CUNY College of Staten Island
Staten Island, NY

College of Staten Island - CUNY recommends the Student Health Advantage or Patriot plans for their international students as these plans provide wide coverage at reasonable rates. Enrolled students studying at the College of Staten Island - CUNY should purchase health insurance to protect themselves in the event of an accident or illness during their time in the USA. Students must have coverage during their entire stay abroad.

		最高保额	免赔额	每月保费 *
在线投保	Standard	$500,000	$100 per injury/illness (in-network)	$89 rate for ages 19-23
在线投保	Platinum	$1,000,000	$25 per injury/illness (in-network)	$272 rate for ages 19-23
在线投保	Plus	$50,000–$1,000,000	$0–$2,500	$41.10
在线投保	Platinum	$2,000,000–$8,000,000	$0–$25,000	$96.90

* 以上保费是24岁或以下人士年龄层的保费。

并列比较所有的保障

	Standard	Platinum	America - Plus	America - Platinum
最高医疗保额	50万美元	100万美元	$50,000, $100,000, $500,000 or $1,000,000 (Ages 70 to 79: $50,000 limit; Ages 80+: $10,000 limit)	$2,000,000, $5,000,000 or $8,000,000 (Ages 70 to 79: $100,000 limit; Ages 80+: $20,000 limit)
每宗伤害或疾病的最高保额	30万美元	50万美元	保障直至最高保额	保障直至最高保额
免赔额	$100	$25	可选择$0, $100, $250, $500, $1,000 或 $2,500美元	可选择$0, $100, $250, $500, $1,000, $2,500, $5,000, $10,000 或 $25,000美元
共同保险额度	In-Network: The plan pays 100% of eligible expenses up to Maximum Limit Out-Network:The plan pays 80% of eligible expenses up to $5,000, then 100% up to Maximum Limit	In-Network: 100% of eligible expenses up to Maximum Limit Out-Network: 80% up to $5,000, then 100% up to Maximum Limit	In Network: 100% Coverage Out of Network: 80% coverage up to $5,000, then 100% up to the policy maximum	在医疗网络内就医: 计划承担100%的合资格医疗费用直至最高保额在医疗网络外就医:首5千美元内，计划承担90%，超过5千美元的部分计划承担100%，直至所选的最高保额
已存在状况/疾病	连续覆盖12个月后	连续覆盖6个月后	Only charges resulting directly from an Acute Onset of a Pre-existing Condition can be eligible for coverage prior to age 70 : Up to the maximum limit of the policy purchased	Only charges resulting directly from an Acute Onset of a Pre-existing Condition can be eligible for coverage prior to age 70 : $1,000,000 maximum limit
怀孕生育保障	不理赔	最高上限$5,000	不理赔	不理赔
心理健康保障	住院治疗: 终身最高1万美元门诊治疗: 每天最高$50美元；终身最高$500美元 *学校健康中心接受治疗不获理赔	住院治疗: 终身最高1万美元门诊治疗: 每天最高$50美元；终身最高$500美元 *学校健康中心接受治疗不获理赔	不理赔	不理赔
学校团队运动保障	Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports	Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports	不理赔	不理赔
休闲、娱乐、健身等活动/运动	按保障条款覆盖	按保障条款覆盖	按保障条款覆盖	按保障条款覆盖
极限运动	No Coverage Optional Adventure Sports rider available, please select that option to view pricing.	No Coverage Optional Adventure Sports rider available, please select that option to view pricing.	No Coverage Optional Adventure Sports rider available, please select that option to view pricing.	No Coverage Optional Adventure Sports rider available, please select that option to view pricing.
紧急医疗运送/遗体运送回国	$50万美元 / $5万美元	$50万美元 / $5万美元	$1,000,000 / Up to the maximum limit	与投保时所选的最高总保额相同 / 与投保时所选的最高总保额相同