最高医疗保额 |
20万美元 |
50万美元 |
$600,000 |
$5,000,000 |
每宗伤害或疾病的最高保额 |
$100,000 |
25万美元 |
30万美元 |
50万美元 |
免赔额 |
$50 |
$45 |
$35 |
$25 |
共同保险额度 |
In-Network: 80% of eligible expenses after the deductible up to the overall maximum
Out-Network: Usual, Reasonable, and Customary (URC) |
In-Network: 80% of the next $25,000 of eligible expenses after the deductible, then 100% to the overall maximum
Out-Network: Usual, Reasonable, and Customary (URC) |
In-Network: 80% of the next $5,000 of eligible expenses after the deductible, then 100% to the overall maximum
Out-Network: Usual, Reasonable, and Customary (URC) |
In-Network: 100% of eligible expenses after the deductible to the overall maximum
Out-Network: Usual, Reasonable, and Customary (URC) |
已存在状况/疾病 (急性发作) |
$25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition only
See policy wording for full benefit description |
Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description |
Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description |
Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description |
已存在状况/疾病 |
不理赔 |
12-month waiting period |
6-month waiting period |
6-month waiting period |
怀孕生育保障 |
不理赔 |
最高上限$5,000 |
最高上限$10,000 |
最高上限$25,000 |
心理健康保障 |
Outpatient: $50 per day, $500 Inpatient: Up to $5,000 |
Outpatient: Max. 30 days of coverage. Inpatient: Max. 30 visits. Coverage includes drug and alcohol abuse. |
Outpatient: Max. 30 days of coverage. Inpatient: Max. 30 visits. Coverage includes drug and alcohol abuse. |
Outpatient: Max. 30 days of coverage. Inpatient: Max. 30 visits. Coverage includes drug and alcohol abuse. |
学校团队运动保障 |
不理赔 |
No Coverage
Optional Team Sports rider available, please select that option to view pricing |
No Coverage
Optional Team Sports rider available, please select that option to view pricing |
No Coverage
Optional Team Sports rider available, please select that option to view pricing |
休闲、娱乐、健身等活动/运动 |
按保障条款覆盖 |
按保障条款覆盖 |
按保障条款覆盖 |
按保障条款覆盖 |
极限运动 |
Some exclusions apply |
Some exclusions apply |
Some exclusions apply |
Some exclusions apply |
紧急医疗运送/遗体运送回国 |
$50,000 / $25,000 |
25万美元 / $25,000美元 |
$300,000 / $50,000 |
$50万美元 / $5万美元 |