The University of West Alabama - OPT Students
Livingston, AL
International students who are on OPT are recommended to maintain coverage for the entire duration they are in the United States. Making sure you have the correct level of insurance coverage when studying in the US is very important to ensure your well-being and safety. This plan works well for students on OPT and you have the option to purchase monthly, and you can choose the exact period of coverage you need from 15 days up to a year, with the option to renew. Immediately after purchase, you will receive an email confirmation that will include your ID card.
| 最高保额 | 免赔额 | 计划小册子 | 每月保费 * | |||
|---|---|---|---|---|---|---|
 |
Smart | $200,000 | $0 | $31 | ||
|
|
Budget | $500,000 | $0 | $52 | ||
|
|
Select | $1,000,000 | $0 | $104 | ||
|
|
Elite | $5,000,000 | $0 | $178 | ||
* 以上保费是24岁或以下人士年龄层的保费。
比较不同级别的保障覆盖
- Smart
- 最高医疗保额 20万美元
- 每宗伤害或疾病的最高保额 $100,000
- 免赔额 $0(co-pays apply)
-
共同保险额度
In-Network: 80% of the next $100,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.
Out-Network: Usual, Reasonable, and Customary (URC) -
已存在状况/疾病 (急性发作)
$25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition only
See policy wording for full benefit description - 已存在状况/疾病 不理赔
- 怀孕生育保障 不理赔
-
心理健康保障
Outpatient: $50 per day, $500
Inpatient: Up to $5,000 - 学校团队运动保障 不理赔
- 休闲、娱乐、健身等活动/运动 按保障条款覆盖
- 极限运动 Some exclusions apply
- 紧急医疗运送/遗体运送回国 $50,000 / $25,000
- Budget
- 最高医疗保额 50万美元
- 每宗伤害或疾病的最高保额 25万美元
- 免赔额 $0 (co-pays apply)
-
共同保险额度
In-Network: 80% of the next $45,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.
Out-Network: Usual, Reasonable, and Customary (URC) -
已存在状况/疾病 (急性发作)
Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description - 已存在状况/疾病 12-month waiting period
- 怀孕生育保障 最高上限$5,000
-
心理健康保障
Outpatient: Max. 30 days of coverage.
Inpatient: Max. 30 visits.
Coverage includes drug and alcohol abuse. - 学校团队运动保障 不理赔
- 休闲、娱乐、健身等活动/运动 按保障条款覆盖
- 极限运动 Some exclusions apply
- 紧急医疗运送/遗体运送回国 25万美元 / $25,000美元
- Select
- 最高医疗保额 100万美元
- 每宗伤害或疾病的最高保额 50万美元
- 免赔额 $0 (co-pays apply)
-
共同保险额度
In-Network: 80% of the next $25,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.
Out-Network: Usual, Reasonable, and Customary (URC) -
已存在状况/疾病 (急性发作)
Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description - 已存在状况/疾病 6-month waiting period
- 怀孕生育保障 最高上限$10,000
-
心理健康保障
Outpatient: Max. 30 days of coverage.
Inpatient: Max. 30 visits.
Coverage includes drug and alcohol abuse. - 学校团队运动保障 不理赔
- 休闲、娱乐、健身等活动/运动 按保障条款覆盖
- 极限运动 Some exclusions apply
- 紧急医疗运送/遗体运送回国 $300,000 / $50,000
- Elite
- 最高医疗保额 $5,000,000
- 每宗伤害或疾病的最高保额 50万美元
- 免赔额 $0 (co-pays apply)
-
共同保险额度
In-Network: 80% of the next $10,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.
Out-Network: Usual, Reasonable, and Customary (URC) -
已存在状况/疾病 (急性发作)
Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description - 已存在状况/疾病 6-month waiting period
- 怀孕生育保障 Up to $15,000
-
心理健康保障
Outpatient: Max. 40 days of coverage.
Inpatient: Max. 40 visits.
Coverage includes drug and alcohol abuse. - 学校团队运动保障 不理赔
- 休闲、娱乐、健身等活动/运动 按保障条款覆盖
- 极限运动 Some exclusions apply
- 紧急医疗运送/遗体运送回国 $50万美元 / $5万美元
Other Student Categories
联系我们
如果你需要协助寻找或投保计划，请contact our customer service team，我们持有保险牌照的客服同事会立刻为你提供帮助:- 热线号码: (877) 758-4391
- 直线/International : +1 (904) 758-4391
- 电邮: info@internationalstudentinsurance.com
International Student Insurance(ISI留学保险)为各留学生搜集美国大学的保险要求信息资源，但这并不代表本网站或本公司与你的学校有任何合作关系。 购买前你应该再次与你的学校或我们的客服团队确认我们的保险计划是否符合你学校的留学保险规定要求。