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International Student Insurance Comparison

Compare International Insurance Plans Quickly and Easily

If you are not sure what plan is right for you, please use the side-by-side comparison to learn more about the main plans we offer, who they are ideal for and how the core benefits of the plan differ from each other. Please only use this comparison as a guideline, and be sure to check the individual product pages for full benefit and exclusions.

For more personalized service, please do not hesitate to contact us and we will be happy to suggest the best plan for you!

Plan Comparision

Student Health Travel Medical Major Medical
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Plan Type Full time student health insurance. Short term travel insurance. Annual, long term medical insurance.
Plan ideal for?
  • International students (including those on OPT)
  • Study abroad students
  • Scholars
  • Short term trips abroad
  • Students and non-students
  • Dependents
  • Faculty
  • Living or working abroad
  • Students and non-students
  • Dependents
Terms Monthly renewable up to 4 years Daily renewable up to 1 year (inside USA) and up to 3 years everywhere else (if non-US citizen) Annually renewable for as long as you remain eligible for the plan
Plan Maximum $100,000 up to $500,000 $50,000 up to $1,000,000 $1,000,000 up to $8,000,000
Deductible From $25 to $100 per injury/ illness From $0 to $2,500 per period From $250 to $5,000 per year
Coinsurance Inside the USA - all plans include coinsurance from 80% up to 100% coverage (depending on the plan level) Outside the USA - all plans pay 100% for treatment outside the USA
Maternity Yes No Yes
Pre-Existing Conditions Yes No Yes
Mental Health Yes No Yes
Wellness No No Yes
Sports Yes Yes Yes
Evacuation Yes Yes Yes
Repatriation Yes Yes Yes
Reunion Yes Yes Yes
Trip Interruption No Yes No
Lost Luggage No Yes No
Travel Assistance Yes Yes Yes
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Please note - this comparison is just a summary of coverage, the full certificate of coverage contains all final wording and benefits.