American Academy McAllister Institute of Funeral Service
New York, NY

持有F1签并在American Academy McAllister Institute of Funeral Service就读的留学生，以下的保险计划是能满足你学校要求的合适选择。

			最高保额	免赔额	计划小册子	每月保费 *
在线投保		Smart	$200,000	$50 per injury/illness (in-network)		$30
在线投保		Budget	$500,000	$45 per injury/illness (in-network)		$48
在线投保		Select	$600,000	$35 per injury/illness (in-network)		$99
在线投保		Elite	$5,000,000	$25 per injury/illness (in-network)		$193
在线投保		Economy	$200,000	$0 per injury/illness (in-network)		$28
在线投保		Economy Plus	$500,000	$0 per injury/illness (in-network)		$58
在线投保		Business Class	$1,000,000	$0 per injury/illness (in-network)		$90
在线投保		First Class	$5,000,000	$0 per injury/illness (in-network)		$168
在线投保		Standard	$500,000	$100 per injury/illness (in-network)		$89 rate for ages 19-23
在线投保		Platinum	$1,000,000	$25 per injury/illness (in-network)		$272 rate for ages 19-23

* 以上保费是24岁或以下人士年龄层的保费。

并列比较所有的保障

	Smart	Budget	Select	Elite	Economy	Economy Plus	Business	First Class	Standard	Platinum
最高医疗保额	20万美元	50万美元	$600,000	$5,000,000	20万美元	50万美元	100万美元	$5,000,000	50万美元	100万美元
每宗伤害或疾病的最高保额	$100,000	25万美元	30万美元	50万美元	$100,000	25万美元	30万美元	50万美元	30万美元	50万美元
免赔额	$50	$45	$35	$25	$0 (co-pays apply)	$0 (co-pays apply)	$0 (co-pays apply)	$0 (co-pays apply)	$100	$25
共同保险额度	In-Network: 80% of eligible expenses after the deductible up to the overall maximum Out-Network: Usual, Reasonable, and Customary (URC)	In-Network: 80% of the next $25,000 of eligible expenses after the deductible, then 100% to the overall maximum Out-Network: Usual, Reasonable, and Customary (URC)	In-Network: 80% of the next $5,000 of eligible expenses after the deductible, then 100% to the overall maximum Out-Network: Usual, Reasonable, and Customary (URC)	In-Network: 100% of eligible expenses after the deductible to the overall maximum Out-Network: Usual, Reasonable, and Customary (URC)	In-Network: 80% of Eligible Expenses up to Maximum Benefit Out-Network: 60% of Eligible Expenses up to Maximum Benefit	In-Network: 80% of Eligible Expenses up to $5,000, then 100% up to the Maximum Benefit Out-Network: 70% of Eligible Expenses up to Maximum Benefit	In-Network: 80% of Eligible Expenses up to $5,000, then 100% up to the Maximum Benefit Out-Network: 80% of Eligible Expenses up to Maximum Benefit	In-Network: 100% of Eligible Expenses up to the Maximum Benefit Out-Network: 90% of Eligible Expenses up to Maximum Benefit	In-Network: The plan pays 100% of eligible expenses up to Maximum Limit Out-Network:The plan pays 80% of eligible expenses up to $5,000, then 100% up to Maximum Limit	In-Network: 100% of eligible expenses up to Maximum Limit Out-Network: 80% up to $5,000, then 100% up to Maximum Limit
已存在状况/疾病	$25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition only See policy wording for full benefit description	12-month waiting period Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period See policy wording for full benefit description	6-month waiting period Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period See policy wording for full benefit description	6-month waiting period Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period See policy wording for full benefit description	不理赔	12-month waiting period Additional $5,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period	12-month waiting period Additional $15,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period	6-month waiting period Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period	连续覆盖12个月后	连续覆盖6个月后
