The plans listed below are ideal insurance options for NON-ATHLETE F-1 international students at Catawba.
If you are an F-1 student athlete, your plan is a group ISI plan managed by your school. Please contact them with any questions you have. Once enrolled, you can learn more about the plan online in the Student Zone.
Student SecureSmart
$31/month
最高医疗保额
$200,000
免赔额
$0
Coinsurance (in-network)
In-Network: 80% of the next $100,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum. Out-Network: Usual, Reasonable, and Customary (URC)
In-Network: 80% of the next $45,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum. Out-Network: Usual, Reasonable, and Customary (URC)
In-Network: 80% of the next $25,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum. Out-Network: Usual, Reasonable, and Customary (URC)
Medical Evacuation
$300,000 / $50,000
已存在状况/疾病
6-month waiting period
School Sports
Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports
In-Network: 80% of the next $10,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum. Out-Network: Usual, Reasonable, and Customary (URC)
Medical Evacuation
$500,000 / $50,000
已存在状况/疾病
6-month waiting period
School Sports
Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports
共同保险额度
In-Network: 80% of the next $100,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.
Out-Network: Usual, Reasonable, and Customary (URC)
已存在状况/疾病 (急性发作)
$25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition only
See policy wording for full benefit description
已存在状况/疾病不理赔
怀孕生育保障不理赔
心理健康保障
Outpatient: $50 per day, $500 Inpatient: Up to $5,000
学校团队运动保障不理赔
休闲、娱乐、健身等活动/运动
按保障条款覆盖
极限运动
Some exclusions apply
紧急医疗运送/遗体运送回国
$50,000 / $25,000
Student SecureBudget
最高医疗保额
50万美元
每宗伤害或疾病的最高保额
25万美元
免赔额
$0 (co-pays apply)
共同保险额度
In-Network: 80% of the next $45,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.
Out-Network: Usual, Reasonable, and Customary (URC)
已存在状况/疾病 (急性发作)
Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description
已存在状况/疾病
12-month waiting period
怀孕生育保障
最高上限$5,000
心理健康保障
Outpatient: Max. 30 visits. Inpatient: Max. 30 days of coverage. Coverage includes drug and alcohol abuse.
学校团队运动保障不理赔
休闲、娱乐、健身等活动/运动
按保障条款覆盖
极限运动
Some exclusions apply
紧急医疗运送/遗体运送回国
25万美元 / $25,000美元
Student SecureSelect
最高医疗保额
100万美元
每宗伤害或疾病的最高保额
50万美元
免赔额
$0 (co-pays apply)
共同保险额度
In-Network: 80% of the next $25,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.
Out-Network: Usual, Reasonable, and Customary (URC)
已存在状况/疾病 (急性发作)
Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description
已存在状况/疾病
6-month waiting period
怀孕生育保障
最高上限$10,000
心理健康保障
Outpatient: Max. 30 visits. Inpatient: Max. 30 days of coverage. Coverage includes drug and alcohol abuse.
学校团队运动保障
Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports
休闲、娱乐、健身等活动/运动
按保障条款覆盖
极限运动
Some exclusions apply
紧急医疗运送/遗体运送回国
$300,000 / $50,000
Student SecureElite
最高医疗保额
$5,000,000
每宗伤害或疾病的最高保额
50万美元
免赔额
$0 (co-pays apply)
共同保险额度
In-Network: 80% of the next $10,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.
Out-Network: Usual, Reasonable, and Customary (URC)
已存在状况/疾病 (急性发作)
Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description
已存在状况/疾病
6-month waiting period
怀孕生育保障
Up to $15,000
心理健康保障
Outpatient: Max. 40 visits. Inpatient: Max. 40 days of coverage. Coverage includes drug and alcohol abuse.
学校团队运动保障
Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports