Northwood University - Scholars
Midland, MI

International scholars and exchange visitors at Midland University are required to purchase a medical insurance plan for their time abroad. The Student Secure and Atlas Travel plans both serve as excellent options, providing comprehensive coverage at reasonable rates.

The Student Secure plan is available in four levels for J-1 visa holders, with all levels meeting the US Department of State requirements. The plan offers additional coverage for mental health, along with coverage for maternity and pre-existing conditions after applicable waiting periods on certain levels of the plan.

The Atlas Travel plan is compliant with the US Department of State requirements for J visa holders, please make sure to choose a policy maximum of $100,000 or greater and a deductible of $500 or less to meet these requirements. This plan works well for anyone outside of their home country, including J-1 and J-2 dependents.

Student SecureSmart

$31/mes

  • Máximo de cobertura

    $200,000

  • Deducible

    $0(co-pays apply)

  • Coinsurance (in-network)

    In-Network: 80% of the next $100,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.
    Out-Network: Usual, Reasonable, and Customary (URC)

  • Medical Evacuation

    $50,000 / $25,000
  • beneficios

  • Folleto

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Student SecureBudget

$52/mes

  • Máximo de cobertura

    $500,000

  • Deducible

    $0 (co-pays apply)

  • Coinsurance (in-network)

    In-Network: 80% of the next $45,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.
    Out-Network: Usual, Reasonable, and Customary (URC)

  • Medical Evacuation

    $250,000 / $25,000

  • Condiciones preexistentes

    12-month waiting period
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  • Folleto

Compra Ahora

Student SecureSelect

$104/mes

  • Máximo de cobertura

    $1,000,000

  • Deducible

    $0 (co-pays apply)

  • Coinsurance (in-network)

    In-Network: 80% of the next $25,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.
    Out-Network: Usual, Reasonable, and Customary (URC)

  • Medical Evacuation

    $300,000 / $50,000

  • Condiciones preexistentes

    6-month waiting period

  • School Sports

    Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports
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  • Folleto

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Student SecureElite

$178/mes

  • Máximo de cobertura

    $5,000,000

  • Deducible

    $0 (co-pays apply)

  • Coinsurance (in-network)

    In-Network: 80% of the next $10,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.
    Out-Network: Usual, Reasonable, and Customary (URC)

  • Medical Evacuation

    $500,000 / $50,000

  • Condiciones preexistentes

    6-month waiting period

  • School Sports

    Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports
  • beneficios

  • Folleto

Compra Ahora

Atlas TravelJ1 Compliant

$53.70/mes

  • Máximo de cobertura

    $100,000–$2,000,000

  • Deducible

    $0, $100, $250, $500, $1,000, $2,500 or $5,000

  • Coinsurance (in-network)

    100% coverage on eligible expenses, after the deductible, up to the policy maximum.

  • Medical Evacuation

    $1,000,000 / Equal to the elected overall maximum limit
  • beneficios

  • Folleto

Compra Ahora

Compara los beneficios entre los niveles

* las tarifas se basan en estudiantes menores de 24 años.
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¡100% de garantía o te devolvemos tu dinero!

Te garantizamos que nuestro plan funcionará en tu escuela. Si su escuela rechaza el plan, puedes obtener un reembolso completo dentro de los primeros 30 días a partir de la fecha de entrada en vigor, siempre y cuando el plan no se haya utilizado y tengas una prueba de la denegación por parte de tu escuela.

Contáctanos

Si necesitas ayuda para seleccionar un plan o para comprar una póliza, contacta a nuestro equipo de servicio al cliente y con mucho gusto te ayudarán.
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International Student Insurance ha recolectado esta información como un recurso para estudiantes internacionales, y este recurso no implica una relación entre su escuela y nuestro sitio web o compañía. Siempre debe confirmar directamente con su escuela y con nuestros representantes de clientes para asegurarse que nuestros planes cumplen con los requisitos de seguros médicos para estudiantes internacionales que pide su escuela.