怀孕生育保障	不理赔	最高上限$5,000	最高上限$10,000	最高上限$25,000	不理赔	In Network: Plan pays 80% to $5,000 for a covered pregnancy. Out-of-Network: Plan pays 60% to $5,000 for a covered pregnancy.	In Network: Plan pays 80% to $10,000 for a covered pregnancy. Out-of-Network: Plan pays 60% to $10,000 for a covered pregnancy.	In Network: Plan pays 80% to Maximum Benefit for a covered pregnancy. Out-of-Network: Plan pays 60% to Maximum Benefit for a covered pregnancy.	不理赔	最高上限$5,000
心理健康保障	Outpatient: $50 per day, $500 Inpatient: Up to $5,000	Outpatient: Max. 30 days of coverage. Inpatient: Max. 30 visits. Coverage includes drug and alcohol abuse.	Outpatient: Max. 30 days of coverage. Inpatient: Max. 30 visits. Coverage includes drug and alcohol abuse.	Outpatient: Max. 30 days of coverage. Inpatient: Max. 30 visits. Coverage includes drug and alcohol abuse.	Outpatient: $50 per day, 5 visits maximum (coverage includes drug and alcohol abuse) Inpatient: Up to $2,500	Outpatient: Max. 30 days of URC coverage. Inpatient: Max. 30 visits of URC coverage. Coverage includes substance abuse.	Outpatient: Max. 30 days of URC coverage. Inpatient: Max. 30 visits of URC coverage. Coverage includes substance abuse.	Outpatient: Max. 30 days of URC coverage. Inpatient: Max. 30 visits of URC coverage. Coverage includes substance abuse.	住院治疗: 终身最高1万美元门诊治疗: 每天最高$50美元；终身最高$500美元 *学校健康中心接受治疗不获理赔	住院治疗: 终身最高1万美元门诊治疗: 每天最高$50美元；终身最高$500美元 *学校健康中心接受治疗不获理赔
学校团队运动保障	不理赔	No Coverage Optional Team Sports rider available, please select that option to view pricing	No Coverage Optional Team Sports rider available, please select that option to view pricing	No Coverage Optional Team Sports rider available, please select that option to view pricing	不理赔	Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports	Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports	Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports	Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports	Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports
休闲、娱乐、健身等活动/运动	按保障条款覆盖	按保障条款覆盖	按保障条款覆盖	按保障条款覆盖	按保障条款覆盖	按保障条款覆盖	按保障条款覆盖	按保障条款覆盖	按保障条款覆盖	按保障条款覆盖
极限运动	Some exclusions apply	Some exclusions apply	Some exclusions apply	Some exclusions apply	不理赔	No Coverage Optional Adventure Sports rider available, please select that option to view pricing.	No Coverage Optional Adventure Sports rider available, please select that option to view pricing.	No Coverage Optional Adventure Sports rider available, please select that option to view pricing.	No Coverage Optional Adventure Sports rider available, please select that option to view pricing.	No Coverage Optional Adventure Sports rider available, please select that option to view pricing.
紧急医疗运送/遗体运送回国	$50,000 / $25,000	25万美元 / $25,000美元	30万美元 / $25,000美元	$50万美元 / $5万美元	$50,000/ $25,000	$250,000/ $50,000	$300,000/ $50,000	$500,000/ $50,000	$50万美元 / $5万美元	$50万美元 / $5万美元

学校Waivers保险替代

如果你需要waive(替代)学校的保险计划，请在线购买计划后电邮发送你的waiver表格给我们 - info@internationalstudentinsurance.com。我们将会在48小时之内填写好你的Waivers表并代你发给学校。

其他学生或签证身份

如果你符合以下其中一个身份，我们有不同的保险计划方案能满足你的需求。请按以下身份来查看相关的保险计划信息:

J1 OPT 家属交换生

联系我们

如果你需要协助寻找或投保计划，请contact our customer service team，我们持有保险牌照的客服同事会立刻为你提供帮助:

热线号码: (877) 758-4391
直线/International : +1 (904) 758-4391
电邮: info@internationalstudentinsurance.com

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