University of South Florida - J Visa Holders
Tampa, FL

ISI has worked with the University of South Florida to create a customized plan to meet and exceed the requirements of J visa holders. You can enroll right online and you will receive your policy documents right away. Please upload your confirmation documents to the insurance eform in the USF iStart system. Please note that dependents can be added to both Patriot plans, while the Student Secure plan is only available to J1 visa holders.

ISI 与南佛罗里达大学(USF)合作制定了一款客制化的保险计划以满足甚至高于J签证人士的保险要求。你可以在下方在线投保，然后立刻透过邮件获取保险文件以便你可以在USF iStart系统中上传保险确认文件。请注意，如留学生的配偶或子女需要一并投保，是可以在2款Patriot 保险计划中添加，但是Student Secure保险计划仅适用于J1签证持有者投保，不能添加子女/配偶。

		最高保额	免赔额	每月保费 *
在线投保	Smart	$200,000	$0	$31
在线投保	Budget	$500,000	$0	$52
在线投保	Select	$1,000,000	$0	$104
在线投保	Variable	$5,000,000	$0–$500 每宗疾病/受伤 (医疗网络内的机构就医)	$59 $50,000 per injury/illness maximum and $100 deductible
在线投保	Plus	$50,000–$1,000,000	$0–$2,500	$41.10

* 以上保费是24岁或以下人士年龄层的保费。

并列比较所有的保障

Smart
最高医疗保额 20万美元
每宗伤害或疾病的最高保额 $100,000
免赔额 $0(co-pays apply)
共同保险额度 In-Network: 80% of the next $100,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.

Out-Network: Usual, Reasonable, and Customary (URC)
已存在状况/疾病 (急性发作) $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition only
See policy wording for full benefit description
已存在状况/疾病 不理赔
怀孕生育保障 不理赔
心理健康保障 Outpatient: $50 per day, $500
Inpatient: Up to $5,000
学校团队运动保障 不理赔
休闲、娱乐、健身等活动/运动 按保障条款覆盖
极限运动 Some exclusions apply
紧急医疗运送/遗体运送回国 $50,000 / $25,000

Budget
最高医疗保额 50万美元
每宗伤害或疾病的最高保额 25万美元
免赔额 $0 (co-pays apply)
共同保险额度 In-Network: 80% of the next $45,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.

Out-Network: Usual, Reasonable, and Customary (URC)
已存在状况/疾病 (急性发作) Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description
已存在状况/疾病 12-month waiting period
怀孕生育保障 最高上限$5,000
心理健康保障 Outpatient: Max. 30 days of coverage.
Inpatient: Max. 30 visits.
Coverage includes drug and alcohol abuse.
学校团队运动保障 不理赔
休闲、娱乐、健身等活动/运动 按保障条款覆盖
极限运动 Some exclusions apply
紧急医疗运送/遗体运送回国 25万美元 / $25,000美元

Select
最高医疗保额 100万美元
每宗伤害或疾病的最高保额 50万美元
免赔额 $0 (co-pays apply)
共同保险额度 In-Network: 80% of the next $25,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.

Out-Network: Usual, Reasonable, and Customary (URC)
已存在状况/疾病 (急性发作) Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description
已存在状况/疾病 6-month waiting period
怀孕生育保障 最高上限$10,000
心理健康保障 Outpatient: Max. 30 days of coverage.
Inpatient: Max. 30 visits.
Coverage includes drug and alcohol abuse.
学校团队运动保障 Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports
休闲、娱乐、健身等活动/运动 按保障条款覆盖
极限运动 Some exclusions apply
紧急医疗运送/遗体运送回国 $300,000 / $50,000

America
最高医疗保额 $5,000,000
每宗伤害或疾病的最高保额 Choice of $50,000, $100,000, $250,000, or $500,000
免赔额 Choice of $0, $100, $250, $500 per illness or injury
共同保险额度 USA In-Network: Plan pays 90%; $1000 out-of-pocket maximum
USA Out-of-Network: Plan pays 80%; up to maximum limit
已存在状况/疾病 (急性发作) 不理赔
已存在状况/疾病 $500 per period of coverage, $1,500 maximum limit
Available after 12 months of continuous coverage
怀孕生育保障 不理赔
心理健康保障 Outpatient: $50 maximum per day; $500 maximum limit
Inpatient: $10,000 maximum limit
Not covered if incurred in student health center
学校团队运动保障 No Coverage
Optional Team Sports Add-on available, please select that option to view pricing.
休闲、娱乐、健身等活动/运动 按保障条款覆盖
极限运动 No Coverage
Optional Adventure Sports rider available, please select that option to view pricing.
紧急医疗运送/遗体运送回国 $50,000/$25,000

America - Plus
最高医疗保额 $50,000, $100,000, $500,000 or $1,000,000
(Ages 70 to 79: $50,000 limit; Ages 80+: $10,000 limit)
每宗伤害或疾病的最高保额 保障直至最高保额
免赔额 可选择$0, $100, $250, $500, $1,000 或 $2,500美元
共同保险额度 In Network: 100% Coverage
Out of Network: 80% coverage up to $5,000, then 100% up to the policy maximum
已存在状况/疾病 (急性发作) Only charges resulting directly from an Acute Onset of a Pre-existing Condition can be eligible for coverage prior to age 70 : Up to the maximum limit of the policy purchased
已存在状况/疾病 不理赔
怀孕生育保障 不理赔
心理健康保障 不理赔
学校团队运动保障 不理赔
休闲、娱乐、健身等活动/运动 按保障条款覆盖
极限运动 No Coverage
Optional Adventure Sports rider available, please select that option to view pricing.
紧急医疗运送/遗体运送回国 $1,000,000 / Up to the maximum limit