Pratt Institute - J Visa Holders
Brooklyn, NY
在美国留学/访学期间持有合适的保险覆盖是件非常重要的事情，有保险覆盖才能确保自己在美国既安全又安心。Pratt Institute的访问学者在美国逗留期间必须持有有效的医疗保险计划。如果你对保险计划有任何疑问，请随时与我们联系。
| 最高保额 | 免赔额 | 计划小册子 | 每月保费 * | |||
|---|---|---|---|---|---|---|
| 在线投保 |
 |
Smart | $200,000 |
$50 per injury/illness (in-network) |
$30 | |
| 在线投保 |
|
Budget | $500,000 |
$45 per injury/illness (in-network) |
$48 | |
| 在线投保 |
|
Select | $600,000 |
$35 per injury/illness (in-network) |
$99 | |
| 在线投保 |
|
Elite | $5,000,000 |
$25 per injury/illness (in-network) |
$193 | |
* 以上保费是24岁或以下人士年龄层的保费。
比较不同级别的保障覆盖
 Smart |
Budget |
Select |
Elite |
|
|---|---|---|---|---|
| 最高医疗保额 | 20万美元 | 50万美元 | $600,000 | $5,000,000 |
| 每宗伤害或疾病的最高保额 | $100,000 | 25万美元 | 30万美元 | 50万美元 |
| 免赔额 | $50 | $45 | $35 | $25 |
| 共同保险额度 |
In-Network: 80% of eligible expenses after the deductible up to the overall maximum Out-Network: Usual, Reasonable, and Customary (URC) |
In-Network: 80% of the next $25,000 of eligible expenses after the deductible, then 100% to the overall maximum Out-Network: Usual, Reasonable, and Customary (URC) |
In-Network: 80% of the next $5,000 of eligible expenses after the deductible, then 100% to the overall maximum Out-Network: Usual, Reasonable, and Customary (URC) |
In-Network: 100% of eligible expenses after the deductible to the overall maximum Out-Network: Usual, Reasonable, and Customary (URC) |
| 已存在状况/疾病 |
$25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition only
See policy wording for full benefit description |
12-month waiting period Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period See policy wording for full benefit description |
6-month waiting period Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period See policy wording for full benefit description |
6-month waiting period Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period See policy wording for full benefit description |
| 怀孕生育保障 | 不理赔 | 最高上限$5,000 | 最高上限$10,000 | 最高上限$25,000 |
| 心理健康保障 |
Outpatient: $50 per day, $500 Inpatient: Up to $5,000 |
Outpatient: Max. 30 days of coverage. Inpatient: Max. 30 visits. Coverage includes drug and alcohol abuse. |
Outpatient: Max. 30 days of coverage. Inpatient: Max. 30 visits. Coverage includes drug and alcohol abuse. |
Outpatient: Max. 30 days of coverage. Inpatient: Max. 30 visits. Coverage includes drug and alcohol abuse. |
| 学校团队运动保障 | 不理赔 |
No Coverage Optional Team Sports rider available, please select that option to view pricing |
No Coverage Optional Team Sports rider available, please select that option to view pricing |
No Coverage Optional Team Sports rider available, please select that option to view pricing |
| 休闲、娱乐、健身等活动/运动 | 按保障条款覆盖 | 按保障条款覆盖 | 按保障条款覆盖 | 按保障条款覆盖 |
| 极限运动 | Some exclusions apply | Some exclusions apply | Some exclusions apply | Some exclusions apply |
| 紧急医疗运送/遗体运送回国 | $50,000 / $25,000 | 25万美元 / $25,000美元 | 30万美元 / $25,000美元 | $50万美元 / $5万美元 |
Other Pratt Institute Student Categories
联系我们
如果你需要协助寻找或投保计划，请contact our customer service team，我们持有保险牌照的客服同事会立刻为你提供帮助:- 热线号码: (877) 758-4391
- 直线/International : +1 (904) 758-4391
- 电邮: info@internationalstudentinsurance.com
International Student Insurance(ISI留学保险)为各留学生搜集美国大学的保险要求信息资源，但这并不代表本网站或本公司与你的学校有任何合作关系。 购买前你应该再次与你的学校或我们的客服团队确认我们的保险计划是否符合你学校的留学保险规定要求。