University of San Diego - OPT, Dependents and Scholars
San Diego , CA
University of San Diego recommends the Student Secure, Atlas Travel, or GeoBlue Navigator Plan as a health insurance option for scholars, OPT students and their dependents. These plans provide comprehensive coverage allowing you to choose the best plan to meet your needs. Each student who is outside their home country should purchase coverage for the entire duration of their stay in the event they have an accident or illness.
| 最高保额 | 免赔额 | 计划小册子 | 每月保费 * | |||
|---|---|---|---|---|---|---|
| 在线投保 |
 |
Smart | $200,000 |
$50 per injury/illness (in-network) |
$30 | |
| 在线投保 |
|
Budget | $500,000 |
$45 per injury/illness (in-network) |
$48 | |
| 在线投保 |
|
Select | $600,000 |
$35 per injury/illness (in-network) |
$99 | |
| 在线投保 |
|
Elite | $5,000,000 |
$25 per injury/illness (in-network) |
$193 | |
| 在线投保 |
 |
Variable | Unlimited | $0–$5,000 |
$230 $5,000 Plan |
|
| 在线投保 |
 |
J1 Compliant | $100,000–$2,000,000 | $0–$500 | $50.70 | |
* 以上保费是24岁或以下人士年龄层的保费。
比较不同级别的保障覆盖
 Smart |
Budget |
Select |
Elite |
 America |
|
|---|---|---|---|---|---|
| 最高医疗保额 | 20万美元 | 50万美元 | $600,000 | $5,000,000 |
$50,000, $100,000, $250,000, $500,000 $1,000,000, or $2,000,000 (Ages 70 to 79: $50,000 or $100,000 limit; Ages 80+: $10,000 limit) |
| 每宗伤害或疾病的最高保额 | $100,000 | 25万美元 | 30万美元 | 50万美元 | 保障直至最高保额 |
| 免赔额 | $50 | $45 | $35 | $25 | $0, $100, $250, $500, $1,000, $2,500 or $5,000 |
| 共同保险额度 |
In-Network: 80% of eligible expenses after the deductible up to the overall maximum Out-Network: Usual, Reasonable, and Customary (URC) |
In-Network: 80% of the next $25,000 of eligible expenses after the deductible, then 100% to the overall maximum Out-Network: Usual, Reasonable, and Customary (URC) |
In-Network: 80% of the next $5,000 of eligible expenses after the deductible, then 100% to the overall maximum Out-Network: Usual, Reasonable, and Customary (URC) |
In-Network: 100% of eligible expenses after the deductible to the overall maximum Out-Network: Usual, Reasonable, and Customary (URC) |
扣除免赔额后，计划承担100%的合资格医疗费用直至最高保额 |
| 已存在状况/疾病 | 终身最高2.5万美元 - 仅适用于合资格已存在狀況/疾病的急性发作 |
12-month waiting period Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period |
6-month waiting period Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period |
6-month waiting period Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period |
只覆盖已存在病症/状况的急性发作(不包括慢性和先天性状况)费用。70岁以下: 直至所选的最高总保额; 70至79岁: 直至10万美元(已存在病症/状况的急性发作的紧急医疗运送最高保额为终生25,000美元) |
| 怀孕生育保障 | 不理赔 | 最高上限$5,000 | 最高上限$10,000 | 最高上限$25,000 | 只覆盖怀孕头第26周妊娠合并症的治疗费用 |
| 心理健康保障 |
Outpatient: $50 per day, $500 Inpatient: Up to $5,000 |
Outpatient: Max. 30 days of coverage. Inpatient: Max. 30 visits. Coverage includes drug and alcohol abuse. |
Outpatient: Max. 30 days of coverage. Inpatient: Max. 30 visits. Coverage includes drug and alcohol abuse. |
Outpatient: Max. 30 days of coverage. Inpatient: Max. 30 visits. Coverage includes drug and alcohol abuse. |
不理赔 |
| 学校团队运动保障 | 不理赔 |
No Coverage Optional Team Sports rider available, please select that option to view pricing |
No Coverage Optional Team Sports rider available, please select that option to view pricing |
No Coverage Optional Team Sports rider available, please select that option to view pricing |
不理赔 |
| 休闲、娱乐、健身等活动/运动 | 按保障条款覆盖 | 按保障条款覆盖 | 按保障条款覆盖 | 按保障条款覆盖 | 按保障条款覆盖 |
| 极限运动 | Some exclusions apply | Some exclusions apply | Some exclusions apply | Some exclusions apply | Some exclusions apply |
| 紧急医疗运送/遗体运送回国 | $50,000 / $25,000 | 25万美元 / $25,000美元 | 30万美元 / $25,000美元 | $50万美元 / $5万美元 | $1,000,000 / Equal to the elected overall maximum limit |
联系我们
如果你需要协助寻找或投保计划，请contact our customer service team，我们持有保险牌照的客服同事会立刻为你提供帮助:- 热线号码: (877) 758-4391
- 直线/International : +1 (904) 758-4391
- 电邮: info@internationalstudentinsurance.com
International Student Insurance(ISI留学保险)为各留学生搜集美国大学的保险要求信息资源，但这并不代表本网站或本公司与你的学校有任何合作关系。 购买前你应该再次与你的学校或我们的客服团队确认我们的保险计划是否符合你学校的留学保险规定要求。