|
Atlas Plan |
Student Secure |
Citizen Secure |
Citizen Secure Economy |
| Plan Information |
| Plan Type |
| PPO Network |
N |
Y |
Y |
Y |
| Per Policy
Period Deductible |
Y |
N |
Y |
Y |
| Co-insurance
within the USA |
Y |
Y* |
Y* |
Y* |
| Co-insurance
outside the USA |
N |
N |
N |
N |
*The Coinsurance will be waived if expenses are incurred within the PPO. |
| |
| Medical Benefits |
| Hospital Room
and Board |
Y |
Y |
Y |
Y |
Medical Expenses |
Y |
Y |
Y |
Y |
Medical
Supplies |
Y |
Y |
Y |
Y |
Outpatient
Medical |
Y |
Y |
Y |
Y |
Rehabilitative
care
including
physical therapy |
Y |
Y |
Y |
Y |
| Chemotherapy
and Radiation Therapy |
N |
N |
Y |
Y |
| Prescription
Drugs |
Y |
Y |
Y |
Y |
Surgery |
Y |
Y |
Y |
Y |
| Second Medical
Opinion |
N |
N |
Y |
Y |
| Transplants |
N |
N |
Y |
Y |
| |
| Emergency Care |
| Medical
Evacuation |
Y |
Y |
Y |
Y |
| Emergency
Reunion |
Y |
Y |
Y |
Y |
| Repatriation |
Y |
Y |
Y |
Y |
| Local
Ambulance |
Y |
Y |
Y |
Y |
| Returning
Minor Children |
Y |
Y |
Y |
Y |
| |
| Special Coverage |
| Supplemental
Accident |
N |
N |
Y |
Y |
| Maternity |
N |
Y |
Y |
Y |
| Newborn
Coverage |
N |
Y |
Y |
Y |
| Adult Wellness |
N |
N |
Y |
Y |
| Child Wellness |
N |
N |
Y |
Y |
| Pre-Existing
Conditions |
N |
Y* |
Y |
Y |
* After 12 Months of Continuous Coverage |
|
| Acute onset of
Pre-existing condition |
Y |
Y |
Y |
Y |
| Mental/
Nervous Care |
N |
Y |
Y |
Y |
| Home Country
Coverage |
Y* |
Y* |
Y* |
Y* |
* For the Atlas America and Student Secure Plans - Up to 15 Days of Coverage While in Home Country
For all IC plans - non-US Citizens get full home country coverage and US Citizens get a maximum of 6 months coverage within the US |
|
Complementary
Medicine |
N |
N |
N |
N |
| Chiropractor |
N |
Y |
Y |
Y |
| Trip Interruption |
Y |
N |
N |
N |
| Lost Luggage |
Y |
N |
Y |
Y |
| Common Carrier
Death Benefit |
Y |
N |
N |
N |
| Death & Dismemberment |
Y |
Y |
Y* |
Y* |
*Can be purchased for an extra cost. |
| |
Hazardous
Sport Coverage
including hand gliding,
bungee jumping etc... |
Y
(with rider) |
N |
Y
(with rider) |
Y
(with rider) |
Organized
sports coverage
including organized amateur
or professional sports - please contact us about
coverage for this. |
N |
Y |
N |
N |
| Terrorism
Coverage |
Y |
Y |
N |
N |
If you have any questions about the plans, or would like help in comparing your insurance options then please do not hesitate to contact us
