最高医疗保额 |
50万美元 |
100万美元 |
$5,000,000 |
每宗伤害或疾病的最高保额 |
30万美元 |
50万美元 |
Choice of $50,000, $100,000, $250,000, or $500,000 |
免赔额 |
$100 |
$25 |
Choice of $0, $100, $250, $500 per illness or injury |
共同保险额度 |
In-Network: The plan pays 100% of eligible expenses up to Maximum Limit Out-Network:The plan pays 80% of eligible expenses up to $5,000, then 100% up to Maximum Limit |
In-Network: 100% of eligible expenses up to Maximum Limit Out-Network: 80% up to $5,000, then 100% up to Maximum Limit |
USA In-Network: Plan pays 90%; $1000 out-of-pocket maximum USA Out-of-Network: Plan pays 80%; up to maximum limit |
已存在状况/疾病 (急性发作) |
不理赔 |
不理赔 |
不理赔 |
已存在状况/疾病 |
连续覆盖12个月后 |
连续覆盖6个月后 |
$500 per period of coverage, $1,500 maximum limit
Available after 12 months of continuous coverage |
怀孕生育保障 |
不理赔 |
最高上限$5,000 |
不理赔 |
心理健康保障 |
住院治疗: 终身最高1万美元 门诊治疗: 每天最高$50美元;终身最高$500美元 *学校健康中心接受治疗不获理赔 |
住院治疗: 终身最高1万美元 门诊治疗: 每天最高$50美元;终身最高$500美元 *学校健康中心接受治疗不获理赔 |
Outpatient: $50 maximum per day; $500 maximum limit
Inpatient: $10,000 maximum limit
Not covered if incurred in student health center |
学校团队运动保障 |
Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports |
Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports |
No Coverage
Optional Team Sports Add-on available, please select that option to view pricing. |
休闲、娱乐、健身等活动/运动 |
按保障条款覆盖 |
按保障条款覆盖 |
按保障条款覆盖 |
极限运动 |
No Coverage
Optional Adventure Sports rider available, please select that option to view pricing. |
No Coverage
Optional Adventure Sports rider available, please select that option to view pricing. |
No Coverage
Optional Adventure Sports rider available, please select that option to view pricing. |
紧急医疗运送/遗体运送回国 |
$50万美元 / $5万美元 |
$50万美元 / $5万美元 |
$50,000/$25,000 |