Open Hearts Language Academy
Aventura, Boca Raton, Miami, Orlando and Tampa, FL
The Atlas Travel plan is recommended for international students at OHLA, as it provides coverage for:
- Hospitalization/ Doctors Visits
- Prescription Medication
- Medical Evacuation/ Repatriation
- Lost Luggage
- Trip Interruption
The plan can be purchased from as little as 5 days up to 364 days and it can be paid in full or in monthly payments (there is a $5 extension fee each time the plan is extended). Students can choose their deductible from $0 to $500 and coverage from $50,000 to $250,000.
Rates are as follows:
Deductible $0
| Maximum Limit | $50,000 | $100,000 | $250,000 |
|---|---|---|---|
| Age | Daily | Daily | Daily |
| 14d–29y | $2.10 | $2.64 | $3.00 |
| 30–39 | $2.56 | $3.49 | $4.16 |
| 40–49 | $3.68 | $4.51 | $5.19 |
| 50–59 | $6.05 | $7.54 | $9.51 |
| 60–64 | $7.70 | $9.97 | $13.51 |
Deductible $500
| Maximum Limit | $50,000 | $100,000 | $250,000 |
|---|---|---|---|
| Age | Daily | Daily | Daily |
| 14d–29y | $1.35 | $1.69 | $1.92 |
| 30–39 | $1.63 | $2.26 | $2.67 |
| 40–49 | $2.37 | $2.91 | $3.35 |
| 50–59 | $3.89 | $4.84 | $6.11 |
| 60–64 | $4.95 | $6.41 | $8.69 |
* 以上保费是24岁或以下人士年龄层的保费。
比较不同级别的保障覆盖
- America
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最高医疗保额
$50,000, $100,000, $250,000, $500,000 $1,000,000, or $2,000,000
(Ages 70 to 79: $50,000 or $100,000 limit; Ages 80+: $10,000 limit) - 每宗伤害或疾病的最高保额 保障直至最高保额
- 免赔额 $0, $100, $250, $500, $1,000, $2,500 or $5,000
- 共同保险额度 扣除免赔额后，计划承担100%的合资格医疗费用直至最高保额
-
已存在状况/疾病 (急性发作)
Only charges resulting from an Acute Onset of a Pre-existing Condition can be eligible for coverage. Coverage is for those under age 80 and is up to the policy maximum of the plan. For Emergency Medical Evacuation, an Acute Onset of a Pre-existing Condition is covered up to a $25,000 lifetime maximum.
See policy wording for full benefit description - 已存在状况/疾病 不理赔
- 怀孕生育保障 只覆盖怀孕头第26周妊娠合并症的治疗费用
- 心理健康保障 不理赔
- 学校团队运动保障 不理赔
- 休闲、娱乐、健身等活动/运动 按保障条款覆盖
- 极限运动 Some exclusions apply
- 紧急医疗运送/遗体运送回国 $1,000,000 / Equal to the elected overall maximum limit
The deductible is the amount the student would pay out of pocket to the provider prior to the insurance company paying for approved services. The deductible is to paid once per certificate period year on this plan as long as coverage is continuous.
This plan is an accident and illness policy, so it does not cover mental health, wellness/preventative care, immunizations/vaccinations, maternity, or pre-existing conditions. You can review the list of exclusions here.
The rates for this plan will depend on:
- The coverage
- The deductible
- The age of the person requesting coverage.
联系我们
如果你需要协助寻找或投保计划，请contact our customer service team，我们持有保险牌照的客服同事会立刻为你提供帮助:- 热线号码: (877) 758-4391
- 直线/International : +1 (904) 758-4391
- 电邮: info@internationalstudentinsurance.com
International Student Insurance(ISI留学保险)为各留学生搜集美国大学的保险要求信息资源，但这并不代表本网站或本公司与你的学校有任何合作关系。 购买前你应该再次与你的学校或我们的客服团队确认我们的保险计划是否符合你学校的留学保险规定要求。