Medical plan for their visiting scholars and dependents. Those individuals on a J1 visa are eligible for both plans, and F2 and J2 dependents can choose the Travel Medical plan.
| Policy Max | Deductible | Brochure | Price per month * | |||
|---|---|---|---|---|---|---|
| Buy Now |
 |
Smart | $200,000 |
$50 per injury/illness (in-network) |
$30 | |
| Buy Now |
|
Budget | $500,000 |
$45 per injury/illness (in-network) |
$48 | |
| Buy Now |
|
Select | $600,000 |
$35 per injury/illness (in-network) |
$99 | |
| Buy Now |
|
Elite | $5,000,000 |
$25 per injury/illness (in-network) |
$193 | |
| Buy Now |
 |
Variable | $50,000–$2,000,000 | $0–$5,000 | $44.70 | |
* rates are based on students aged 24 and under unless otherwise noted.
Compare Plan Level Benefits
 Smart |
Budget |
Select |
Elite |
 America |
|
|---|---|---|---|---|---|
| Medical Maximum | $200,000 | $500,000 | $600,000 | $5,000,000 |
$50,000, $100,000, $250,000, $500,000 $1,000,000, or $2,000,000 (Ages 70 to 79: $50,000 or $100,000 limit; Ages 80+: $10,000 limit) |
| Per Injury/Illness Maximum | $100,000 | $250,000 | $300,000 | $500,000 | Benefits up to policy max |
| Deductible | $50 | $45 | $35 | $25 | $0, $100, $250, $500, $1,000, $2,500 or $5,000 |
| Coinsurance |
In-Network: 80% of eligible expenses after the deductible up to the overall maximum Out-Network: Usual, Reasonable, and Customary (URC) |
In-Network: 80% of the next $25,000 of eligible expenses after the deductible, then 100% to the overall maximum Out-Network: Usual, Reasonable, and Customary (URC) |
In-Network: 80% of the next $5,000 of eligible expenses after the deductible, then 100% to the overall maximum Out-Network: Usual, Reasonable, and Customary (URC) |
In-Network: 100% of eligible expenses after the deductible to the overall maximum Out-Network: Usual, Reasonable, and Customary (URC) |
100% coverage on eligible expenses, after the deductible, up to the policy maximum. |
| Pre-existing Conditions | $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition only |
12-month waiting period Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period |
6-month waiting period Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period |
6-month waiting period Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period |
Only charges resulting from an Acute Onset of a Pre-existing Condition can be eligible for coverage. Under Age 70: Covered Up to the Overall Maximum; Ages 70-79: Covered Up to a $100,000 Maximum ($25,000 Lifetime Maximum for Emergency Medical Evacuation) |
| Maternity | Not Covered | Up to $5,000 | Up to $10,000 | Up to $25,000 | Only treatment for complications of pregnancy during the first 26 weeks of pregnancy can be covered. |
| Mental Health |
Outpatient: $50 per day, $500 Inpatient: Up to $5,000 |
Outpatient: Max. 30 days of coverage. Inpatient: Max. 30 visits. Coverage includes drug and alcohol abuse. |
Outpatient: Max. 30 days of coverage. Inpatient: Max. 30 visits. Coverage includes drug and alcohol abuse. |
Outpatient: Max. 30 days of coverage. Inpatient: Max. 30 visits. Coverage includes drug and alcohol abuse. |
Not Covered |
| Team Sports | Not Covered |
No Coverage Optional Team Sports rider available, please select that option to view pricing |
No Coverage Optional Team Sports rider available, please select that option to view pricing |
No Coverage Optional Team Sports rider available, please select that option to view pricing |
Not Covered |
| Recreational, Fitness and Leisure Activities | Covered per policy conditions | Covered per policy conditions | Covered per policy conditions | Covered per policy conditions | Covered per policy conditions |
| Adventure Sports | Some exclusions apply | Some exclusions apply | Some exclusions apply | Some exclusions apply | Some exclusions apply |
| Emergency Medical Evacuation/Repatriation | $50,000 / $25,000 | $250,000 / $25,000 | $300,000 / $25,000 | $500,000 / $50,000 | $1,000,000 / Equal to the elected overall maximum limit |
Other NMSU Student Categories
Contact Us
If you need help selecting a plan or enrolling in a policy, please contact our customer service team, and they would be happy to help.- Toll Free: (877) 758-4391
- Direct/International : +1 (904) 758-4391
- Email: info@internationalstudentinsurance.com
International Student Insurance has gathered this information as a resource for international students, and this resource does not intend to imply a relationship between your school and our website or company. You should always double-check directly with your school and with our customer service team to ensure that our plans meets your school's international student insurance requirements.