Niagara County Community College
Sanborn, NY
As an international student studying at Niagara County Community College, it is important to have international student health insurance while in the US. ISI provides students at Niagara County Community College with affordable, yet comprehensive international health insurance plans. Students can purchase the Student Secure or the Student Health Advantage plan.
| Policy Max | Deductible | Brochure | Price per month * | |||
|---|---|---|---|---|---|---|
| Buy Now |
 |
Smart | $200,000 |
$50 per injury/illness (in-network) |
$31 | |
| Buy Now |
|
Budget | $500,000 |
$45 per injury/illness (in-network) |
$51 | |
| Buy Now |
|
Select | $600,000 |
$35 per injury/illness (in-network) |
$99 | |
| Buy Now |
|
Elite | $5,000,000 |
$25 per injury/illness (in-network) |
$193 | |
| Buy Now |
 |
Standard | $500,000 |
$100 per injury/illness (in-network) |
$89 rate for ages 19-23 |
|
| Buy Now |
|
Platinum | $1,000,000 |
$25 per injury/illness (in-network) |
$272 rate for ages 19-23 |
|
* rates are based on students aged 24 and under unless otherwise noted.
Compare Plan Level Benefits
 Smart |
Budget |
Select |
Elite |
 Standard |
Platinum |
|
|---|---|---|---|---|---|---|
| Medical Maximum | $200,000 | $500,000 | $600,000 | $5,000,000 | $500,000 | $1,000,000 |
| Per Injury/Illness Maximum | $100,000 | $250,000 | $300,000 | $500,000 | $300,000 | $500,000 |
| Deductible | $50 | $45 | $35 | $25 | $100 | $25 |
| Coinsurance |
In-Network: 80% of eligible expenses after the deductible up to the overall maximum Out-Network: Usual, Reasonable, and Customary (URC) |
In-Network: 80% of the next $25,000 of eligible expenses after the deductible, then 100% to the overall maximum Out-Network: Usual, Reasonable, and Customary (URC) |
In-Network: 80% of the next $5,000 of eligible expenses after the deductible, then 100% to the overall maximum Out-Network: Usual, Reasonable, and Customary (URC) |
In-Network: 100% of eligible expenses after the deductible to the overall maximum Out-Network: Usual, Reasonable, and Customary (URC) |
In-Network: The plan pays 100% of eligible expenses up to Maximum Limit Out-Network:The plan pays 80% of eligible expenses up to $5,000, then 100% up to Maximum Limit |
In-Network: 100% of eligible expenses up to Maximum Limit Out-Network: 80% up to $5,000, then 100% up to Maximum Limit |
| Pre-existing Conditions (Acute Onset) |
$25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition only
See policy wording for full benefit description |
Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description |
Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description |
Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description |
Not Covered | Not Covered |
| Pre-existing Conditions | Not Covered | 12-month waiting period | 6-month waiting period | 6-month waiting period | After 12 months of continuous coverage | After 6 months of continuous coverage |
| Maternity | Not Covered | Up to $5,000 | Up to $10,000 | Up to $25,000 | Not Covered | Up to $5,000 |
| Mental Health |
Outpatient: $50 per day, $500 Inpatient: Up to $5,000 |
Outpatient: Max. 30 days of coverage. Inpatient: Max. 30 visits. Coverage includes drug and alcohol abuse. |
Outpatient: Max. 30 days of coverage. Inpatient: Max. 30 visits. Coverage includes drug and alcohol abuse. |
Outpatient: Max. 30 days of coverage. Inpatient: Max. 30 visits. Coverage includes drug and alcohol abuse. |
Inpatient Treatment:$10,000 Lifetime Maximum Outpatient Treatment: $50 per day; $500 Lifetime Maximum. *Not Eligible for coverage within a Student Health Center |
Inpatient Treatment:$10,000 Lifetime Maximum Outpatient Treatment: $50 per day; $500 Lifetime Maximum. *Not Eligible for coverage within a Student Health Center |
| School Team Sports | Not Covered |
No Coverage Optional Team Sports rider available, please select that option to view pricing |
No Coverage Optional Team Sports rider available, please select that option to view pricing |
No Coverage Optional Team Sports rider available, please select that option to view pricing |
Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports | Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports |
| Recreational, Fitness and Leisure Activities | Covered per policy conditions | Covered per policy conditions | Covered per policy conditions | Covered per policy conditions | Covered per policy conditions | Covered per policy conditions |
| Adventure Sports | Some exclusions apply | Some exclusions apply | Some exclusions apply | Some exclusions apply |
No Coverage Optional Adventure Sports rider available, please select that option to view pricing. |
No Coverage Optional Adventure Sports rider available, please select that option to view pricing. |
| Emergency Medical Evacuation/Repatriation | $50,000 / $25,000 | $250,000 / $25,000 | $300,000 / $50,000 | $500,000 / $50,000 | $500,000 / $50,000 | $500,000 / $50,000 |
Student Waivers
If you need to waive your school’s insurance plan, please purchase your policy online, and then submit your waiver form to us at info@internationalstudentinsurance.com. Waivers will be completed within 48 business hours and sent directly to your school.
Other Student Categories
If you're a student in one of these other categories, our plans are excellent solutions and may work for you. You can learn more about these plan options:
Contact Us
If you need help selecting a plan or enrolling in a policy, please contact our customer service team, and they would be happy to help.- Toll Free: (877) 758-4391
- Direct/International : +1 (904) 758-4391
- Email: info@internationalstudentinsurance.com
International Student Insurance has gathered this information as a resource for international students, and this resource does not intend to imply a relationship between your school and our website or company. You should always double-check directly with your school and with our customer service team to ensure that our plans meets your school's international student insurance requirements.