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Europe Travel Insurance | Benefits

The GlobeHopper Europe Travel Insurance plan allows you to select the coverage level you will need when abroad.

  • Single Trip - the base level and most affordable option offering renewable coverage up to 2 years
  • Platinum - the enhanced Single Trip plan offering renewable coverage up to 3 years
  • Multi-Trip - annual travel insurance that covers you abroad for up to 30 or 45 days at anytime per trip

The benefit of the plans are as follows:

Benefits Single Trip Platinum Multi-Trip
Plan Maximum Options €40,000
€75,000
€400,000
€800,000
€1,500,000
€800,000
€4,000,000
€6,250,000
€800,000
Excess Options
Per insured person, per insurance period
€0
€75
€200
€400
€800
€2,000
€0
€75
€200
€400
€800
€2,000
€4,000
€7,500
€20,000

€200
per each covered illness
Family Excess Cap Not Available Three times the individual excess N/A
Coverage Area Options 1) Europe
2) Worldwide excluding USA & Canada
3) Worldwide
Trip Duration 5 Days up to 2 years
5 Days up to 3 years
Unlimited Trips per policy period
Option for trip length:
1) 30 Days Trip Max
2) 45 Days Trip Max
Available After Departure Yes
Coverage Extension Period Up to 6 months past policy expiry date for continued treatment Up to 12 months past policy expiry date for continued treatment 30 days to a max. of €4,000/ £3,000
Coinsurance outside the USA/ Canada No Coinsurance
Coinsurance inside the USA/ Canada

PPO Network
Plan pays 90% of eligible expenses up to €4,000, then 100% up to the Max. Policy Limit

Out of PPO Network
Plan pays 80% of eligible expenses up to €4,000, then 100% up to the Max. Policy Limit

PPO Network
No Coinsurance

Out of PPO Network
Plan pays 90% of eligible expenses up to €4,000, then 100% up to the Max. Policy Limit

PPO Network
Plan pays 90% of eligible expenses up to €4,000, then 100% up to the Max. Policy Limit

Out of PPO Network
Plan pays 80% of eligible expenses up to €4,000, then 100% up to the Max. Policy Limit

Hospital Room & Board Up to Max. Limit
Intensive Care Up to Max. Limit
Medical Expenses Up to Max. Limit
Out-Patient Medical Expenses Up to Max. Limit
Emergency Local Ambulance Up to Max. Limit
Prescription Drugs Up to Max. Limit
Emergency Room Accident Up to Max. Limit
Emergency Room Illness with Inpatient Admission Up to Max. Limit
Emergency Room Illness without Inpatient Admission Up to Max. Limit
with additional €200 excess
Dental Accident Up to Max. Limit
Sudden Dental Pain Up to €115 Up to €200 Up to €115
State Hospital Cash Benefit
€75 per night up to 14 nights
Reciprocal Health Agreement Benefit Nil Excess - When a claims saving is made due to a European Health Insurance Card (EHIC) or Reciprocal Health Agreement
Hospital Income Benefit None Up to €200 per night up to 10 nights None
Sudden and Unexpected Recurrence of a Pre-Existing Condition N/A Under 65 years old
€15,000 Medical Coverage
€15,000 Emergency Medical Evacuation
N/A
24 Emergency Medical Help Line Included
Emergency Medical Evacuation Up to €400,000 Up to Max. Limit Up to Max. Limit
Emergency Reunion Up to €40,000 Up to €75,000 Up to €40,000
Cremation / Burial, or Repatriation of Remains Up to €40,000 Up to €75,000 Up to €40,000
Return of Minor Children Up to €40,000 Up to €75,000 Up to €40,000
Identity Theft Assistance Up to €400
Security and Political Evacuation Up to €7,500 Up to €75,000 Up to €7,500
Natural Disaster Evacuation & Accommodation €75 per day up to 5 days €200 per day up to 5 days None
Lost Checked-In Luggage/ Travel Documents Up to €40 per item
Maximum of €200
Up to €40 per item
Maximum of €400
Up to €40 per item
Maximum of €200
Trip Interruption Up to €4,000 Up to €7,500 Up to €4,000
Terrorism Coverage Up to €40,000 Up to Max. Limit Up to €40,000
Sports and Activities Up to Max. Limit for basic sports
Common Carrier Accidental Death Up to €40,000
Max per family €200,000
Up to €75,000
Max per family €200,000
Up to €40,000
Max per family €200,000
Accidental Death and Dismemberment Up to €20,000 Up to €40,000 Up to €20,000
Citizenship Return Coverage You are covered for trips to your Country of Citizenship provided it is within your Area of Cover. USA Citizens: Cover is provided for up to 60 days for brief returns to the USA.
Incidental Home Coverage Up to 2 weeks cumulative Up to 2 weeks cumulative None
Remote Transportation N/A €4,000 per period of insurance
€15,000 Lifetime Maximum
N/A
Criminal Assault Benefit N/A €750 per admitted night
Up to €7,500
N/A
Small Pet Common Air Carrier Accidental Death N/A Up to €400 N/A
The benefits in this table are just a summary, for the full details please download the plan brochure

There are also additional coverage options available that include:

  • Adventure sports - including sports such as Abseiling, BMX, bobsleigh, bungee jumping, canyoning, caving, hang-gliding, heli-skiing, high diving, hot air ballooning, inline skating, jet skiing, jungle zip lining, kayaking, mountain biking, parachuting, paragliding, parascending, piloting a non-commercial aircraft, rappelling, rock climbing or mountaineering (ropes and guides up to 4500m from ground level), scuba diving (to 50m), skydiving, snorkeling, snowboarding, snowmobiling, spelunking, surfing, trekking, white water rafting (to Class V), wildlife safaris and windsurfing : For leisure, recreation or entertainment purposes only.
  • Enhanced Personal Accident
  • Evacuation Plus
  • End of Trip Home Country Coverage
  • Chaperone / Faculty Leader Replacement
  • Personal Liability

For more details on these additional benefits, please either download the plan brochure or run a free quote to see the options available.


Europe Travel Insurance