Metropolitan College of New York
New York, NY
作为一名在Metropolitan College of New York学习的留学生，选择一款留学医疗保险是你在国外生活最重要的一部分。这也是Metropolitan College of New York选择International Student Insurance （ISI留学保险）的原因，ISI留学保险能为留学生提供一款经济实惠且全面的留学医疗、旅行保险计划。
| 最高保额 | 免赔额 | 计划小册子 | 每月保费 * | |||
|---|---|---|---|---|---|---|
 |
Smart | $200,000 | $0 | $31 | ||
|
|
Budget | $500,000 | $0 | $52 | ||
|
|
Select | $1,000,000 | $0 | $104 | ||
|
|
Elite | $5,000,000 | $0 | $178 | ||
 |
J1 Compliant | $100,000–$2,000,000 | $0–$500 | $50.70 | ||
* 以上保费是24岁或以下人士年龄层的保费。
比较不同级别的保障覆盖
- Smart
- 最高医疗保额 20万美元
- 每宗伤害或疾病的最高保额 $100,000
- 免赔额 $0(co-pays apply)
-
共同保险额度
In-Network: 80% of the next $100,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.
Out-Network: Usual, Reasonable, and Customary (URC) -
已存在状况/疾病 (急性发作)
$25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition only
See policy wording for full benefit description - 已存在状况/疾病 不理赔
- 怀孕生育保障 不理赔
-
心理健康保障
Outpatient: $50 per day, $500
Inpatient: Up to $5,000 - 学校团队运动保障 不理赔
- 休闲、娱乐、健身等活动/运动 按保障条款覆盖
- 极限运动 Some exclusions apply
- 紧急医疗运送/遗体运送回国 $50,000 / $25,000
- Budget
- 最高医疗保额 50万美元
- 每宗伤害或疾病的最高保额 25万美元
- 免赔额 $0 (co-pays apply)
-
共同保险额度
In-Network: 80% of the next $45,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.
Out-Network: Usual, Reasonable, and Customary (URC) -
已存在状况/疾病 (急性发作)
Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description - 已存在状况/疾病 12-month waiting period
- 怀孕生育保障 最高上限$5,000
-
心理健康保障
Outpatient: Max. 30 days of coverage.
Inpatient: Max. 30 visits.
Coverage includes drug and alcohol abuse. - 学校团队运动保障 不理赔
- 休闲、娱乐、健身等活动/运动 按保障条款覆盖
- 极限运动 Some exclusions apply
- 紧急医疗运送/遗体运送回国 25万美元 / $25,000美元
- Select
- 最高医疗保额 100万美元
- 每宗伤害或疾病的最高保额 50万美元
- 免赔额 $0 (co-pays apply)
-
共同保险额度
In-Network: 80% of the next $25,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.
Out-Network: Usual, Reasonable, and Customary (URC) -
已存在状况/疾病 (急性发作)
Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description - 已存在状况/疾病 6-month waiting period
- 怀孕生育保障 最高上限$10,000
-
心理健康保障
Outpatient: Max. 30 days of coverage.
Inpatient: Max. 30 visits.
Coverage includes drug and alcohol abuse. - 学校团队运动保障 不理赔
- 休闲、娱乐、健身等活动/运动 按保障条款覆盖
- 极限运动 Some exclusions apply
- 紧急医疗运送/遗体运送回国 $300,000 / $50,000
- Elite
- 最高医疗保额 $5,000,000
- 每宗伤害或疾病的最高保额 50万美元
- 免赔额 $0 (co-pays apply)
-
共同保险额度
In-Network: 80% of the next $10,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.
Out-Network: Usual, Reasonable, and Customary (URC) -
已存在状况/疾病 (急性发作)
Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description - 已存在状况/疾病 6-month waiting period
- 怀孕生育保障 Up to $15,000
-
心理健康保障
Outpatient: Max. 40 days of coverage.
Inpatient: Max. 40 visits.
Coverage includes drug and alcohol abuse. - 学校团队运动保障 不理赔
- 休闲、娱乐、健身等活动/运动 按保障条款覆盖
- 极限运动 Some exclusions apply
- 紧急医疗运送/遗体运送回国 $50万美元 / $5万美元
- America
-
最高医疗保额
$50,000, $100,000, $250,000, $500,000 $1,000,000, or $2,000,000
(Ages 70 to 79: $50,000 or $100,000 limit; Ages 80+: $10,000 limit) - 每宗伤害或疾病的最高保额 保障直至最高保额
- 免赔额 $0, $100, $250, $500, $1,000, $2,500 or $5,000
- 共同保险额度 扣除免赔额后，计划承担100%的合资格医疗费用直至最高保额
-
已存在状况/疾病 (急性发作)
Only charges resulting from an Acute Onset of a Pre-existing Condition can be eligible for coverage. Coverage is for those under age 80 and is up to the policy maximum of the plan. For Emergency Medical Evacuation, an Acute Onset of a Pre-existing Condition is covered up to a $25,000 lifetime maximum.
See policy wording for full benefit description - 已存在状况/疾病 不理赔
- 怀孕生育保障 只覆盖怀孕头第26周妊娠合并症的治疗费用
- 心理健康保障 不理赔
- 学校团队运动保障 不理赔
- 休闲、娱乐、健身等活动/运动 按保障条款覆盖
- 极限运动 Some exclusions apply
- 紧急医疗运送/遗体运送回国 $1,000,000 / Equal to the elected overall maximum limit
学校Waivers保险替代
如果你需要waive(替代)学校的保险计划，请在线购买计划后电邮发送你的waiver表格给我们 - info@internationalstudentinsurance.com。 我们将会在48小时之内填写好你的Waivers表并代你发给学校。
联系我们
如果你需要协助寻找或投保计划，请contact our customer service team，我们持有保险牌照的客服同事会立刻为你提供帮助:- 热线号码: (877) 758-4391
- 直线/International : +1 (904) 758-4391
- 电邮: info@internationalstudentinsurance.com
International Student Insurance(ISI留学保险)为各留学生搜集美国大学的保险要求信息资源，但这并不代表本网站或本公司与你的学校有任何合作关系。 购买前你应该再次与你的学校或我们的客服团队确认我们的保险计划是否符合你学校的留学保险规定要求。