You can choose any of the following insurance plans, and they will meet the insurance requirements at Texas Baptist Institute & Seminary. Once enrolled, you will receive your insurance documents immediately by email.
Please note: If you are single and will not be bringing any dependents with you, choose Student Secure. If you are married or will be bringing dependents with you, choose the ISI Advantage.
ISI ProtectEconomy
$29/每月
最高医疗保额
$200,000
免赔额
$0 (co-pays apply)
Coinsurance (in-network)
In-Network: 80% of Eligible Expenses up to Maximum Benefit Out-Network: 60% of Eligible Expenses up to Maximum Benefit
In-Network: The plan pays 100% of eligible expenses up to Maximum Limit Out-Network:The plan pays 80% of eligible expenses up to $5,000, then 100% up to Maximum Limit
Medical Evacuation
$500,000 / $50,000
已存在状况/疾病
After 12 months of continuous coverage
School Sports
Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports
共同保险额度
In-Network: 80% of Eligible Expenses up to Maximum Benefit
Out-Network: 60% of Eligible Expenses up to Maximum Benefit
已存在状况/疾病 (急性发作)不理赔
已存在状况/疾病不理赔
怀孕生育保障不理赔
心理健康保障
Outpatient: $50 per day, 5 visits maximum (coverage includes drug and alcohol abuse) Inpatient: Up to $2,500
学校团队运动保障不理赔
休闲、娱乐、健身等活动/运动
按保障条款覆盖
极限运动不理赔
紧急医疗运送/遗体运送回国
$50,000/ $25,000
ISI ProtectEconomy Plus
最高医疗保额
50万美元
每宗伤害或疾病的最高保额
25万美元
免赔额
$0 (co-pays apply)
共同保险额度
In-Network: 80% of Eligible Expenses up to $5,000, then 100% up to the Maximum Benefit
Out-Network: 70% of Eligible Expenses up to Maximum Benefit
已存在状况/疾病 (急性发作)
$5,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
已存在状况/疾病
12-month waiting period
怀孕生育保障
In Network: Plan pays 80% to $5,000 for a covered pregnancy. Out-of-Network: Plan pays 60% to $5,000 for a covered pregnancy.
心理健康保障
Outpatient: Max. 30 days of URC coverage. Inpatient: Max. 30 visits of URC coverage. Coverage includes substance abuse.
学校团队运动保障
Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports
休闲、娱乐、健身等活动/运动
按保障条款覆盖
极限运动
No Coverage
Optional Adventure Sports rider available, please select that option to view pricing.
紧急医疗运送/遗体运送回国
$250,000/ $50,000
ISI ProtectBusiness
最高医疗保额
100万美元
每宗伤害或疾病的最高保额
30万美元
免赔额
$0 (co-pays apply)
共同保险额度
In-Network: 80% of Eligible Expenses up to $5,000, then 100% up to the Maximum Benefit
Out-Network: 80% of Eligible Expenses up to Maximum Benefit
已存在状况/疾病 (急性发作)
$15,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
已存在状况/疾病
12-month waiting period
怀孕生育保障
In Network: Plan pays 80% to $10,000 for a covered pregnancy. Out-of-Network: Plan pays 60% to $10,000 for a covered pregnancy.
心理健康保障
Outpatient: Max. 30 days of URC coverage. Inpatient: Max. 30 visits of URC coverage. Coverage includes substance abuse.
学校团队运动保障
Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports
休闲、娱乐、健身等活动/运动
按保障条款覆盖
极限运动
No Coverage
Optional Adventure Sports rider available, please select that option to view pricing.
紧急医疗运送/遗体运送回国
$300,000/ $50,000
ISI ProtectFirst Class
最高医疗保额
$5,000,000
每宗伤害或疾病的最高保额
50万美元
免赔额
$0 (co-pays apply)
共同保险额度
In-Network: 100% of Eligible Expenses up to the Maximum Benefit
Out-Network: 90% of Eligible Expenses up to Maximum Benefit
已存在状况/疾病 (急性发作)
$25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
已存在状况/疾病
6-month waiting period
怀孕生育保障
In Network: Plan pays 80% to Maximum Benefit for a covered pregnancy. Out-of-Network: Plan pays 60% to Maximum Benefit for a covered pregnancy.
心理健康保障
Outpatient: Max. 30 days of URC coverage. Inpatient: Max. 30 visits of URC coverage. Coverage includes substance abuse.
学校团队运动保障
Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports
休闲、娱乐、健身等活动/运动
按保障条款覆盖
极限运动
No Coverage
Optional Adventure Sports rider available, please select that option to view pricing.
紧急医疗运送/遗体运送回国
$500,000/ $50,000
ISI AdvantageStandard
最高医疗保额
50万美元
每宗伤害或疾病的最高保额
30万美元
免赔额
$100
共同保险额度
In-Network: The plan pays 100% of eligible expenses up to Maximum Limit Out-Network:The plan pays 80% of eligible expenses up to $5,000, then 100% up to Maximum Limit
