最高医疗保额 |
50万美元 |
100万美元 |
$50,000, $100,000, $500,000 or $1,000,000 (Ages 70 to 79: $50,000 limit; Ages 80+: $10,000 limit) |
$2,000,000, $5,000,000 or $8,000,000 (Ages 70 to 79: $100,000 limit; Ages 80+: $20,000 limit) |
每宗伤害或疾病的最高保额 |
30万美元 |
50万美元 |
保障直至最高保额 |
保障直至最高保额 |
免赔额 |
$100 |
$25 |
可选择$0, $100, $250, $500, $1,000 或 $2,500美元 |
可选择$0, $100, $250, $500, $1,000, $2,500, $5,000, $10,000 或 $25,000美元 |
共同保险额度 |
In-Network: The plan pays 100% of eligible expenses up to Maximum Limit Out-Network:The plan pays 80% of eligible expenses up to $5,000, then 100% up to Maximum Limit |
In-Network: 100% of eligible expenses up to Maximum Limit Out-Network: 80% up to $5,000, then 100% up to Maximum Limit |
In Network: 100% Coverage Out of Network: 80% coverage up to $5,000, then 100% up to the policy maximum |
在医疗网络内就医: 计划承担100%的合资格医疗费用直至最高保额 在医疗网络外就医:首5千美元内,计划承担90%,超过5千美元的部分计划承担100%,直至所选的最高保额 |
已存在状况/疾病 |
连续覆盖12个月后 |
连续覆盖6个月后 |
Only charges resulting directly from an Acute Onset of a Pre-existing Condition can be eligible for coverage prior to age 70 : Up to the maximum limit of the policy purchased |
Only charges resulting directly from an Acute Onset of a Pre-existing Condition can be eligible for coverage prior to age 70 : $1,000,000 maximum limit |
怀孕生育保障 |
不理赔 |
最高上限$5,000 |
不理赔 |
不理赔 |
心理健康保障 |
住院治疗: 终身最高1万美元 门诊治疗: 每天最高$50美元;终身最高$500美元 *学校健康中心接受治疗不获理赔 |
住院治疗: 终身最高1万美元 门诊治疗: 每天最高$50美元;终身最高$500美元 *学校健康中心接受治疗不获理赔 |
不理赔 |
不理赔 |
学校团队运动保障 |
Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports |
Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports |
不理赔 |
不理赔 |
休闲、娱乐、健身等活动/运动 |
按保障条款覆盖 |
按保障条款覆盖 |
按保障条款覆盖 |
按保障条款覆盖 |
极限运动 |
No Coverage
Optional Adventure Sports rider available, please select that option to view pricing. |
No Coverage
Optional Adventure Sports rider available, please select that option to view pricing. |
No Coverage
Optional Adventure Sports rider available, please select that option to view pricing. |
No Coverage
Optional Adventure Sports rider available, please select that option to view pricing. |
紧急医疗运送/遗体运送回国 |
$50万美元 / $5万美元 |
$50万美元 / $5万美元 |
$1,000,000 / Up to the maximum limit |
与投保时所选的最高总保额相同 / 与投保时所选的最高总保额相同 |